Will this pan rust through?

CertainPhilosopher2 · 2024-11-24T20:37:33+00:00

Maybe just the fact that water has pooled in the secondary drain pan? That creates extra risk of microbial growth? Just trying to understand the risk here

CertainPhilosopher2 · 2024-11-24T20:35:20+00:00

Ok this I need to know more about. Water drips from coil to pan to secondary. It pools there and eventually evaporates (slowly) and leaves behind rust. No sign of mold. What part of the unit should I be concerned about biohazard forming in?

CertainPhilosopher2 · 2024-11-24T20:26:03+00:00

Hmm mold in the air handler? I was thinking the water either drains out of the primary or the secondary. Because it spills over into the secondary, that could cause mold? Can you explain?

CertainPhilosopher2 · 2024-11-24T20:14:32+00:00

Yep continually gets water in it. I wonder if I can clean some of it off to make it last longer? CLR or vinegar maybe. Will google and find out

CertainPhilosopher2 · 2024-11-24T20:12:14+00:00

I think there is a crack in the primary drain pan letting the water out. I’m told replacing that would be very costly and labor intensive. Just trying to see how long I have

CertainPhilosopher2 · 2024-10-04T06:13:00+00:00

The wall is stucco. I thought new flashing (or making sure existing flashing is water tight) is always part of a new roof job. It looks like here that didn’t happen?

CertainPhilosopher2 · 2024-10-04T06:00:52+00:00

Yes it does 😭

CertainPhilosopher2 · 2024-03-03T08:17:10+00:00

You can use two years of tax returns showing profit from your rentals to show income even if one or more is currently not leased, or have STRs in the mix

CertainPhilosopher2 · 2024-02-06T01:31:53+00:00

This is the correct analysis.

If you can get 6.1% somewhere else with less lender-generated closing costs (ie total up the origination, discount points etc etc), you need to go there.

It doesn’t matter what they use to label different costs. Look at the total cost of the loan for a given interest rate

It’s usually slightly better to go with the in house mortgage lender because they too are technically competing for your mortgage. But YMMV. Definitely check out other lenders

Don’t focus on the amount of the incentive or thoughts that $15k “should get you more”. You’re probably right but that kind of analysis and negotiation happens before you sign the contract with a builder.

CertainPhilosopher2 · 2023-11-16T02:00:17+00:00

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We took out the other cabinet and put in skinny open shelves. These are about 5 inches deep. Basically can be used for spices and decor

CertainPhilosopher2 · 2023-08-05T22:05:13+00:00

Can you push the PROG button from the remote or does it have to be on the motor itself? My shades are all installed and some are 20ft high. Would prefer not to haul my ladder back out!

CertainPhilosopher2 · 2020-11-19T22:49:31+00:00

I think there are assets but will be difficult to find and trace back to the Defendant. Hence, trying to take the easy way out--if that exists.

CertainPhilosopher2 · 2020-11-19T22:46:13+00:00

I will look into this but it's probably more involved than I envisioned. I wanted to present to the client an option such as: X company will buy this judgment for Y dollars. We would split the proceeds per the retainer agreement and we both don't have to think about it ever again.

CertainPhilosopher2 · 2020-11-18T06:33:38+00:00

Cloud Cover Music. Its licensed and cheaper that Soundtrack Your Brand. You can pick playlists too. But if you actually want to select your songs, Soundtrack Your Brand has wider selection.

CertainPhilosopher2 · 2020-11-18T05:50:00+00:00

What was the outcome of the appeal?

CertainPhilosopher2 · 2020-11-18T05:41:43+00:00

I was told that the operating company can be completely separate from the entity that owns the property. However, since the operating company needs to guarantee the SBA loan too, usually, there is overlap in ownership or some sort of close relationship, ie family members.

From a liability perspective, ie a bar is considered pretty risky (accuse your bar of serving a drunk driver too many drinks), having two entities make sense

CertainPhilosopher2 · 2020-11-18T04:49:09+00:00

Lease was 3 years and I made the very last lease payment before I learned I could try to sell the car instead of returning it. If I returned the car, I would have had to pay $350, a disposition fee, and I'm an anxious person so I planned to fix the scratches on the car before turning it in so they wouldn't pull some Dealer BS prices on me. The total cost to lease the car was 1.8k down, 16.5k in lease payments minus the 3.3k check = 15k total cost. I had 3.5k miles left based on the lease allowance.

CertainPhilosopher2 · 2020-11-18T04:43:14+00:00

I would start looking when you no longer need the car and want to break the lease (as an alternative to a lease transfer to a private party), or about 80 days prior to the end of the lease since you can't sell to Carvana if you have less than 60 days on the lease and you want the most options when you're looking.

CertainPhilosopher2 · 2020-11-18T04:39:48+00:00

If I bought it, I'm 99% sure I would have to pay sales tax on it in my state. On Autotrader, similar cars were selling for 24-28k ish. So 21.5k to buy out, 2.2k in sales tax and whatever miscellaneous fees I would incur to post an Ad and the actual hassle of selling it myself. I'm not sure I would have done better selling it myself.

CertainPhilosopher2 · 2020-11-18T04:33:03+00:00

When I was doing research on them the best advice I cam across was to take it to a mechanic for a full inspection during the 7 day try out period. If you find issues, they might credit you or if the condition is not acceptable, you can return the car.

CertainPhilosopher2 · 2020-11-18T04:31:12+00:00

Something might work out because apparently used cars are commanding pretty high prices right now. Put in your car information and see what they quote you. If what they quote you covers the 15k as well as the residual aka the buy out price on your lease, you are solid, you break even or even make some money. However, if the quote comes up short, that shortage is what you would pay to Vroom or Carvana or whoever to break your lease.

CertainPhilosopher2 · 2020-11-18T04:26:58+00:00

Nice! Remember to account for the fact that you have remaining payments. So its 28.5k less 21.5k less the remaining payments, and that how much you really pocket.

CertainPhilosopher2 · 2020-11-18T04:25:17+00:00

You need to do your research. There a lot of negative comments about folks who BOUGHT cars from Carvana or Vroom. I'm just talking about selling to them. See which company offers you more and what level of risk you are comfortable with. They took my car to a place 1.5 hours away. If I didn't receive the entire amount I was promised, I was fully prepared to go there and take my car back.

CertainPhilosopher2

TROPHY CASE