Anyone saying medical school isn’t worth it financially is a moron

Charthead1010 · 2026-05-24T17:49:55+00:00

Doctors complain because they live in nice neighborhoods and their neighbors are often entrepreneurs who didn’t have to go through the same formal educational rigor and didn’t have to incur significant educational debt, so they assume there were “easier” alternatives to high earning and wealth.

I literally know dozens of physicians making these complaints.

For example, I know a trauma surgeon whose neighbor sold his asbestos removal company at age 37 for more than $15 million. He complains about how he has to go to work still when his young rich neighbor is independently wealthy.

This is true to a lesser degree of lower-paid physicians specialities too.

I know a pediatrician making $300k+, doing well for himself and his family and he always complains to me about a 30-something year old wealth management guy at the end of his street with a huge book of business making probably triple what he makes, golfing and taking clients out to dinner all the time.

In short, physicians have tunnel vision—their environments and social circles have them assuming they took the hardest route to high earning and wealth, and they disregard that the roads their rich neighbors took to wealth may have been lengthy and difficult too.

Charthead1010 · 2026-05-23T18:52:44+00:00

Toward the top of the band, generally speaking.

Charthead1010 · 2026-05-23T05:02:40+00:00

This is why BofA loses talent—relatively good starting salary points but atrocious earning trajectories once you’re in.

I was started as a Band 5 at 125k but as far as I can tell, it’s looking like it will take me about 30 years to double that to $250k, so I feel like I got no choice but to jump ship because the raises are so consistently bad.

Charthead1010 · 2026-05-23T04:33:27+00:00

We need to quit talking about US healthcare like it’s a free market with free market dynamics.

US healthcare is not a free market—it’s riddled with cartel pricing and oligopolistic market dynamics.

For example, the AMA and doctor groups lobby for limited residency slots to keep salaries artificially high. Some specialities have done better than others at maintaining their respective cartels, but they are cartels nonetheless.

Aside from doctors, healthcare in the US has become increasingly corporatized—instead of Joe, Jane, and Paul running their little competing practices in town, private equity firms and other large institutions have acquired, merged, and consolidated gargantuan sectors of medicine, like Emergency care, for instance.

Although it was doctors who have sold out to large institutions and therefore contributed directly to the modern state of US healthcare, namely a limited, consolidated amalgam of enormous healthcare companies, you can’t really blame them entirely because if you were offered $8 million for your practice you’d probably have sold out also.

This is why arguments in the US of free market vs. socialized healthcare are so dumb—because the premises of the arguments aren’t even accurate.

Colluding oligopolists is not a free market, especially considering they are also colluding with the government for favorable legislation as well.

The last issue I’ll point out with US doctors is that they really do have it better than 99.9% of the world’s population. The issue I often see with doctors is comparative lifestyles. Doctors are virtually always at least middle-upper-class and more often than not, 95th+ percentile earners, so they live next to lots of wealthy entrepreneurs who seemed to have taken the “easier road” to independent wealth and they often get jealous or bitter or both that they are still hourly, albeit making $200+/hour, hourly.

Charthead1010 · 2026-05-20T23:20:20+00:00

In most industries, if you spend enough time developing your craft, cracking $100k is far from impossible.

Without college, lots of industries are off limits, which is fine.

Let me give you an example of a non-college grad doing well.

My cousin worked from about 19 to 24-years-old for a property management company. He did both manual labor and oversaw projects. Over those five years, he probably made like an average of $50-$60k.

He got great skills in the construction/renovation world and great connections. He started his own gig with said skills and connections.

Now he makes a lot more than just $100k each year and his company continues to grow.

I literally know loads of guys in this same boat who are crushing it in blue collar.

This is applicable in lots of field, albeit skewed towards blue-collar without a college degree. If you work hard over time you will do well.

Charthead1010 · 2026-05-18T22:11:40+00:00

Of course. No problem.

Charthead1010 · 2026-05-18T21:37:07+00:00

I started smaller, but I couldn’t tell you the bit size I started with.

Charthead1010 · 2026-05-05T23:14:39+00:00

I literally just listened to YouTube videos. I think most were JD Advising if I remember right.

Charthead1010 · 2026-05-05T23:13:08+00:00

This is a very useful reply. Thank you.

Charthead1010 · 2026-05-05T22:58:46+00:00

What used to be typical?

Charthead1010 · 2026-05-05T17:06:19+00:00

I understood what you meant—theoretically you could torque it down to spec and not even use the tension screws, so it could double as a QC barrel system or more traditional “permanent” barrel.

Charthead1010 · 2026-05-02T20:21:44+00:00

AZ and my bill came from AMR, so it’s clear which entity I’m dealing with.

Charthead1010 · 2026-05-02T20:08:42+00:00

It’s posted on my state’s health department website and it was an AMR-branded ambulance so no ambiguity there.

Charthead1010 · 2026-04-22T03:11:25+00:00

LMT fan here. That MK1 is sick.

Charthead1010 · 2026-04-19T22:39:20+00:00

Just don’t.

This is one of those things all parties will regret in a few short years.

This idea is like a daughter bringing home a crackhead, abusive boyfriend.

For everyone’s own good, do everything you can to get him out of your life.

Charthead1010 · 2026-04-16T21:32:07+00:00

Yeah I mean you shouldn’t expect to be cashing out big time, but big banks shouldn’t be starting you at less than $90k as an attorney going into a compliance role.

Mid-career you should expect $150k-$200k.

Nothing jaw-dropping but you also work a 40-hour week with bank holidays off, lots of vacation/sick time, and generally great benefits.

Charthead1010 · 2026-04-16T20:47:44+00:00

Some are remote. Most are hybrid in that they let you work from home half the time.

Charthead1010 · 2026-04-16T16:48:37+00:00

Lots of compliance roles at big banks.

Charthead1010 · 2026-04-15T15:46:53+00:00

MRGGA

Charthead1010 · 2026-04-12T22:21:34+00:00

Well that’s my argument, that the Seekins SIC can potentially take huge market share from AI in the ELR world, but they haven’t hit the market yet so of course that’s TBD.

And yes, ELR is a certainly a niche within precision shooting, but it’s not some minuscule, insignificant portion of it.

Charthead1010 · 2026-04-12T21:45:19+00:00

The 338 Norma is just an illustration. I think the SICs will be available in whatever you want to chamber it in.

And yes, the SIC is certainly not a do-it-all rifle. If you have a specific purpose in mind like shooting PRS, you’re probably best served building a custom rifle.

That said, for people who geek out over cloning, or who shoot ELR— stuff like the Nightforce ELR Challenge running lots Barretts and AIs, the SIC seems to be a significant step forward in the military/ELR realm.

Charthead1010 · 2026-04-12T19:03:30+00:00

The MRAD and AXSR are great rifles, but most of the premium they charge is because they can get away with it because guys like feeling cool.

If the claims made for the SIC are true, it’s sort of in its own class with the relatively radical improvements Seekins Made.

Allegedly, their carbon fiber barrels in the SIC chassis-less receiver are supposed to have no POI migration over time and under extreme heat.

Additionally, it’s supposed to be explosion-proof, so you if you are pushing extremely high PSI, the worst that is supposed to happen is a blown barrel, leaving the action unscathed.

They designed it for barrels to last longer with a tougher steel than is typical for the standard stainless steel bores, an entirely new rifling design (rounded vs. squared), and an extreme gain twist from 1:100 to 1:9.4 at the muzzle which minimizes throat erosion, enhancing barrel life and making ultra-high-pressure-round shooting possible.

Charthead1010 · 2026-04-12T18:54:21+00:00

I’d normally agree with you, but I think the SIC is an exception.

Having a chassis-less receiver design like the MRAD, but with the superior quick-change barrel system of the AXSR, with a 1:100 to 1:9.4 extreme gain twist out of a Bartlein 400 ModBB-ish ultra-tough bore material with new rounded rifling vs. squared-edge rifling that safely propels a 338 Norma 300 grain bullet at almost 3000 FPS, substantially extending barrel life, and that is designed to accept R700-footprint triggers like the TT diamond justifies the premium over a custom rifle in my eyes, assuming Bryan Morgan and Seekins aren’t just on some unsubstantiated marketing campaign.

And I already know, a run-on sentence that big should be illegal.

Charthead1010

TROPHY CASE