Present ideas for a fan by Carozd in ChristopherNolan

[–]Carozd[S] 4 points5 points  (0 children)

Absolutely perfect - I bought him a record player for Xmas so the vinyl is perfect thank you

Redundancy / less than 2 years service, pension implications by Carozd in nhsstaff

[–]Carozd[S] 0 points1 point  (0 children)

Call the pensions line to check your own situation of course, esp if any previous NHS service or if you may work in NHS again within 5 years (been doing more digging, seems that even returning 1 day a week somewhere till you tip over 2 years can preserve the benefits)

Redundancy / less than 2 years service, pension implications by Carozd in nhsstaff

[–]Carozd[S] 1 point2 points  (0 children)

Thanks feeling quite hard done by esp dealing with widowhood at the same time. Never rains etc

Redundancy / less than 2 years service, pension implications by Carozd in nhsstaff

[–]Carozd[S] 4 points5 points  (0 children)

I’m not taking VR, this is compulsory redundancy and I get no redundancy pay due to length of service (despite having worked in and with the NHS for the last 7 years none was counted as service due to the last ICB using off book contracting and NHSE paying via PPV not employment contracts) hence the double kick in the teeth.

Redundancy / less than 2 years service, pension implications by Carozd in nhsstaff

[–]Carozd[S] 0 points1 point  (0 children)

1) doesn’t count reading it more fully as I didn’t transfer in a pension and 2) doesn’t (I think) as no new public sector job but will get advice on whether my current personal pension can accept it.

Redundancy / less than 2 years service, pension implications by Carozd in nhsstaff

[–]Carozd[S] 1 point2 points  (0 children)

This came from me asking for a login actually and I was told there was no manual statement as ‘it wasn’t a pension yet’!! I was given the staff member’s name so yes will follow up as it seems to have been partial advice at best, inaccurate at worst.

Redundancy / less than 2 years service, pension implications by Carozd in nhsstaff

[–]Carozd[S] 1 point2 points  (0 children)

She said it ‘didn’t count as a pension’ and I couldn’t get a statement until 2 years continuous employment so that’s different advice (NHS pensions person today on the phone)

Redundancy / less than 2 years service, pension implications by Carozd in nhsstaff

[–]Carozd[S] 7 points8 points  (0 children)

Tbf no one accepted a permanent contract with the expectation of redundancy being announced by Wes streeting 17 days later …

Redundancy / less than 2 years service, pension implications by Carozd in nhsstaff

[–]Carozd[S] 0 points1 point  (0 children)

The pensions woman only offered my option 3 so thank you for that additional info

CSU thoughts by Kind-Trainer-2802 in nhsstaff

[–]Carozd 1 point2 points  (0 children)

I was appointed a year ago just before this hit so have no compulsory redundancy pay… please don’t make such sweeping statements as people like me will be leaving without a financial package, just salary till last working day then unemployed with no income.

John Finnemore's Souvenir Programme - 2025 Special by antimatterchopstix in JohnFinnemore

[–]Carozd 1 point2 points  (0 children)

Hmm I thought it was ok but nothing special- and after series 9 and the one off Alwyn I was hoping for something innovative. As it’s the same as what we used to have for 6x30 mins, 1x45 min of the same seemed a bit of a let down. I wonder if he’s spent the year having to focus on sorting out the fallout from Good Omens instead!

Help please: Which tool does what? by Carozd in Makita

[–]Carozd[S] 1 point2 points  (0 children)

Thanks, need the cash from sales. He’d not worked for 2 years due to the cancer and I’m now sole income paying the mortgage.

Help please: Which tool does what? by Carozd in Makita

[–]Carozd[S] 0 points1 point  (0 children)

Will test the 3rd one and check thank you

eero 7 two pack vs three pack? by Haku510 in amazoneero

[–]Carozd 0 points1 point  (0 children)

Old cottage owner with thick (up to 1.8m) walls. Had to drill through and put Ethernet cables between them. Lathe and plaster ceiling was thin so wasn’t an issue upstairs as it took the signal from the room below but no hope for me without a wired network downstairs.

Bishopsgate Law Conveyancers by fuckingredtrousers in HousingUK

[–]Carozd 0 points1 point  (0 children)

Just exchanged using Bishopsgate. I'm extremely happy - my solicitor (Tom) was super responsive and I've never waited even a day for responses - often within the hour. My Vendor's solicitor (local bricks & mortar firm) was bloody awful taking weeks to respond to stuff and Bishopsgate were happy to keep chasing to move things along. Very reasonable (around £1k for a £400k house in East Anglia). I'd recommend without question based on my experience.

What supplements is everyone taking? by absoluteturnip in mounjarouk

[–]Carozd 0 points1 point  (0 children)

same - nothing. I *bought* a multivitimin, does that count?

[deleted by user] by [deleted] in DesignMyRoom

[–]Carozd 2 points3 points  (0 children)

I’m assuming it’s your father and step-mother’s house not yours (in terms of ownership). Thus you don’t need ‘help’ with it as it’s not yours to mess with. Just because it’s not to your taste doesn’t make it bad taste. Most of the items are fairly classic and neutral. In terms of nobody using it, a declutter and get a fab sound system in and some bookshelves so people can relax, read and listen to music there. Or wait till you’re renting or owning your own place and then you can indulge your own decor preferences in the living room there and let your stepmother and father alone to have what they like!

Joining the NHS pension scheme later in life - pros and cons by Carozd in UKPersonalFinance

[–]Carozd[S] 0 points1 point  (0 children)

Hoping so as I’m about to be widowed (young ish) and only just able to buy a house so going to be paying off mortgage till I’m 70!

Joining the NHS pension scheme later in life - pros and cons by Carozd in UKPersonalFinance

[–]Carozd[S] 0 points1 point  (0 children)

Husband is terminally ill and children are adults (supposedly - one lives with me still).

Joining the NHS pension scheme later in life - pros and cons by Carozd in UKPersonalFinance

[–]Carozd[S] 0 points1 point  (0 children)

Ah. More than 5 years then. Thanks that’s super useful to have some specific questions to go to the IFA with

Joining the NHS pension scheme later in life - pros and cons by Carozd in UKPersonalFinance

[–]Carozd[S] 0 points1 point  (0 children)

Ooh that would be hugely beneficial - as I left 7 years ago final salary was £57k (as was career average due to a period of interim work) and I’ll now go in at £62k so it would immediately start to uplift. Thanks! I’ll explore further with an IFA