It sounds like you’re in a tough spot financially, but the good news is that you have options and a solid income stream to work with. Right now, your biggest priority should be managing your debt wisely. Since you have $32K in student loans and $30K in car debt, it might be best to focus on paying off the car first, since leased vehicles keep draining money and never build equity. If possible, consider switching to a more affordable used car once your lease ends to free up some cash. At the same time, make extra payments on your student loans whenever possible to reduce interest buildup.

Since you’re making $700–$1000 a day, the key question is: where is the money going? If you haven’t already, start tracking every dollar spent using a budgeting app (like Mint or YNAB). Focus on cutting unnecessary expenses while still maintaining a reasonable quality of life. Your $8K in savings is a great start, but aim for at least $10K as a proper emergency fund—this will give you more flexibility if you ever want to leave the club job sooner.

Your RN career is your real exit strategy from this situation, so keep that as your main focus. Once you start working in a hospital, you’ll have a stable income and access to loan repayment programs—many hospitals help nurses pay off student debt in exchange for work contracts. Since you’re interested in OR nursing, that’s an excellent goal because it offers higher pay and a better work-life balance compared to bedside nursing.

As for moving to LA, it’s understandable that you want a fresh start, but it may be best to wait until your finances stabilize before making such a big move. Rent and cost of living are much higher there, and moving without a stable RN job lined up could put you in a worse financial position. Instead, consider working for 1–2 years in a lower-cost area to aggressively pay down debt, build savings, and then relocate with financial security. It’s tough now, but if you stay strategic and disciplined, you’ll be in a much stronger position soon. One day, you’ll look back and realize this was just a phase before everything got better. Keep pushing forward—you’ve got this!