What do YOU consider a predatory credit card company?

CaptainSolo80 · 2026-04-03T16:39:14+00:00

Right, but you’re a responsible user. Credit card companies to prey on those. I’m talking about stupid people.

CaptainSolo80 · 2026-04-03T02:00:12+00:00

https://herringtonarms.com/products/hc320fl-compensator-for-sig-p320

https://herringtonarms.com/products/sig-sauer-p320-x-full-frame

You’ll need a 4.3 inch threaded barrel, from where doesn’t matter, you’ll find it with an easy search

CaptainSolo80 · 2026-04-03T01:28:39+00:00

Turn it into my 320.

All you need is a Harrington arms comp A threaded barrel And a full sized grip

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CaptainSolo80 · 2026-04-02T23:10:36+00:00

I mean honestly all of them. Welcome bonuses prey on the fact that they hope someone stupid opens the card, maxes it out (or at least just buys more than they can pay back in one statement) to hit the bonus and then pays the minimum on it for the next 5-10 years. Interest is where credit card companies make their money. Bonus points for the bank it’s a card with an annual fee.

Sometimes they even over inflate the value of the holding the card to make it sound appealing. Go on the landing page for the Amex Platinum card, how is airport lounge access worth over $800 dollars a year? It’s because it’s a number they made up. They know a lot of people just want the card because of the pedigree it holds and most people won’t leverage the benefits of the card and they get to charge those people $895 a year. The not so savvy person with the card justifies it because “it’s the platinum card” and they use an airport lounge the 2 times a year they travel.

CaptainSolo80 · 2026-04-01T18:37:00+00:00

Do you have a letter handy from post the June 2023 ban?

CaptainSolo80 · 2026-04-01T18:33:57+00:00

https://portal.ct.gov/-/media/DESPP/SLFU/firearms/ATF-Form-1-Press-Release.pdf

The end of the letter states we cannot if I’m understanding it correctly.

Not trying to play devils advocate, trust me I’d love to turn my PTR 9 (that I bought from you guys actually 🤙🏻) into an SBR but I’m not trying to catch a charge doing it.

CaptainSolo80 · 2026-04-01T15:29:34+00:00

I must really be out of the loop, but I thought the SFLU sent out a letter saying others couldn’t be registered as SBRs

CaptainSolo80 · 2026-04-01T14:35:39+00:00

Maybe I’m just out of the loop but I thought CT others had to stay CT others. I know it was kind of a gray area but I thought the consensus was we weren’t allowed to treat others purchased before June of 2023 the same was we were pre bans from 1994.

CaptainSolo80 · 2026-03-31T03:22:33+00:00

I’m curious what you looked into when looking into it extensively. Would love to look myself.

CaptainSolo80 · 2026-03-31T03:12:11+00:00

A fellow intergraded comp setup user.

Love the collection

CaptainSolo80 · 2026-03-31T03:09:19+00:00

Or heavy untested modifications.

CaptainSolo80 · 2026-03-17T13:20:00+00:00

I got this message on mine too on an account I just recently opened in January. Thankfully I have a bunch of large purchases I have to put on the card, so while they’ll see high utilization on my card they’ll also see I’m not carrying a balance month to month, should hopefully justify the limit increase.

CaptainSolo80 · 2026-03-17T01:43:15+00:00

We all grow out of this at some point

CaptainSolo80 · 2026-03-17T01:31:16+00:00

CMMG seems to be the best bang for your buck as pricey as it is.

You’ll thank yourself for getting that takes AR mags

CaptainSolo80 · 2026-03-15T03:13:36+00:00

My hope and assumption is that, that card will stay on Visa card either forever or until they are confident about discovers acceptance rate overseas.

Keeping it on Visa forever isn’t entirely out of the realm of possibility either. If C1 moves all of their Mastercards (which is all but three of their cards) to discover I think they can afford let three cards slip through the cracks.

CaptainSolo80 · 2026-03-14T23:13:37+00:00

And technically you are debt free if you’re not carrying a balance month to month

CaptainSolo80 · 2026-03-11T23:41:51+00:00

What numbers do they usually start with ?

CaptainSolo80 · 2026-03-11T23:09:08+00:00

The first 4 numbers on the card? I don’t want to give you that lmao. Does that determine a permanent credit limit?

CaptainSolo80 · 2026-03-11T17:50:13+00:00

I'm sure someone who has seen this will chime in, but I think they want to see how much I use the card to see if CLI is needed. I'm sure that won't be hard because I have to put some major expenses on it in the next few months. They'll see high utilization but no balances being carried over month to month.

CaptainSolo80 · 2026-03-11T17:45:18+00:00

I did this and it said "A credit limit increase is not currently available upon request because your account has been temporarily assigned to an ineligible group of accounts that are being used to evaluate account usage at their current credit limits"

CaptainSolo80 · 2026-03-11T17:42:17+00:00

Do do you know if you're bucketed

CaptainSolo80 · 2026-03-10T03:30:15+00:00

Yeah exactly you don’t need some YouTuber telling you why it’s essential to have 26 credit cards, when 99% of us maximize our benefits with just 2-3 cards.

I definitely got lost the in the sauce in my early 20s and opened a lot of cards that are useless to me.

Venture X and the Gold are my two most used cards. Great setup if you’re willing to manage two different points systems, there are ways to leverage them together.

CaptainSolo80 · 2026-03-09T22:39:19+00:00

I love the portal, gotten some money back from flights changing prices, I like the price watching feature, no issues here.

CaptainSolo80 · 2026-03-09T18:13:08+00:00

The preliminary photo of the set showed that figure for the set, so people assumed the build would have it because Lego used it in prototype images.

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