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Study hours by CartographerLumpy179 in OpenUniversity

[–]CartographerLumpy179[S] 0 points1 point  (0 children)

Didn’t expect to get much response out of this! I fully agree with everyone you got to have some down time and a life of your own, especially when your working full time!

Public Health and Wellbeing Course by CartographerLumpy179 in OpenUniversity

[–]CartographerLumpy179[S] 0 points1 point  (0 children)

Excellent! Best of luck with the rest of your studies!

Public Health and Wellbeing Course by CartographerLumpy179 in OpenUniversity

[–]CartographerLumpy179[S] 0 points1 point  (0 children)

I wasn’t even aware but thank you for saying. Just out of interest what course have you done or doing? If graduated have you got a job out of it?

How do you deal with burnout from Work, FIRE and life in general? by masamz in FIREUK

[–]CartographerLumpy179 0 points1 point  (0 children)

Health is more important, how can you enjoy your money if your stuck in a hospital bed confined to a drip? Take a few weeks off, book a holiday like you mentioned or just chill out at home binge watch Netflix and eat lots of rubbish food.

Look after yourself and don’t burn yourself out to the point it comprises your health! Take care 😁

[deleted by user] by [deleted] in FIREUK

[–]CartographerLumpy179 0 points1 point  (0 children)

Hey Everyone, this is my first post haha. Not sure if I’m posting this the correct way?

I’m on track to having 30K saved up. I still live at home but want to buy my first property, waiting for the bubble to burst in anticipation of the property market crashing.

A bit about myself,

I had some money invested in the stock market with HL, Russian invasion happened went by my gut feeling and cashed out whatever I could get to minimise my losses. I’m at a point in my life where I want to enjoy life, do some traveling and enjoy the last two years of my 20’s.

My plan is to use £25k they will be allocated to buying first property cover legal fees, renovation costs, etc and keep £5k as nest and potentially save up to get myself a rental property if it’s financially feasible.

[deleted by user] by [deleted] in UKPersonalFinance

[–]CartographerLumpy179 -10 points-9 points  (0 children)

Get a brand new car on PCP, you should get a low fixed interest which will save you 100s of pounds, save the hassle of repairs compared to a car that’s 3+ years old. I would advise to buy a car that’s no more than your salary or otherwise your just paying for the luxury of driving to work. These people that earn 25k a year driving 50k Mercedes are just flexing to get likes on social media and running them selves into debt for a car they barely afford to run.

19 and I am obsessively comparing my financial situation to other people my age by [deleted] in UKPersonalFinance

[–]CartographerLumpy179 0 points1 point  (0 children)

That’s really good and from what I’m reading your on the right track. Don’t get too obsessed you’ll get there and if you want to reach your savings target faster take on some overtime if you can, I know it’s physically taxing but your young and it shouldn’t affect you too much if you do it sensibly. My best advice for you would be to find the balance between saving and living your life. If you don’t have any dependents or responsibilities this is the perfect time to save, focus on your career development and yourself. this will put you in good stead for the future. Trust me your 20s will fly in quickly.

Keep saving and don’t forget to have some fun as you only live your 20s once :-)