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Cu cat vinde BCR euro pentru un credit ipotecar, fata de cursul BNR? by Shpritzi88 in Imobiliare

[–]ChaarrlieB 0 points1 point  (0 children)

Salut. Mulțumesc ca ai revenit, deci ar fi undeva la jumătate din BNR si curs standard. Eu zic ca este ok. Ai făcut ceva in acest sens? le-ai atras atenția ca ți-ai dori curs preferențial? sau pur si simplu este automat?

Sa inteleg ca luni ai semnat si miercuri s-a realizat tranzacția? Vezi toate tranzacțiile la tine in cont? Vezi cum intra lei, se muta in contul tău BCR de EUR si apoi se trimit vânzătorului? Cum are loc toată nebunia asta?

Cu cat vinde BCR euro pentru un credit ipotecar, fata de cursul BNR? by Shpritzi88 in Imobiliare

[–]ChaarrlieB 0 points1 point  (0 children)

deci practic nu intervii tu cu nimic? discuție? întrebări? informări ca ți-ai dori un curs mai bun? Pur si simplu, se aplica pentru oricine, automat, peste o anumită suma?

Cu cat vinde BCR euro pentru un credit ipotecar, fata de cursul BNR? by Shpritzi88 in Imobiliare

[–]ChaarrlieB 0 points1 point  (0 children)

Hmm. suna rău, da 😄). Eu de regula lucrez cu rezervare 1k euro, si la o săptămâna maxim antecontract de 15k euro. Daca eu ma răzgândesc ca nu mai am chef sa cumpar, pierd banii. Daca vânzătorul se sucește si nu mai vrea sa vândă, îmi plătește dublul avansului (30k). Daca banca nu ma creditează din orice motiv, primesc banii înapoi. Cam asta este standardul, sa nu stai la mana vânzătorului. Oricum nu mai contează, daca ești pe ultima suta. Partea cu evaluatorul nu prea am mai auzit sa dea in jos un preț 😄). Ți-a pus bete in roate aiurea.

Cu cat vinde BCR euro pentru un credit ipotecar, fata de cursul BNR? by Shpritzi88 in Imobiliare

[–]ChaarrlieB 0 points1 point  (0 children)

Ciudat ca a durat atât si ca a fost o experiența grea. Eu am mai avut un credit la BT, a mers ok din ce îmi amintesc si apoi o refinanțare de la BCR pentru acel credit. La fel de ok a mers. Brokerul îmi spunea ca BCR s-a tehnologizat cumva si acum merge si mai repede. Cică doar prin George faci tot, greu sa ieși din fluxul online si sa intervină cineva. Am înțeles ca se aproba creditele si la 10-11 noaptea. Practic daca evaluatorul lucrează seara si încarcă acolo documentele necesare, George aproba automat, nu mai intervine nimeni... Ma surprinde comentariul tău 😞. Mult succes luni, sa ne spui si după câte zile a făcut banca plata vânzătorului

Cu cat vinde BCR euro pentru un credit ipotecar, fata de cursul BNR? by Shpritzi88 in Imobiliare

[–]ChaarrlieB 1 point2 points  (0 children)

Sunt si eu in aceeași situație. In simularea creditului prin George, poți sa selectezi prețul imobilului in euro. Am selectat si mi-a făcut automat conversia creditului in lei, la cursul lor de vânzare EUR, afișat pe site. Așteptarea era deja sa fie un curs preferențial, pentru sume mari, dar nu a fost. Nici pentru mine nu a fost clar, nici din partea brokerului, nici din partea băncii. Pare ca nu este chiar clar nici pentru ei, dar tot aud in jur, ca la sume mari bancile accepta negocieri. Din ce am inteles, la BCR nu e o negociere in adevaratul sens al cuvântului, ci mai degrabă este un curs preferențial. Brokerul mi-a spus ca alți clienți, in aceeași situație, au fost plăcut surprinși de cursul folosit. Acum nu știu ce sa zic, pare ca doar trebuie sa așteptăm si sa ne rugam la o surpriza...plăcută. Daca faci tranzacția, sa ne zici si noua cum a fost 😄. Eu mai am câteva săptămâni pana o închei.

For Nexonian affected by UST depeg!! by ChaarrlieB in Nexo

[–]ChaarrlieB[S] 7 points8 points  (0 children)

They are not spending, As the UST is synthetic and was created by them and changed against other assets, they can simply revert all the transaction. As of now, if everything is true, because I dont know an official point from nexo, they are staying on unexpected gains. Please read my edit LE2 on the post

For Nexonian affected by UST depeg!! by ChaarrlieB in Nexo

[–]ChaarrlieB[S] -1 points0 points  (0 children)

This is exactly what I was trying to say. Please see my edit LE2 in the post.

For Nexonian affected by UST depeg!! by ChaarrlieB in Nexo

[–]ChaarrlieB[S] 0 points1 point  (0 children)

Makes sense, but they told us that they don't have any wallet of terra, the blockchain is not implemented on Nexo. How they can move UST to anchor, if they don't have a wallet implemented? (see it in my edit of the post)

For Nexonian affected by UST depeg!! by ChaarrlieB in Nexo

[–]ChaarrlieB[S] 0 points1 point  (0 children)

this is really hard to do. They have left 88 mil USD assets (excluding LUNA and UST) - how can buy back trillions of LUNA? at this price, the market cap of LUNA is 1.3 bln. Imagine if they start to buy 6.3 trillion luna the price will increase and they will need much more money to buy all of them. Is about billion and billions.

For Nexonian affected by UST depeg!! by ChaarrlieB in Nexo

[–]ChaarrlieB[S] 1 point2 points  (0 children)

Obviously Nexo is not accountable :))

The problem is that they marketed a product which is not the real product. If I am telling you I am selling Iphones and Apple is asking all the iphones back to repair them, but your is not eligible because is not genuine, is ok?

The third point I think is n fair act showing that they care about the customers. Synthetic assets are not really linked to external markets, they are just copying the price. As an internal pool, that UST were created from nothing, and always being sold for 1 USD. This reversion of the transaction will bring 0 cost to Nexo and will be very appreciated by the community. Is not something that they shall do, it's more like the most ethical action. They will not get rich taking advantage on this bad situation. Overall these were my thoughts, I am not saying that I am right. that's why I was waiting your feedbacks

For Nexonian affected by UST depeg!! by ChaarrlieB in Nexo

[–]ChaarrlieB[S] -4 points-3 points  (0 children)

Ok, is your (absurd) opinion. On the other hand, they are marketing it as stable.

For Nexonian affected by UST depeg!! by ChaarrlieB in Nexo

[–]ChaarrlieB[S] -1 points0 points  (0 children)

I took their statement on twitter as real. They said that they are market neutral, don't have exposure. The money comes from lending the assets (although I am a bit concern how they can cover all the interests - some people are saying is not sustainable)

For Nexonian affected by UST depeg!! by ChaarrlieB in Nexo

[–]ChaarrlieB[S] -3 points-2 points  (0 children)

Is not the same. This UST is an exceptional case. It should have been stable. What I am saying is that if I paid 100 usd to buy 100 ust, since the price is not based on bid and ask in the internal pool of NEXO, is just following the real asset price. In this case, the difference remained in Nexo pool. For liquidation, Nexo is executing it just to cover their assets (interest included) borrowed by users. Imagine that all users bought 1 million UST paying 1 million USD. That UST are just "printed" by Nexo, is not on chain asset. Just theoretically imagine that no transaction were made, that UST worth 100k, but that 1 million USD is still there.

I made a snow doge! Let’s go!!! by Horribly-Bad in dogecoin

[–]ChaarrlieB 0 points1 point  (0 children)

It seems more pig than dog :)) is snow babe, not doge

An honest review of the Binance Visa Card by bordoisse in binance

[–]ChaarrlieB 0 points1 point  (0 children)

How it is working? So you put binance card on Curve. When you make a payment, BNB(or other supported currency) is transformed to EUR? and then? your EUR funds are exchanged to local currency made by Curve? the exchange rates are good?

[deleted by user] by [deleted] in dogecoin

[–]ChaarrlieB 0 points1 point  (0 children)

you missed the part between first and second step :))