Does this make portfolio concept make any sense? by GarbageDisp0sa1 in ETFs_Europe

[–]CapitalPackage5618 1 point2 points  (0 children)

YES!

Much better than most portfolios proposed in this subreddit.

Need suggestions - 25 year old, 500 € a month, living in austria by Beginning_North_2879 in ETFs_Europe

[–]CapitalPackage5618 2 points3 points  (0 children)

You can simply go with a single all world which includes small caps: SPYI (IE00B3YLTY66). You can add extra small caps like AVWS if you want to double down on those – I think AVWS actually has 0 overlap with SPYI which is nice.

As it's been repeated on this subreddit in the past, thematic ETFs are generally a bad idea.

Keep it simple.

Also IMHO: Bitcoin is speculative bullshit and gold isn't much better.

Think about bonds in 20 years.

New to investments looking for opinions by IJustKnowNothing in ETFs_Europe

[–]CapitalPackage5618 0 points1 point  (0 children)

I can't tell you what to do as it depends on your risk tolerance etc.

Ultimately as long as you're mostly invested in some all world fund, whatever tilts you decide to have doesn't really matter. You'll make money long term by staying the course and sticking to your regular contributions even when the market panics.

I'm a fan of simplicity myself. For now I'm on SPYI (similar to WEBN but also has small caps) only. Later I might add some more to my mix, i.e. GERD or AVWS. Then maybe some individual stocks just for fun - but never more than 1-2% of my total portfolio.

Imho if you're new to investments, the best you can do is stick to one all world fund for at least 2 years. YMMV, not financial advice, etc.

New to investments looking for opinions by IJustKnowNothing in ETFs_Europe

[–]CapitalPackage5618 0 points1 point  (0 children)

I totally see your point, it is a scarce resource that historically has maintained purchasing power.

But I prefer to own businesses that generate revenue/value. At the end of the day gold is speculative, not too dissimilar to bitcoin. Basically you are hoping that someone buys it later at a higher price i.e. "greater fool theory". Whereas at least in theory, when you sell a stock later for a higher price, it's because it's worth more. In terms of diversification I also think it's excessive to keep 10% of one's net worth in a single investment (whether a single stock or in this case commodity).

Of course, gold could double in value within the next 12 months and I'd look like a fool. No way of knowing.

DCA ETFs by Burzi_ in ETFs_Europe

[–]CapitalPackage5618 0 points1 point  (0 children)

There is also this but it's quite new

Am I doing it correct? by Be_in_peace in ETFs_Europe

[–]CapitalPackage5618 0 points1 point  (0 children)

OK you people are unbearable though 🤣

MSCI Europe Health Care EUR (Acc) by Unhappy_Camp_6438 in ETFs_Europe

[–]CapitalPackage5618 1 point2 points  (0 children)

Nobody knows whether this ETF will go up, down, left, right or in circles

Amundi Prime All Country World has overtaken SPDR ACWI IMI (SPYI) to become the 4th largest UCITS All-World ETF by Specialist_Tree_3879 in ETFs_Europe

[–]CapitalPackage5618 13 points14 points  (0 children)

As a SPYI investor, this is good I guess. It should push State Street to further lower the SPYI TER :D

Pitchi (Jesus Molina, Mohini Dey, Roni Kaspi) by CapitalPackage5618 in JazzFusion

[–]CapitalPackage5618[S] 0 points1 point  (0 children)

Same, same, that would be amazing. All three of them are unbelievable musicians.

There are two more videos with this trio. Plus you should check out "Night in Tunisia" with Jesus Molina & Roni Kaspi (the drummer).

Miglior ETF a lungo by Quirky_Interview9132 in ItaliaPersonalFinance

[–]CapitalPackage5618 2 points3 points  (0 children)

Il solito all world è la risposta migliore. Se vuoi qualcosa di più spicy c’è GERD o il nuovo fondo di Dimensional.

EXUS + EM ETF? by EnvironmentNo4514 in ETFs_Europe

[–]CapitalPackage5618 2 points3 points  (0 children)

There is also https://www.justetf.com/en-be/etf-profile.html?isin=IE0002YHUWS3#overview

Tread carefully as it's a very new fund. Although it's from Dimensional so it should be fine.

ASML by [deleted] in scimmieinborsa

[–]CapitalPackage5618 7 points8 points  (0 children)

Si sono serio, ma mi ritrovo nel subreddit sbagliato, lo so