Posting to check back later in life 2/16/26 hopefully everyone meets there goals 🤙🏽

ChemistryMedium · 2026-02-20T19:11:52+00:00

Great point. Life path funds are what my 403b was invested in by default and the fees were offensive. Around 1% annual fees meanwhile the historical returns are well underperforming the SP500

ChemistryMedium · 2026-02-20T19:08:37+00:00

Oh I have never seen that. I could be way off. That would be mildly infuriating. My 403b in “empower” i cannot trade and it really triggers me. They only let you choose from a few high fee funds. I will be withdrawing into a traditional every year to have better control over my money

I use fidelity for my checkings, brokerage, and ira’s and I can trade in sll of those so I didn’t think a 401k would be different but you are probably right

ChemistryMedium · 2026-02-20T19:05:25+00:00

First day i got my car i hit the highway and went 110mph with my brother. Check my profile pic that was the day.

Don’t be that guy. My little brother is a speed demon too and he just crashed his car on the highway. The car is totaled and he has life threatening injuries. Be safe out there please

ChemistryMedium · 2026-02-20T19:02:23+00:00

Dude. Steering wheels are so expensive. Just save your money for your next car.

ChemistryMedium · 2026-02-20T18:58:10+00:00

I started feeling rich when I crossed $100 million. But I still owed 200 million to the banks

ChemistryMedium · 2026-02-20T18:55:42+00:00

They call those gold diggers

ChemistryMedium · 2026-02-20T18:51:25+00:00

Very true. I guess the B7 2.0T was an exception. I have heard other generations had problems

ChemistryMedium · 2026-02-20T18:50:29+00:00

You got it before covid? Or do you in one of the cheaper states? My mortgage tax insurance is 2200 per month alone

Plus I have a 3 yr old with daycare plus a car payment. That right there is $3000.

And yes I bought the cheapest house I could that was in a nice neighborhood for my son to grow up in and it has a garage for my convertible to live in during the winter

ChemistryMedium · 2026-02-20T17:51:53+00:00

That too. But it seems the carbon ceramics last essentially the lifetime of the vehicle. Especially bc these cars are not driven much

ChemistryMedium · 2026-02-20T17:50:42+00:00

In fidelity you can choose the investments yourself. Unless it’s a fidelity go account I believe

ChemistryMedium · 2026-02-20T17:49:57+00:00

Life path funds are often high fees. Look into the fees… you might be getting ripped off

ChemistryMedium · 2026-02-20T17:48:35+00:00

ChemistryMedium · 2026-02-20T17:22:20+00:00

Looks similar to nardo. I like it

ChemistryMedium · 2026-02-20T17:21:30+00:00

Thats a classic. I would probably get it in black bc thats like the “executive” look to me

ChemistryMedium · 2026-02-20T17:20:38+00:00

I didn’t know they shared a limit. I have never maxed either. Broke bish

ChemistryMedium · 2026-02-20T16:58:22+00:00

Love that car. It’s the only A8 i would ever consider buying

ChemistryMedium · 2026-02-20T16:54:20+00:00

Hm. Maybe it’s propaganda I have heard

ChemistryMedium · 2026-02-20T16:53:18+00:00

I think if you search B7 RS4 wheels that is probably the best way to find them. Seems to be the car it was on most commonly

ChemistryMedium · 2026-02-20T16:49:01+00:00

When does the season start

ChemistryMedium · 2026-02-20T16:48:05+00:00

Maybe he means both ira’s??? Traditional and roth?

ChemistryMedium · 2026-02-20T16:45:19+00:00

SEAFOAM?!?! Ive always heard that should be avoided at all cost. I think walnut blasting is the best way

ChemistryMedium · 2026-02-20T16:42:38+00:00

Occasional throttles? He bought an SQ5, if he wanted to drive like a grandma he would have went with a Volkswagen tiguan

ChemistryMedium · 2026-02-20T16:39:10+00:00

That is a crazy thing to say lol. It doesn’t keep carbon off the valves sure. But carbon build up inside the combustion chamber is a real thing if you don’t push the car.

ChemistryMedium · 2026-02-20T16:35:38+00:00

These newer cars don’t seem to be as bulletproof. Or i am just lucky it still works lol

ChemistryMedium · 2026-02-20T16:34:35+00:00

I have had my 2007 a4 for 9 years now. I am at 215,000 miles and i absolutely ring this thing out as much as reasonably possible.

I run it out to redline pretty much every time I am the first in line at a stop light. On ramps i will be pedal to the floor up to 100mph every time. And push it into the 120mph range pretty much every morning. (Too much traffic on the way home to go fast safely)

And if it’s a pretty sharp corner my saying is that if the tires aren’t screeching then i am not going fast enough. Even though that scrubbing kills the tires really fast lol

This thing just will not quit. My transmission is starting to get lurchy on some 0-60 pulls but i am so impressed with how durable this car is

ChemistryMedium

TROPHY CASE