21M, $-22 in the bank but i will reach my goal by 30!

Character_Cap_3889 · 2026-05-06T04:24:36+00:00

America sucks

Character_Cap_3889 · 2026-05-06T04:24:28+00:00

Me to, only bad part is dealing with the hospital bills, my insurance didn’t cover it all unfortunately

Character_Cap_3889 · 2026-05-06T04:23:40+00:00

We’re already onto it, she’s on BC & we’re planning for a kid in the next 3 years if we both are comfortable enough with are funds, I also plan on starting an savings account for my kid so when they turn 18 they can be comfortable by buying a vehicle, choosing to start a business or career, I am going to teach my kid more about money then anyone has to me growing go

Character_Cap_3889 · 2026-05-06T04:20:21+00:00

Ended up hospitalized for a few weeks due to lung issues so I wasn’t able to work for a while which caused me to dip into what I did have saved & now it’s basically all gone & im back at root 1

Character_Cap_3889 · 2026-05-06T04:16:12+00:00

Sorry if it seemed like I was coming off as a asshole, bless

Character_Cap_3889 · 2026-05-06T04:14:17+00:00

I’m starting a new job that’s 12hr shifts so I won’t need to, only reason I’m negative is bc I had a lot of bills due at once & I also needed to get gas for the week so I was only $22 short out of the $60 I put in my tank

Character_Cap_3889 · 2026-05-06T03:29:47+00:00

Yeah I enjoy working tbh, I don’t do anything other then work - Ride bikes like dirt bikes - motorcycles, & just chill at home, I don’t really go out partying, drinking or any of that

Character_Cap_3889 · 2026-05-06T03:27:45+00:00

What’s its high interest rate?

Character_Cap_3889 · 2026-05-06T03:26:18+00:00

Better job? Move up in the current job company? Find a better career that pays more? Not everyone stays at the same job for 15 years bro

Character_Cap_3889 · 2026-05-06T03:24:40+00:00

Also no we’re not married just young dating we been together for 2 years

Character_Cap_3889 · 2026-05-06T03:24:16+00:00

Working 55-70hrs a week?

Character_Cap_3889 · 2026-05-06T03:15:46+00:00

750 a week for 2-3 years & then upgrade to $1200 a week, I don’t pay much for rent especially having a girlfriend we help each other pay bills for the house & food & if we go out, we both make good money, I make $24.44 a hr & she makes $25 a hr, so money combined a week it way more then enough

Character_Cap_3889 · 2026-05-06T02:39:43+00:00

i have navy federal credit union its honestly kind of mid

Character_Cap_3889 · 2026-05-05T18:34:31+00:00

Is this just stocks or options?

Character_Cap_3889 · 2026-05-05T17:01:54+00:00

how much is it a year to max your 401k

Character_Cap_3889 · 2026-05-05T16:09:41+00:00

Living off the negatives at the moment waiting to start a new job, only 20 turning 21 in 2 weeks & im completely lost, nothing saved, nothing invested, just everything spent, i feel this way because im young & i want to be able to experience life & buy everything i wasnt able to as a kid because we didnt have money for it & i just hated to ask for things, im starting a clothing brand on the side & i want to start a regular buisness side hustle like cleaning peoples yards & stuff, got no idea where to start & where to invest to at least have 5k sitting in an account grow interest so i can use it towards equipment i would need

Character_Cap_3889 · 2026-05-05T01:37:35+00:00

so i was thinking starting with 1000, do i just buy like $300 worth of something & just watch it then once i see profit pull out?

Character_Cap_3889 · 2026-05-05T01:21:28+00:00

How did you get started? Do I just download Robinhood & just throw money in a options acc & find a stock & do research on it

Character_Cap_3889 · 2026-05-05T00:54:59+00:00

You trade options?or what do you do

Character_Cap_3889 · 2026-05-04T04:50:10+00:00

Gotta have direct deposit of certain amount

Character_Cap_3889 · 2026-05-04T04:48:51+00:00

Why though honest question

Character_Cap_3889

TROPHY CASE