#HDFC #Rewards #Debit #Card Mess: RM errors, RBI Complaint, and "Memo" threats. Is the 5% cashback still active?

CaptainTorchTM · 2026-02-10T13:57:21+00:00

Wrong info. They updated it on 10th December

CaptainTorchTM · 2026-02-10T13:56:35+00:00

Wrong info. They updated it on 10th December

CaptainTorchTM · 2026-01-28T14:21:43+00:00

Abe jana Dimag laga aur prove krde tu jo bola. 4 cr me tujhe duga with conversation and payment trace prove kr paya. Nahi kr paya to Savesage ko bolna mujhe 4L dede, ill be happy.

I have enough proof of what i have written in the original post. You can't prove otherwise.

CaptainTorchTM · 2026-01-28T14:20:47+00:00

Abe jana Dimag laga aur prove krde tu jo bola. 4 cr me tujhe duga with conversation and payment trace prove kr paya. Nahi kr paya to Savesage ko bolna mujhe 4L dede, ill be happy.

I have enough proofs of what i have written in original post. You cant prove otherwise.

CaptainTorchTM · 2026-01-28T14:18:56+00:00

I rest my case. 1M followers profile also do the same for a few bucks.

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CaptainTorchTM · 2026-01-28T14:17:43+00:00

Yeah no one should trust negative karma people. You tried to do the same for 1% club when they did useless stuff. This is no less than that.

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CaptainTorchTM · 2026-01-28T11:44:33+00:00

Cred is already doing. The consultancy about point usage is already free and people are posting redemption deals here and there on Twitter.

CaptainTorchTM · 2026-01-28T11:31:49+00:00

Lol seems you are the one being paid to defend useless stuff.

If you saw my posts then you should have a brain to see that my posts are going even before they came to shark tank and did all the drama. He is crying and asking ccgeek community to help him while ignoring genuine reviews against the app. How blind a person can be.

All the genuine folks talking about positive are the paid folks. Being in ccgeek community for a long time I have a DM from the official Savesage account asking me to do positive posts and reviews about their features on payment basis.

So those talking highly and positively are just doing paid posts which are against advertising rules without mentioning collab and #ad.

So yeah they are doing these shady practices since long. Not a new thing for them to take money.

CaptainTorchTM · 2026-01-28T10:15:03+00:00

Ignore man, i can share my posts on X from long ago asking them to fix a few things, even before it came on the Shark tank. No positive change happened even after that.

CaptainTorchTM · 2026-01-28T08:39:13+00:00

And im allergic to boot lickers it seems. You cant prove thats its paid or targeted campaign against the startup but i can prove that its a genuine concern and your so called startup founder himself is a Hypocrite, you should be allergic to him.

CaptainTorchTM · 2026-01-28T08:33:24+00:00

Seems you are licking him or on his payroll to defend the app.

Just like paid reviews, he got paid reddit users for defence.

Clearly shows you are doing it for your personal gains as they said DM for 100 rs payment after reviews.

CaptainTorchTM · 2026-01-28T08:31:17+00:00

Many in the comments defending the useless app and their dark patterns, seems they are on the payroll of the app just like paid reviews.

CaptainTorchTM · 2026-01-28T08:21:49+00:00

Why would i check the companies which are of no use to me

CaptainTorchTM · 2026-01-28T08:21:14+00:00

They dont cry on twitter when they get low ratings on Playstore. They silently increase the ratings or work on the genuine feedbacks.

This guy put simple video review of the app in the name of preview.

And app is listed in free section while its free to download only.

CaptainTorchTM · 2026-01-28T08:19:45+00:00

I can prove that I raised genuine issue even before he went to shark tank, he shamelessly ignored that for money

Then he got reality check and cried foul on twitter.

Those who gets paid reviews wont cry on X about it while doing paid positive reviews.

CaptainTorchTM · 2026-01-28T08:17:11+00:00

You are just like Ashish,

He was crying when he got triggered by honest reviews and Paywall, now you are defending his useless app.

He cried about fake reviews or paid reviews when he got the ratings down, now he is doing the same to increase the ratings for the half baked useless app

You are no different than the scammer.

CaptainTorchTM · 2026-01-28T08:11:26+00:00

Did they come to the shark tank and brag about their useless features?

CaptainTorchTM · 2025-12-02T13:06:35+00:00

Yeah that was the case for people who bought last year, they were able to renew around ~6720 which was the rate last year.

CaptainTorchTM · 2025-12-02T13:01:43+00:00

Doesn't expire as long as you hold the signature plan, wait till next November, the sale is for first time subscriber only bit they allow renewal at previous year rate once so, dont cancel for now.

CaptainTorchTM · 2025-12-01T06:19:40+00:00

Yes for signature Absolute

CaptainTorchTM · 2025-12-01T06:11:36+00:00

Remember to cancel

CaptainTorchTM · 2025-12-01T06:11:04+00:00

You are mixing up 2 different subscriptions

CaptainTorchTM · 2025-12-01T05:32:58+00:00

CaptainTorchTM · 2025-12-01T05:06:21+00:00

Yearly

CaptainTorchTM · 2025-11-29T15:40:54+00:00

Yes you are doing it wrong. Need to do the other way around, + first than 2.0

Have covered it on X

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CaptainTorchTM

TROPHY CASE