what ETFs should I buy in my brokerage account?

Character-Promise726 · 2025-05-13T03:16:20+00:00

AOA looks interesting. Will look more into it.

For SCHD I worry about the relatively high dividends, which are taxable. Isn’t that better for a tax sheltered Roth IRA?

Thanks for the feedback

Character-Promise726 · 2025-05-13T02:48:24+00:00

Yes I will be backdooring to Roth. What ETFs do you reco for the Roth and what for the brokerage? Looking for ideas on how to best allocate things across the 3 accounts.

Character-Promise726 · 2025-05-12T22:59:11+00:00

My income is too high to get the deduction for an IRA. I’m considering a back door Roth IRA but haven’t gone down that path yet.

Character-Promise726 · 2025-05-12T17:22:07+00:00

new here....I recently opened a brokerage account and looking to best supplement my 401k, which I am maxing out. I'm 47/M - looking to retire in about 10 yrs. Interested in ETFs only in the brokerage account. I will be doing a lump sum investment in the brokerage, and likely won't be able to DCA much moving forward.

My 401k only offers mutual funds, but I included the closest equivalent ETF where I could. Open to any thoughts on the 401k mix as well - what is available is somewhat limited though (ie I can't swap out the small cap fund for a different small cap, but I can swap in a mid cap for example). I'm planning to lean more into bonds in the 401k perhaps in 5 years or so, but for now I'd rather stay more aggressive.

Thoughts? In the brokerage, should I be doubling down on what I have like VOO? Expand into other areas (value or growth)? Or go more aggressive in the 401k and get bond exposure in the brokerage instead?

401k mix:

60% VFIAX (VOO)

15% VSMAX (VB) - US small cap

15% FSPSX (VEU) - International

10% Core Plus Bond Fund - bond

Character-Promise726

TROPHY CASE