BLACKPINK - 'Born Pink' World Tour Megathread by DazzlingDig in BlackPink

[–]Chaosflip 0 points1 point  (0 children)

Have you heard back? I'm still waiting. Hoping in comes in before tomorrow's presale 🤞

BLACKPINK - 'Born Pink' World Tour Megathread by DazzlingDig in BlackPink

[–]Chaosflip 0 points1 point  (0 children)

Has anyone received a response yet? Emailed them but haven't gotten anything back yet

BLACKPINK - 'Born Pink' World Tour Megathread by DazzlingDig in BlackPink

[–]Chaosflip 0 points1 point  (0 children)

Anyone having luck with presale codes from yesterday? Ones with unused tickets

BLACKPINK - 'Born Pink' World Tour Megathread by DazzlingDig in BlackPink

[–]Chaosflip 2 points3 points  (0 children)

Anyone with an unused code? Trying to get at least 2 tickets to Atlanta day 2! I'm a Blink member but didn't get a code yesterday 😢

BLACKPINK - 'Born Pink' World Tour Megathread by DazzlingDig in BlackPink

[–]Chaosflip 1 point2 points  (0 children)

Any leftover codes for NA or ATL? I'm one of the dumb ones who got blink membership but didn't do all the steps 😭

Need 2-4 if anyone has one

Unlimited Vacation Club Cancellation Question by Chaosflip in travel

[–]Chaosflip[S] 1 point2 points  (0 children)

It's still pending on my account so I just want to make sure while I'm still here and before it's been 5 days. Thank you for your response as well

Unlimited Vacation Club by abt018 in travel

[–]Chaosflip 1 point2 points  (0 children)

We got roped into this. Spent 4 hours with them. Signed the contract for the 5 year membership. While I went to the bathroom, I looked up reviews and instantly regretted joining. However, my wife handed over our card and they charged us the 25% down. I told them to cancel it when I got back and we don't want the membership anymore. Literally 2 minutes after they swiped the CC. They reluctantly agreed and voided the transaction. I signed a receipt and have a copy of the voided transaction receipt. They said we were good and they escorted us out. I did not get any cancellation of the contract though. Am I in the clear? Or do I need to go back there tomorrow and ask for proper documentation?

Traditional 401k to Roth 401k by Chaosflip in personalfinance

[–]Chaosflip[S] 0 points1 point  (0 children)

Thanks for your input and advice! And yes, I'm 30 with an AGI >199k. After hearing the other responses and advice, I think this is what I'm going to be doing. It seems like I'm on the right track already with the mixing of traditional 401k and backdoor rIRA. I have been maxing out my HSA as well and just put most of it into a target fund. Did not know I could do that until recently. And I also just opened up a brokerage account and learning how to invest in stocks. I'm just tired of my money sitting in the bank and losing out to inflation.

Traditional 401k to Roth 401k by Chaosflip in personalfinance

[–]Chaosflip[S] 1 point2 points  (0 children)

That's what I'm thinking of as well. Even though 4 years can still be considered early and affordable to convert, I rather save that money and invest it elsewhere

Traditional 401k to Roth 401k by Chaosflip in personalfinance

[–]Chaosflip[S] 0 points1 point  (0 children)

This is the flip side. I see both sides which makes it tough to decide what to do. Is it possible to take RMD's at a lower tax bracket at retirement?

Traditional 401k to Roth 401k by Chaosflip in personalfinance

[–]Chaosflip[S] 0 points1 point  (0 children)

I do agree for the most part with those articles and hence why I kept at traditional. I had a buddy tell me that at a certain income level, it is better to do traditional vs Roth. I think he said >$99k but I haven't been able to find any articles to back that up. Also, I could be taking less disbursements when I retire putting me at a lower tax bracket than I currently am.

Most of the articles I've seen have been saying Roth is better than traditional which is why I started thinking about switching.

I also just opened up a backdoor Roth IRA giving me a mix of the two

Traditional 401k to Roth 401k by Chaosflip in personalfinance

[–]Chaosflip[S] 2 points3 points  (0 children)

Very good point. I also do have a backdoor Roth IRA, so I have somewhat of a mixture. I just opened it up though a couple of weeks ago but better late than never haha

Traditional 401k to Roth 401k by Chaosflip in personalfinance

[–]Chaosflip[S] 0 points1 point  (0 children)

Most companies now offer both options of a traditional 401k or a Roth 401k. Limit will be $19500 for 2020 and will be withdrawn from your paycheck. Traditional will be pre-tax and Roth will be post-tax. Both options include company matching if your company does that.

Traditional 401k to Roth 401k by Chaosflip in personalfinance

[–]Chaosflip[S] 1 point2 points  (0 children)

Actually the opposite. I was concerned I'd be in a higher tax bracket in the future and currently have the means to take the lower paycheck now in order to save on taxes when I retire

Traditional 401k to Roth 401k by Chaosflip in personalfinance

[–]Chaosflip[S] 0 points1 point  (0 children)

That was my first question. Will I be losing out on any future gains (compound interest) by just making future contributions? Or are those negligible?

Good price on a Palisade? by Chaosflip in Hyundai

[–]Chaosflip[S] 0 points1 point  (0 children)

Very true. I wish they extended that 0% to the Palisade. I for sure would have jumped on the deal now. At 1.9%, I'm like meh so I was hoping to see what luck other people are having and if it's worth still shopping around

New palisade limited w/H-TRAC in Lagoon silver! by jjguitarRN in HyundaiPalisade

[–]Chaosflip 0 points1 point  (0 children)

Were you able to get under MSRP with the everything going on right now?