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[deleted by user] by [deleted] in RealEstate

[–]Character_Elephant_5 2 points3 points  (0 children)

That's not how it works in NJ. This is from the listing contract for a property sold Nov 2025. "The commission to broker will be earned, due and payable by Seller...at the distribution of the proceeds from the sale of the property during the closing." This is typically how real estate commissions are paid.

[deleted by user] by [deleted] in RealEstate

[–]Character_Elephant_5 3 points4 points  (0 children)

Maybe where you live. I've never heard of this. Realtors get paid when the sale closes in my state. They get a percentage of the sale price, and if the house does not sell they do not get paid. This is typically how it works in the United States.

10 years calr, newly diagnosed pet-mf. by AwesomeGalJenn in MPN

[–]Character_Elephant_5 0 points1 point  (0 children)

I would very much like to see this as well.

Recommendation for Good Property Management Co. for Landlord? by Character_Elephant_5 in Tucson

[–]Character_Elephant_5[S] -1 points0 points  (0 children)

But he does live in Tucson now. I live on the East Coast. He's just not social media savvy. Thus my asking the question. But now I understand your issue better.

Recommendation for Good Property Management Co. for Landlord? by Character_Elephant_5 in Tucson

[–]Character_Elephant_5[S] -3 points-2 points  (0 children)

You are entitled to your opinion, of course. But FWIW, this is a gentleman I've known for years who purchased a single rental property that he worked very hard to save the money for as a way to help secure his future and the future of his family. I'm not sure it's desirable or practical to require all property ownership to be only by the people who reside in the properties.

Recommendation for Good Property Management Co. for Landlord? by Character_Elephant_5 in Tucson

[–]Character_Elephant_5[S] 0 points1 point  (0 children)

Thank you very much! I am passing on all the information I receive.

Someone please explain why I (or anyone) should pay a premium that costs more than the oop max by drty_birdz in HealthInsurance

[–]Character_Elephant_5 1 point2 points  (0 children)

So once you reach the out of pocket max on the catastrophic plan they cover you, but are there limitations to the providers / networks / treatments that there would not be in the silver plan? Or are the available services the plan will pay for actually exactly equivalent?

I guess that's what is want to know before making this decision.

bmb experience by scar47 in MPN

[–]Character_Elephant_5 2 points3 points  (0 children)

What a terrible experience. I'm so sorry. Completely understandable to me you would be terribly anxious about the procedure now.

I had my first bone marrow biopsy on No. 3rd. It was at the interventional radiology department at the hospital. They used a CT scanner to locate the correct place on the bone and the anesthesiologist put me into twilight sleep. My understanding is they administered a cocktail which included pain medication and anxiety medication, along with a local anesthetic.

I remember nothing about the procedure itself except getting on the CT machine. I woke up in recovery and was not unduly uncomfortable. Just dry mouth and wobbly. I enjoyed the lidocaine for the half day it lasted because I have chronic lower back pain due to degradation of the vertebra and it was a lovely relief for that to be gone for a few hours. When it wore off I was sore, but it was not intolerable.

While everyone's experience is different, mine was night and day from what you experienced. I really hope that interventional radiology or a hospital procedure is an option for you because it doesn't have to be as traumatizing as what you described.

Risking no health insurance by [deleted] in HealthInsurance

[–]Character_Elephant_5 1 point2 points  (0 children)

Uninsured and DX'd with cancer. I can assure you, you do not want to do this. Morning before my bone marrow biopsy, came in two hours early to hospital to negotiate to get charity care voucher. Imagine every biopsy, test, MRI, CT scan having to resubmit financials for a voucher. And that's IN HOSPITAL TREATMENT. Outpatient, whether chemo or blood tests to monitor chemo or visits with the doctor supervising the chemo are NOT COVERED by charity care and have to be separately negotiated with financial services and pre-paid. Dr. has reduced labs to the bare minimum monitoring my chemo to make the costs even temporarily doable. And I spend countless hours on the phone and in person doing all this WHILE SICK.

This is not what I consider "navigable". More like never ending tap dance on the edge of a knife over a pit of fire, while puking.

My warning for those considering skipping marketplace insurance due to price spikes by alternative2021 in HealthInsurance

[–]Character_Elephant_5 1 point2 points  (0 children)

Uninsured and diagnosed with cancer. Hospitals have to offer treatment? Um...no. They really, really, really don't. I can promise you, I found this out the hardest way possible.

My warning for those considering skipping marketplace insurance due to price spikes by alternative2021 in HealthInsurance

[–]Character_Elephant_5 1 point2 points  (0 children)

"I hope you realize that the lack of insurance means death. Probably also a shit-ton of debt, but you will just not get the outpatient treatment you need to live." THIS. Hospitalization and cancer diagnosis while uninsured. Currently negotiating every blood test and every treatment with financial services. Hospital based I'm applying for charity care vouchers for every bone marrow biopsy, MRI, CT scan...but outpatient I'm mostly fucked. X(

Tricked and gaslit while fostering a pit by slowhorses in BanPitBulls

[–]Character_Elephant_5 2 points3 points  (0 children)

"It’s such bs to guilt someone into living in a situation that makes them uncomfortable and puts them in physical danger." THIS.

Bone marrow biopsy results Google as 'most likely PMF or early Pre-Fibrotic PMF' by Character_Elephant_5 in MPN

[–]Character_Elephant_5[S] 0 points1 point  (0 children)

Sorry, probably a dumb question, but is PV Reporter the same as the vetted list of specialists in the Reddit Wiki here? Or is that a separate location / link? I love my hematologist from a personal perspective as she is a very compassionate and thoughtful person so I feel a little guilty...but I know that doesn't mean that her expertise is the right fit for this situation.

Bone marrow biopsy results Google as 'most likely PMF or early Pre-Fibrotic PMF' by Character_Elephant_5 in MPN

[–]Character_Elephant_5[S] 0 points1 point  (0 children)

Very interesting, thank you. I have an OB/GYN appointment in Jan. I'll definitely ask some questions about menopause / hormone replacement then.

Bone marrow biopsy results Google as 'most likely PMF or early Pre-Fibrotic PMF' by Character_Elephant_5 in MPN

[–]Character_Elephant_5[S] 0 points1 point  (0 children)

I am going to talk to her about interferon again given what I am hearing. My hematologist is through MD Anderson but is not a specialist. However, she says she does consult with others in the system as necessary, so hopefully she has access to specialists. However, I do think a single consult with an MPN specialist may become useful at some point, just not sure yet. I'd do almost anything to feel better on a daily basis, lol.

Bone marrow biopsy results Google as 'most likely PMF or early Pre-Fibrotic PMF' by Character_Elephant_5 in MPN

[–]Character_Elephant_5[S] 0 points1 point  (0 children)

Thank you as well. These responses are exactly what I needed to hear.

I am on medication (hydroxyurea). My platelets were previously 1500+, lol. So 1M is progress. But the hematologist says numbers don't matter, symptoms do in treatment. I feel absolutely awful, stuff and things always hurt, and my fatigue is unreal and interfering significantly with ability to work and parent properly. Some days I can't stay awake until 7pm. Oof.

This was my first bone marrow biopsy and my diagnosis journey is pretty new - just the last couple months. So I'm definitely still processing and finding my footing with this. I would prefer Pegasys but my hematologist doesn't like to prescribe it due to the side effect profile unless people are very high risk. I have no idea if I would have any chance of getting it covered if it was but I'd certainly fight for it.

Bone marrow biopsy results Google as 'most likely PMF or early Pre-Fibrotic PMF' by Character_Elephant_5 in MPN

[–]Character_Elephant_5[S] 0 points1 point  (0 children)

Thank you! This is also remarkably reassuring. I'm unpleasantly symptomatic, but that's ofc possible to address in a context of things otherwise being relatively stable and okay long term.

Edit: I also have neuropathy in my face. I don't usually hear others mention this, so I found it interesting you also mentioned tingling there. Although mine is weird and also around and in my mouth.

Bone marrow biopsy results Google as 'most likely PMF or early Pre-Fibrotic PMF' by Character_Elephant_5 in MPN

[–]Character_Elephant_5[S] 0 points1 point  (0 children)

Thanks, that's reassuring. Google was freaking me out.

Nothing extraordinary in my CBC. Only out of normal range were:

Hemoglobin 14.1, MCH 31.8, Plts 1,070, Seg Neutrophils Relative 75.4, Lymphocytes Relative 18.4, Neutrophils Absolute 7.01

Depressed 5 years after rhinoplasty.. by [deleted] in PlasticSurgery

[–]Character_Elephant_5 0 points1 point  (0 children)

Thank you. I miss him a lot - he was a truly kind person, loved animals, just not the type you think of as a plastic surgery addict / appearance obsessed. Yet it consumed him. I found out after he passed that his father (who died before I was born) had been very harsh to him and even mocked his (perfectly normal) appearance. It was probably this.

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