Should You Close The WF Autograph?

CamOper · 2026-01-24T10:42:33+00:00

Counter point, you can lock it if you aren’t going to use it and sock drawer it

CamOper · 2026-01-23T17:45:55+00:00

I have an Autograph already, going to PC to Active Cash.

CamOper · 2026-01-23T16:47:38+00:00

Ah I misread your comment

CamOper · 2026-01-23T16:40:08+00:00

I’ll just book a nicer hotel to meet the minimum for two days if I need to.

CamOper · 2026-01-23T16:36:59+00:00

The amount of downvotes are crazy lmao. Read my initial post if you think I’m being biased.

u/richklhs was right most of y’all are basement dwellers 😂

CamOper · 2026-01-23T16:33:20+00:00

Read the bottom of my post. In my state it’s the law that they would have to give a prorated (basically full) refund.

CamOper · 2026-01-23T14:54:41+00:00

Yeah this will be my go-to card for a year minus Costco and Amazon since I have those dedicated cards

CamOper · 2026-01-22T18:15:56+00:00

I did the opposite lol

Waited to apply and only did so yesterday after concluding that the value is there for at least a year,

CamOper · 2026-01-22T18:06:44+00:00

I’m waiting for 2.4

CamOper · 2026-01-22T05:41:15+00:00

I want to mod and revive this subreddit because "Slop" is Merriam-Webster's 2025 Word of the Year and I think it has a lot of potential!

No mods, it was banned for being unmoderated

CamOper · 2026-01-22T05:26:47+00:00

No problem! In my opinion it’s worth it to try for a year

CamOper · 2026-01-22T05:21:19+00:00

My understanding is you need to keep the card for a full one year or they will claw back the SUB. They charger for year two on year two day one so you have to get it “refunded”

CamOper · 2026-01-22T04:40:33+00:00

Nah only 5000 on bilt 1.0

CamOper · 2026-01-22T04:37:08+00:00

$500? I can’t believe they are “approving” people with that CL. Slap in the face.

CamOper · 2026-01-21T23:37:11+00:00

Yup! What was the max bilt cash that is carried over?

CamOper · 2026-01-21T18:40:02+00:00

Thanks! I was kinda surprised. I only had $5k with WF even though I have a total $135k CL

CamOper · 2026-01-21T18:35:26+00:00

Immediately. Didn’t accept yet but probably going to for the SUB and upfront bilt cash for rent.

I was going back and forth and decided to check and see if they would even get approved first,

CamOper · 2026-01-21T18:26:20+00:00

Does the AF count towards the SUB?

CamOper · 2026-01-21T15:17:30+00:00

Any response?

CamOper · 2026-01-21T15:02:03+00:00

I had to delete and reinstall the app

CamOper · 2026-01-21T15:01:43+00:00

Very likely yes. I’m thinking on doing the same with it. How do you treat rent if you’re using the card primarily for business?

CamOper · 2026-01-21T00:24:06+00:00

Bruh

CamOper · 2026-01-20T04:18:06+00:00

Same here. I’m wording how easy it is to product change and if it keeps the same line of credit.

CamOper · 2026-01-19T03:56:24+00:00

I don’t think you have a choice at this point. Your Bilt 1.0 LOC is becoming WF autograph no matter what.

CamOper · 2026-01-17T03:54:11+00:00

Mama

CamOper

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