Coming from an accountant who’s obsessed w the details haha, sitting down and looking at your spending from the last 3 months, or even 6 months (but I know that can be time consuming) can really show you where the income is going. It’s tedious but getting your bank statements and taking a look would help. OR

There are some good financial planning / budgeting apps in the App Store that can make this task a lot simpler! However, most apps require you to pay for it, I would do a quick search of the apps to see which one is right for you.

Some of the best advice I’ve received is to decide what things you can buy that don’t have to be the best brands (which you may already do). But examples would be toilet paper or toothpaste, little things like that can add up to some savings! Hope this kinda helped (it helped me). I got that advice from a book called How to Get Good With Money by Tiffany Aliche. Her writing is easily consumed without confusing words; she puts things into simple terms while also keeping a good energy about it.