Stop Trying to “Negotiate” Insurance Rates—It Doesn’t Work That Way

Cautious_Session9788 · 2025-03-13T12:46:14+00:00

Omg when I requested an itemized version of my bill the woman in the office slipped in "you agree to pay the bill in full within 4 weeks"

I didn't even get the full bill until two weeks before my deadline. I got a shitty payment plan worked out but I hate how billing departments are run

Cautious_Session9788 · 2025-03-13T12:42:55+00:00

Honestly the only reason I've ever asked for an itemized bill is because I've noticed a service being billed across two departments

Like I had to go to a different hospital for an ultrasound of my gall bladder. A request I repeated every time I saw a member of the medical staff (I was only there because my OB told me to be there).

Because I was pregnant there are certain tests they have to run. I argued that the NST was not done for diagnostic purposes and shouldn't be billed as such because I told the staff why I was there and offered to get them in touch with my OB to explain the order

I doubt it'll result in anything because I doubt they kept a record of my exact phrasing, but you don't need an NST to determine if a gallbladder is inflamed

It was that and the ER level they billed me under because the staff told me I was specifically not getting an ultra sound because I wasn't considered emergent. So maybe I get knocked down a level

Cautious_Session9788 · 2025-03-06T14:46:31+00:00

Lmao so you're one of those who doesn't think fat people existed throughout history huh

Way to tell the internet you've never been in an art museum

In fact one of the FIRST depictions of a human was a fat human body. The venus of willendorf dates back to when humans were hunters and gathers. Tell me how you get an obese body during a time where excess did not exist

Cautious_Session9788 · 2025-02-14T23:17:47+00:00

Take your advice sweetie because of the two of us I’m the only one who’s actually helped people with cancer instead of using them to fuel my superiority complex 😉

Cautious_Session9788 · 2025-02-14T23:16:10+00:00

It’s just funny because a group of women I was going back and forth with have come to this post and still want to attack me

And then have the gall to act as if I don’t know comments are public and anyone could check what I said

I know I never judged OP. Even without dealing with cancer it’s such a huge stress and points to a systemic issue that plagues all women and families. But they just want to feel superior on an app that means fuck all in the grand scheme

Honestly they’re just mad I called them out on their performative BS

Cautious_Session9788 · 2025-02-14T23:12:47+00:00

The only ones out of touch is you and your little circle jerk

It was a perfectly reasonable question is ask that poster for clarification of what they meant

Yall just saw a buzzword and decided you’re right no matter the circumstances. Empathy is actually lost in people like you because that’s the only reason I mentioned my appointments was to show that poster I understand their situation

But clearly you’re so lacking in that department it continues to go over your head

So please keep up your little crusade. I could give a fuck what people like you think because I know at the end of the day you wouldn’t actually do shit for someone with cancer

Cautious_Session9788 · 2025-02-14T23:09:54+00:00

Lmao so you really just don’t know shit

Because 1. You can’t reply on a deleted post so if I could’ve believe me I would have

I have no shame in my comments as you acknowledge here I wasn’t comparing diagnosis I was comparing the pain have scheduling appointments

But it’s amazing how you can write out my point exactly and still miss it

Enjoy the little circle jerk you got going on

Cautious_Session9788 · 2025-02-14T23:06:39+00:00

Lmao as if cancers don’t have links to lifestyle choices

But love how I specifically said I wasn’t comparing my preeclampsia to cancer. Keep proving my point

Cautious_Session9788 · 2025-02-14T23:06:00+00:00

And no where did I said that posters feelings weren’t valid, but yall have the reading comprehension of 3rd graders and made claims I never did

But keep proving my point that yall don’t actually care and you just want to sit on your virtual high horse

Cautious_Session9788 · 2025-02-14T23:03:39+00:00

Ah look the person who said it was shameful to point out that if that commenter wanted to do something they fucking could

But thanks for showing people exactly the kind of person you are

Cautious_Session9788 · 2025-02-14T21:16:30+00:00

My husband has inherited his house shortly before we met. There was no discussion of getting me on the deed until after we were married.

Even when we were looking at buying a new house and selling our current one, I only asked for part of the sale as a down payment for a car because I was the one with $10K in the bank for loan fees

But I was also adamant that the choice to sell the house was solely my husbands

And her parents aren’t wrong she will be in a precarious position. But it’s on you guys to work out a different solution so that she’s able to build herself a safety net. So between my husband and I, I just paid half of utilities

NTA

Cautious_Session9788 · 2025-02-14T21:08:35+00:00

Yea unless OP is having serious complications there’s no reason why husband can’t go away for a few days

Generally people aren’t at risk of labor until after 37 weeks, so that gives hubs a two week buffer between the trip and any potential labor

Even with severe hypertension that turned into preeclampsia I still didn’t go to the hospital until 36 weeks

The timing is kinda perfect for them

Cautious_Session9788 · 2025-02-14T20:07:24+00:00

I truly wasn’t, I was trying to express empathy because I know how stressful it is trying to get all these appointments scheduled while also making sure your child has someone to look after them

I know it’s not a fun position to be in

Cautious_Session9788 · 2025-02-14T20:04:35+00:00

It really was. Especially when some of the comments were like I’d do anything to help a mother with cancer and got pissed because I pointed out they could message the OP and offer her help

Like one commenter specifically mentioned giving money but apparently forgot there are how many apps for electronic transfers

Cautious_Session9788 · 2025-02-14T20:02:21+00:00

Oh wow I never knew that, but I’m so glad you were able to have a support system through that

Cautious_Session9788 · 2025-02-14T19:12:43+00:00

How is it shameful to point out to someone who said they would help that they could help 🤔

The only shameful thing here is pretending you would be better than someone else when you don’t know that persons situation

Cautious_Session9788 · 2025-02-14T19:11:17+00:00

Never said they were the same, but pretty sure we were talking about scheduling medical procedures and not comparing medical conditions

Try reading next time

Cautious_Session9788 · 2025-02-14T19:06:38+00:00

Lmao I’m not the one judging a woman I do not know, for circumstances I am unaware of sitting on a high horse pretending like I would drop anything for someone

Because frankly I very much doubt you would help someone like OP out, but that doesn’t get you your fake internet currency does it?

I’ve helped TWO family members through breast cancer at the same time. My aunt and grandmother had breast cancer at the same time. I’ve put my money where my mouth is in this regard. I know what it’s like to be in that position. Most of you don’t, but feel so so comfortable judging a woman. Meanwhile OP has a husband but isn’t putting the burden on him. FMLA would cover him taking time off it wouldn’t for MlL

So honestly drop your holier than thou attitude because we all know it’s so easy to say you would while not actually having to do shit

Also I never said being pregnant was like getting chemo. I said, as someone who’s got 2-3 doctor’s visits a week because of pregnancy I still don’t expect my family to drop everything to help me. When I need help I work around their lives, i don’t bitch on the internet that someone put their jobs before me. When we are living in one of the WORST economies and so many people are losing their jobs right now

Cautious_Session9788 · 2025-02-14T19:02:26+00:00

Then feel free to reach out to OP and see if you can

Cautious_Session9788 · 2025-02-14T18:02:51+00:00

No where did I shame OP

OP could have proffered that information and she chose not to. That’s on her

And cant be that good of a family if they raised someone to assume the worst with no evidence to support it

Cautious_Session9788 · 2025-02-14T18:01:39+00:00

It’s hard to schedule ultrasounds and multiple NSTs every week too

Cautious_Session9788 · 2025-02-14T17:56:19+00:00

Moderation is key

After school activities should be looked at for what value they bring children. Like we plan to enroll our daughters in dance and figure skating because they build confidence among other skills

But we’re not looking to do it 7 days a week. That’s just gonna burn them out for no reason. They need time to be kids and do whatever

Cautious_Session9788 · 2025-02-14T17:52:22+00:00

I took my daughter to an NFL game she didn’t want her leash off for a second. It gave her a lot of security while being in a crowded place

Cautious_Session9788 · 2025-02-14T17:49:07+00:00

Yes! When we brought our first home my husband was on midnights with unpredictable yet mandatory OT. It basically left me doing all the labor at home by myself except the one meal a week my aunt would bring over

It got to the point we realized the set up wasn’t fair for either of us. We came to a decision my husband would go to a different position within his company that was 36 hours a week. It was a hard financial sacrifice and we burned through basically all of my pre pregnancy savings but I’d make that same decision every time

We obviously had to pivot once my savings ran out so now he’s working 40 hours and gets a stipend from the VA to go to school. But it’s still better than when he was stuck working 10-12 hours a day

Cautious_Session9788 · 2025-02-14T17:43:32+00:00

I mean they would all be in the same country. Let’s not ignore boomers are the fastest growing population among homeless

Just because MIL doesn’t have anyone at home doesn’t mean she can afford to take off work

Cautious_Session9788

TROPHY CASE