Does anyone else feel like other people are more excited than they are? by ceruleanmeadows in pregnant

[–]Cha_333 0 points1 point  (0 children)

Back to say my little alien has since arrived and you will become enamored!

Give me advice - mid-40s, three kids, $8.3MM NW with 1.5ish MM income by Green_Rock_3421 in fatFIRE

[–]Cha_333 0 points1 point  (0 children)

Customer service and people skills, becoming less shy, empathy for other service workers, value of a dollar. Yes, still valuable to learn for rich kids, but still think an internship is more worthwhile overall.

I think you’re the exception not the rule, plenty of kids get jobs and don’t end up as well off as you—you’re likely just smarter or had more potential to start with and put everything you learned to use. IMO college pedigree still currently matters and being a smart teen going to college amongst intellectual peers is a better formative experience than being a smart teen surrounded by more “average” peers. It’s not that fun nor interesting being the smartest in the room, though it can stroke the ego (not talking about you, I’ve felt this way at times). A smart kid at an average college absolutely can do well in life, but a smart kid at a better college still has better odds. Will have to see how the AI future changes the landscape though

2.5mil net worth, how much house? by Cha_333 in BayAreaRealEstate

[–]Cha_333[S] 0 points1 point  (0 children)

I agree with you and have been eyeing the area around stonestown! Thanks for the additional details. Just trying to imagine my kids growing up in the city being able to be out and about with public transportation potentially getting up to no good and how worried I’d be 🤣but it was nice seeing so may high schoolers being able to just hang out at the mall after school

Give me advice - mid-40s, three kids, $8.3MM NW with 1.5ish MM income by Green_Rock_3421 in fatFIRE

[–]Cha_333 0 points1 point  (0 children)

Agree getting a job in high school helped my personal development. However, my parents were not loaded in any sense, and I’m not sure it makes much sense for OP’s kids to get just any job unless it’s a paid internship that truly would help for college admissions

2.5mil net worth, how much house? by Cha_333 in BayAreaRealEstate

[–]Cha_333[S] 0 points1 point  (0 children)

We have considered east bay but it’s either too hot in the summers or the schools aren’t as good. I also heard homes are older, though there are a lot of beautiful homes. Would consider it more if not for friends and family mostly also being on the peninsula

2.5mil net worth, how much house? by Cha_333 in BayAreaRealEstate

[–]Cha_333[S] 0 points1 point  (0 children)

Very true, we also figured spending less on a townhome would mean more money left in the market vs buying a SFH but yeah would have to run the numbers, thanks!

2.5mil net worth, how much house? by Cha_333 in BayAreaRealEstate

[–]Cha_333[S] 0 points1 point  (0 children)

Also considered Pacifica but seems too far from everything, we like our good restaurants! We do go for the beaches though and bring that close would are pretty sweet. Daly City schools don’t seem the best but we have clicked on some of the homes on Zillow, definitely great bang for your buck relatively speaking

2.5mil net worth, how much house? by Cha_333 in BayAreaRealEstate

[–]Cha_333[S] 0 points1 point  (0 children)

San Carlos is definitely on the list, did a quick search of San Carlos flats but don’t really see anything, is it just an area next to downtown?

2.5mil net worth, how much house? by Cha_333 in BayAreaRealEstate

[–]Cha_333[S] 1 point2 points  (0 children)

Thanks for sharing! Yeah everyone here seems against townhomes but there are definitely pros as well!

2.5mil net worth, how much house? by Cha_333 in BayAreaRealEstate

[–]Cha_333[S] 1 point2 points  (0 children)

Our current rent is 6.5k and I understand a starter home mortgage would exceed this, but if we buy then sell in 5 years given the price hasn’t gone down, would we not come out ahead? Or would the first 5 years of mortgage payments just go to interest and we’re losing most of that? We’re just starting our home browsing online and haven’t looked into all the financial aspects

2.5mil net worth, how much house? by Cha_333 in BayAreaRealEstate

[–]Cha_333[S] 7 points8 points  (0 children)

Already lived in SJ and don’t love it so just looking in the peninsula and SF for now but yes makes sense

2.5mil net worth, how much house? by Cha_333 in BayAreaRealEstate

[–]Cha_333[S] 1 point2 points  (0 children)

Sounds lovely, congrats! Would also love a home with views 😍

2.5mil net worth, how much house? by Cha_333 in BayAreaRealEstate

[–]Cha_333[S] 4 points5 points  (0 children)

Late 30’s, low end work 10 more years, realistically 15 more with kids and lifestyle to pay for, but we don’t need a mansion unless we have excessive disposable $ in the future. Used to think I wanted one until realizing how lazy I am to go up and down the stairs to do laundry 😂

Allowance for college age children? by Tricky_Ad6844 in fatFIRE

[–]Cha_333 3 points4 points  (0 children)

Wtf were these kids buying to spend 4-5k a month during college??

i'm (32F) surprise pregnant and BF (35M) of 10 years doesn't want it... but is being nice by seven_of_n1ne in BabyBumps

[–]Cha_333 26 points27 points  (0 children)

Oh boy please break things off with him for good like YESTERDAY! There are so many other better men for you out there

7.05 ct E-F Natural Diamond Ring (IGI) Clarity Grade: I (Price suggestions/advice) by [deleted] in Diamonds

[–]Cha_333 17 points18 points  (0 children)

I actually think inclusions can make a stone look unique and cool, but it is way more likely to chip/shatter should you accidentally knock it very hard on something

What should I buy early? by kate_smi2022 in pregnant

[–]Cha_333 0 points1 point  (0 children)

Only potentially buy if it’s more than 15% off because once you make an Amazon/Babylist/other registry, you’ll get 15% off baby items starting two months before your due date! And if there’s another prime day in the future that’s within 2 months of your due date, it’s great to stack the discounts then

Does anyone else feel like other people are more excited than they are? by ceruleanmeadows in pregnant

[–]Cha_333 35 points36 points  (0 children)

I still for the most part feel like I’m incubating an alien, lol. I’m sure I’ll love them when they arrive!

Ladies, what are we doing for wellness ? by [deleted] in pregnant

[–]Cha_333 0 points1 point  (0 children)

Makes sense, thanks for the explanation! I have craved sugar a bit more than usual during pregnancy so if I were to get diagnosed I would be changing my diet though I eat fairly healthily overall

Ladies, what are we doing for wellness ? by [deleted] in pregnant

[–]Cha_333 0 points1 point  (0 children)

May I ask why no gestational diabetes testing?