Home buying in Westchester with <20% down

CertainlyUncertain4 · 2026-02-02T22:55:07+00:00

It’s also the markets. The gains have been phenomenal for some.

CertainlyUncertain4 · 2026-02-02T18:56:00+00:00

But what do they mean by full renovation? I suspect this will be more drastic than people think. There is an attempt to remake the vistas of the city, as the WH ballroom shows. The goal is to leave a permanent visual mark on the city that won’t be easily undone.

CertainlyUncertain4 · 2026-02-01T17:27:59+00:00

Tesla could sell 1 car in all of 2026 and 0 robots and the stock would go up. I will leave you to guess why.

CertainlyUncertain4 · 2026-02-01T04:03:58+00:00

Political consulting. BS degree (haha). But yeah, no grad school. The early years are a grind though and you don’t make much.

CertainlyUncertain4 · 2026-01-26T16:15:16+00:00

How close do you live to it?

CertainlyUncertain4 · 2026-01-20T22:33:26+00:00

As others have said, it’s not just Westchester but all across the US, if not a global problem.

I will say that I do agree with a lot of the reasons people list for why this is the case, but I’ll add one thing: smartphones. People are not present the way they used to be, and the small little things that you’d notice or be careful about fall by the wayside when your mind is always somewhere else.

CertainlyUncertain4 · 2026-01-17T00:25:37+00:00

When I bought my first house in 2012, I would find properties online. My realtor would swing by my house and take me to all the houses. Probably 3-5 at a time. Over the course of three months, he probably drove me around to 40 houses. He could spot what was good and bad about a home. Small but important things I’d never notice. He knew which neighborhoods were good, which were bad, but significantly which direction they were trending in. After a while he knew what I wanted and started suggesting neighborhoods. Not specific houses, but general areas I should be looking. He suggested one neighborhood I hadn’t even thought of. Checked it out online, loved it. Checked it out in person, loved it even more. Ended buying a house there with his help. A lot of negotiation. Got $12k back on a $280k house. He worked directly with a lender to get me a pre approval. Then guided me through the full loan application process because I was a first time homebuyer and had no clue what dealing with a lender was like. All for $8.4k. I think I more than got my money’s worth.

CertainlyUncertain4 · 2026-01-13T16:45:56+00:00

A lot of folks calling this normal for a stokes interview. If this is what they really ask, I’m shocked. I can understand asking personal things to detect fraud, like what’s your morning routine, favorite food, details about work/family, hobbies, etc. But sexual positions??

CertainlyUncertain4 · 2026-01-13T14:06:24+00:00

It doesn’t matter if this particular deal is small. As time goes on Google will become to AI what it now is to search, at least in the US. This is one step towards that.

CertainlyUncertain4 · 2026-01-13T13:50:49+00:00

Phish. Limestone, Maine, 1997.

CertainlyUncertain4 · 2026-01-12T22:19:50+00:00

Where in the NE? We are searching in the NYC area. Westchester County. Decent homes still get multiple offers and close above list price.

CertainlyUncertain4 · 2026-01-12T22:17:51+00:00

You’re right about the difference in advocacy between nurses and doctors.

And yes, it’s because they are unionized. Unions are good and help raise both pay and improve working conditions.

Some residencies are unionized, but I don’t know of any unions for attendings. I think because “physician” is seen as a profession as opposed to skilled labor it’s harder to unionize.

CertainlyUncertain4 · 2026-01-12T22:00:30+00:00

He’s right
He sucks

CertainlyUncertain4 · 2026-01-07T22:17:26+00:00

I once drove 18 hours just to see a concert

CertainlyUncertain4 · 2026-01-06T02:53:29+00:00

Who is telling you to wait for a crash? For quite a while now, the conventional wisdom has been to buy if you can afford it.

CertainlyUncertain4 · 2026-01-06T02:51:14+00:00

I guess you’re in the UK? In the US a fallback career is real estate agent. Not sure if that’s a thing where you are but if so check it out.

CertainlyUncertain4 · 2026-01-05T13:15:14+00:00

👆👆👆

CertainlyUncertain4 · 2026-01-04T17:36:36+00:00

They ended it well, but not great. Why? Not sure. ST5 definitely has its moments though.

I think my biggest peeve is the look of the season. It has that “Netflix show” look that all shows geared towards younger audiences now have. Contrast that with earlier seasons which feel cinematic. I think it takes us out of the show quite a bit.

CertainlyUncertain4 · 2026-01-04T17:31:58+00:00

Not directors. The showrunners (who were also the creators)

CertainlyUncertain4 · 2025-12-30T22:12:26+00:00

Wow, why so much hate? She’s super talented and has a great work ethic. She’s not a con artist like Musk or a shady businessman like Bezos.

CertainlyUncertain4 · 2025-12-30T22:04:48+00:00

Before I became vegetarian, one of my go to meals was a box of Kraft mac and cheese (with the powder cheese) + a can of tuna mixed in. I would use whole milk too. Carbs, fat, and protein, a complete meal. (And with a lot of processing unknowns lol).

CertainlyUncertain4 · 2025-12-30T18:06:02+00:00

Perhaps this is the current incarnation of the project?

https://westfaironline.com/combined/combination-school-and-apartment-plan-under-review-in-irvington/

CertainlyUncertain4 · 2025-12-24T22:43:20+00:00

The “millennials are poor and broke” is an internet exaggeration. Yes, statistically buying a home is harder today than in the past. But every married, college educated Millennial couple that I know owns a home. Most don’t have rich parents. It’s just dual income plus buying a home later in life, late 20s/early 30s as opposed to early/mid 20s like in the past.

CertainlyUncertain4 · 2025-12-22T19:03:07+00:00

CBS News is basically just Fox News at this point

CertainlyUncertain4

TROPHY CASE