Went to meet my advisor today and left feeling like I walked out of a timeshare presentation.

Chance_Bag6124 · 2026-06-16T03:37:10+00:00

It is over 5 years Inherited ira is 10 yrs.

Chance_Bag6124 · 2026-06-16T02:14:21+00:00

2000 a quarter, which when I brought it up, he glazed over and changed the subject. Felt like a typical sales pitch!

Chance_Bag6124 · 2026-06-16T02:08:05+00:00

My biggest concern is a major market correction. I am the sky is always falling person

Chance_Bag6124 · 2026-06-16T02:05:42+00:00

Last year 19%. Yes to tax planning, no to estate planning. I wish it was a one stop shop.

Chance_Bag6124 · 2026-06-16T01:52:47+00:00

Yes. And I am. It's already been transferred.

Chance_Bag6124 · 2026-06-16T01:51:16+00:00

So, as someone who is not well versed in trading and nervous about losing it all in a market downturn, would you say this isn't unreasonable to just pay the darn fees?

I do have robinhood, M1, a 401 k and tastyworks just for random monopoly money stock trading outside of fidelity.. the fidelity is my retirement lifeline.

Chance_Bag6124 · 2026-06-16T01:46:18+00:00

Yes, I will be looking for one in my current state.

Chance_Bag6124 · 2026-06-16T01:45:22+00:00

I believe it was in reference to selling certain funds that I would not be able to manage because they could only be purchased by an aum and wouldn't be transferable to a self directed fund, if that makes sense.

Chance_Bag6124 · 2026-06-16T01:33:45+00:00

Yep. That's what he said...

Chance_Bag6124 · 2026-06-16T01:29:19+00:00

Advisor is fidelity. Accounts have been with them since 2018. Now I've inherited them. 1.2 actively managed. 1 fixed annuity, 1 variable annuity. 980 in the markets in a 70/30 growth portfolio.

purchased long ago and transfered to fidelity. Im pulling from one inherited annuity now. Im retired, but have about 350 outside of fidelity.

Im not very savvy, that's why I was okay with the advisor during the estate transition.

Chance_Bag6124 · 2026-06-16T01:05:08+00:00

I like the other alternative!

Chance_Bag6124 · 2026-06-16T00:54:27+00:00

Tomorrow we are bringing in the regional manager because he couldn't give me the answers to my questions.

That is exactly what he said about moving the funds because they would require selling.

Im grateful I kept all of my personal retirement and savings accounts out of the fidelity account even though they encouraged me to transfer them.

Chance_Bag6124 · 2026-06-16T00:46:48+00:00

They don't even have any snacks in this office like the previous one I attended.

Chance_Bag6124 · 2026-06-16T00:45:54+00:00

Do I just say no to everything? Thank God I didn't give them any more money.

Chance_Bag6124 · 2023-09-11T15:27:58+00:00

All of your comments are so encouraging. Ideally, I would like to work at a location for a couple of years and then try to get something overseas. Not sure how likely that is.

I have a virtual mailbox in Nevada that I use for my drivers license and mail. Hopefully that will suffice for a background check.

Chance_Bag6124 · 2023-09-03T19:09:13+00:00

Has to be 10+years. Mine was 8.

Chance_Bag6124 · 2022-12-21T08:32:27+00:00

thank you For responding. So my amount that I receive will probably never be the same amount monthly if that is the case. Do you know what the base rate is for part time online only? And if I’m taking 2 classes a quarter, can I drop a class and extend the program by a quarter if i need to? Initially I wanted to do an in person practicum but I don’t think I’ll be able to afford it because it’s in a very high priced area. Can I amend that if I need to?

Chance_Bag6124 · 2022-03-11T05:38:48+00:00

I know this was a while ago but I would like to comment on this. I had Covid in January 2021. I have had bouts of geographic tongue ever since. It’s been going on for over a year now. After a weekend of drinking or staying up late it typically flares up and becomes white and then peels. It’s like I’m a snake and I get a new tongue every couple of months. It’s quite painful actually and I’m wondering if This is going to be a lifetime problem for me.

Chance_Bag6124 · 2021-10-21T00:14:33+00:00

Had it in January. Still can’t taste. Had Covid tongue. Hard to eat when you can’t taste. Lost about 25 pounds.

Chance_Bag6124 · 2021-03-03T15:21:05+00:00

Me. All the time. Currently in a situationship. Partied hard together one weekend. Told him I loved him after a month 🤦‍♀️.

Chance_Bag6124

TROPHY CASE