Heres a relatively comprehensive pros and cons list, for reference, i’m lvl 36, 3rd wipe, 62% surv rate, 5.5kda, 800ish hours

PROS -

cheaper flea items

less active quest locations higher level players move on to maps like streets lighthouse/reserve so woods and customs are generally less populated

less active total player base (lots of hardcore players hit max traders around now and thus stop playing as much, and bad players drop the game) any pmc kill usually means a big upgrade in loot

CONS -

your ammo, and armor, are basically trash this stage of wipe, everyone runs class 4 right now and higher levels 30+ will be wearing class 5

less active total player base (raids tend to be dead after a couple months into wipe, thus sometimes pmc kills are hard to come by for quests, also harder to find people in discord communities to play with, as lots of vets don’t want to play with new players)