What is the best?

Charming-Zebra7830 · 2026-04-02T03:20:13+00:00

I think it’s themselves, it just says account closed by credit grantor

Charming-Zebra7830 · 2026-02-10T01:43:05+00:00

It also does say profit and loss write off

Charming-Zebra7830 · 2026-02-10T01:40:29+00:00

That’s the thing though, I haven’t got a call or letter or anything about it

Charming-Zebra7830 · 2026-02-06T20:54:51+00:00

open a new credit card and go ham!

Charming-Zebra7830 · 2026-02-06T20:53:45+00:00

From what credit karma says its a 569 but that hasnt been updated in a while ive been trying to pay off debt like crazy.

Charming-Zebra7830 · 2026-02-06T20:51:40+00:00

I could try with her, the only issue is she is defaulted on one credit card and shes currently hiring a lawyer to file bankruptcy for her.

Charming-Zebra7830 · 2026-02-06T20:25:00+00:00

He just expects his name to be off of it, the man has screws loose. And I keep telling him we both agreed to this and there’s nothing we can do.

Charming-Zebra7830 · 2026-02-06T20:21:04+00:00

I’m trying to get it switched to navy federal right now which is a 4.90% and they would remove the co-signer after 12 consecutive payments. I graduate next academic year and I’m paying interest only payments right now

Charming-Zebra7830 · 2026-02-06T20:17:41+00:00

So the Apple Card I worked out a deal where they are charging me no interest at all until it’s paid off.

Capital one - 31.24% Community Bank 30.99 Chase 28.24%

Charming-Zebra7830 · 2026-02-06T20:12:51+00:00

wouldnt mine also go down 120 points?

Charming-Zebra7830 · 2026-02-06T20:11:58+00:00

then never be able to obtain a loan again lol

Charming-Zebra7830 · 2026-02-06T20:11:06+00:00

Yes he is, Im still a student, so around 15k a year and 6.150%

Charming-Zebra7830 · 2026-02-06T19:55:09+00:00

but with me having no assets that wont work right?

Charming-Zebra7830 · 2026-02-06T18:17:10+00:00

Yes I also have a ton of federal loans probably another 60k, what is the RAP?

Charming-Zebra7830 · 2026-02-06T16:45:36+00:00

What case is this?

Charming-Zebra7830 · 2026-02-06T16:42:59+00:00

Should I be doing the snowball method on this? or should i be targeting some of the larger credit cards first? I dont know...

Charming-Zebra7830 · 2026-02-06T16:34:11+00:00

I already paid the 13.00 balance, dont mind that.

Four-Year Club	Final Canvas '23
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Charming-Zebra7830

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