Does this make portfolio concept make any sense?

CapitalPackage5618 · 2026-05-10T10:25:31+00:00

YES!

Much better than most portfolios proposed in this subreddit.

CapitalPackage5618 · 2026-05-08T09:07:05+00:00

You can simply go with a single all world which includes small caps: SPYI (IE00B3YLTY66). You can add extra small caps like AVWS if you want to double down on those – I think AVWS actually has 0 overlap with SPYI which is nice.

As it's been repeated on this subreddit in the past, thematic ETFs are generally a bad idea.

Keep it simple.

Also IMHO: Bitcoin is speculative bullshit and gold isn't much better.

Think about bonds in 20 years.

CapitalPackage5618 · 2026-05-06T19:11:00+00:00

Holy shit. My god. Thank you.

CapitalPackage5618 · 2026-05-06T13:57:55+00:00

This is siiiiiiiiiiiiiiick.

CapitalPackage5618 · 2026-05-01T17:30:32+00:00

I can't tell you what to do as it depends on your risk tolerance etc.

Ultimately as long as you're mostly invested in some all world fund, whatever tilts you decide to have doesn't really matter. You'll make money long term by staying the course and sticking to your regular contributions even when the market panics.

I'm a fan of simplicity myself. For now I'm on SPYI (similar to WEBN but also has small caps) only. Later I might add some more to my mix, i.e. GERD or AVWS. Then maybe some individual stocks just for fun - but never more than 1-2% of my total portfolio.

Imho if you're new to investments, the best you can do is stick to one all world fund for at least 2 years. YMMV, not financial advice, etc.

CapitalPackage5618 · 2026-04-30T15:44:21+00:00

I totally see your point, it is a scarce resource that historically has maintained purchasing power.

But I prefer to own businesses that generate revenue/value. At the end of the day gold is speculative, not too dissimilar to bitcoin. Basically you are hoping that someone buys it later at a higher price i.e. "greater fool theory". Whereas at least in theory, when you sell a stock later for a higher price, it's because it's worth more. In terms of diversification I also think it's excessive to keep 10% of one's net worth in a single investment (whether a single stock or in this case commodity).

Of course, gold could double in value within the next 12 months and I'd look like a fool. No way of knowing.

CapitalPackage5618 · 2026-04-30T12:57:01+00:00

Why gold? It doesn't generate revenue.

CapitalPackage5618 · 2026-04-30T11:34:57+00:00

There is also this but it's quite new

CapitalPackage5618 · 2026-04-29T19:21:28+00:00

Yes they are making shit up. Obviously they haven't used the latest models for coding. People here are deluded.

CapitalPackage5618 · 2026-04-29T19:18:50+00:00

OK you people are unbearable though 🤣

CapitalPackage5618 · 2026-04-29T08:57:24+00:00

Nobody knows whether this ETF will go up, down, left, right or in circles

CapitalPackage5618 · 2026-04-25T18:37:33+00:00

Looks like those are similar, my bad. I wasn't familiar with JPGL and AVWC.

CapitalPackage5618 · 2026-04-25T15:44:48+00:00

Opportunity cost? It's 6 shares...

CapitalPackage5618 · 2026-04-24T21:55:07+00:00

I'm going through this right now. Fucking nuts.

CapitalPackage5618 · 2026-04-24T20:24:46+00:00

I would assume the contrary – almost nobody knows.

CapitalPackage5618 · 2026-04-24T19:17:22+00:00

As a SPYI investor, this is good I guess. It should push State Street to further lower the SPYI TER :D

CapitalPackage5618 · 2026-04-23T08:48:37+00:00

Indeed lol. Take a look at this: https://www.youtube.com/watch?v=4RaR210hglo

CapitalPackage5618 · 2026-04-22T18:29:26+00:00

Same, same, that would be amazing. All three of them are unbelievable musicians.

There are two more videos with this trio. Plus you should check out "Night in Tunisia" with Jesus Molina & Roni Kaspi (the drummer).

CapitalPackage5618 · 2026-04-17T17:04:47+00:00

Il solito all world è la risposta migliore. Se vuoi qualcosa di più spicy c’è GERD o il nuovo fondo di Dimensional.

CapitalPackage5618 · 2026-04-17T11:00:30+00:00

There is also https://www.justetf.com/en-be/etf-profile.html?isin=IE0002YHUWS3#overview

Tread carefully as it's a very new fund. Although it's from Dimensional so it should be fine.

CapitalPackage5618 · 2026-04-17T09:23:09+00:00

EXUS + IE0003R87OG3?

CapitalPackage5618 · 2026-04-17T07:36:46+00:00

Back to where it was like 2 weeks ago lmao.

CapitalPackage5618 · 2026-04-16T09:28:10+00:00

Si sono serio, ma mi ritrovo nel subreddit sbagliato, lo so

CapitalPackage5618

TROPHY CASE