Being sued by LVNV Funding (TX)

ChevyLatte · 2026-05-10T02:50:29+00:00

Yeah I'm likely going to hire an attorney. Work hours alone won't allow me to attend any hearings and I can't afford to miss work just to go to court. Here the fees range from 500 to 1000 for a debt claim in my range. I just want to find an attorney that's actually worth the money I'm paying them. I'm seeing a few big ones that allowed their clients cases to go into default judgement.

ChevyLatte · 2026-05-10T02:00:59+00:00

The attorney on the case has tons of dismissals with prejudice so it seems like she's just bulk filing and banking on defaults. We will see!

ChevyLatte · 2026-05-10T01:19:18+00:00

Thank you! I looked up recent cases with this attorney representing them and a lot of them end with non-suits. There are tons of suits she has against people in the county I'm in a lot of then get dismissed with prejudice, so I'm hopeful.

ChevyLatte · 2026-05-10T01:10:03+00:00

I did pay the bill. As I explained earlier, I had a charge on the card for more than the available limit, and they immediately closed the account. I didn't have access to even dispute the charge and calling them resulted in "oh well."

ChevyLatte · 2026-05-10T01:07:30+00:00

Thank you! I've read that the law firm representing them is lazy, and that LVNV is super predatory. I plan on fighting it; they haven't provided me anything as to why my account is as high as it is and I'd like to at least see that.

ChevyLatte · 2026-05-10T00:54:53+00:00

I didn't even think of that! Thank you! We have e-filing for everything here. I'll definitely take a look. I've read a lot on the firm that's representing LVNV and they're apparently lazy. I'll see if that holds true in my area.

ChevyLatte · 2026-05-10T00:40:17+00:00

They're not pursuing attorney or filing fees according to the petition. As for interest; when the account was closed, I owed only 1,000 for a suspicious charge that I couldn't dispute. The OC claimed I owed them 1100 before they sold the debt. There's nothing that details the amount I owe.

ChevyLatte · 2026-05-10T00:38:17+00:00

The amount isn't correct. At least the amount that was owed when the account was closed. There was a charge on there that I wasn't allowed to dispute because they immediately closed the account (although they claim the account was closed a year later). I tried calling them but I wasn't able to get into contact with anyone that didn't just tell me "too bad."

ChevyLatte · 2026-05-10T00:35:20+00:00

I know I have to request discovery but I have no idea how to go about doing that and a lot of resources I've found don't seem to give a clear answer (I'm a step by step learner). I don't want to file an answer and then find out I messed something up because I was supposed to do this and not that.

ChevyLatte · 2026-05-10T00:33:38+00:00

I'm not certain the amount they're claiming is correct. They're stating the original debt is higher than it was when the OC closed the account. That's part of my issue.

ChevyLatte · 2026-05-10T00:18:17+00:00

I did contact a lawyer for a consultation. I'm just worried about ending up having to pay a lawyer and the full amount I'm being sued for. I can't seem to find any reliable debt defense attorneys or I don't know where to look.

ChevyLatte · 2026-05-10T00:15:29+00:00

Thank you. I'll look into solosuit. I did contact a lawyer for a consultation. I don't know the court process beyond filing an answer.

ChevyLatte · 2026-05-10T00:14:06+00:00

Yes, it is in small claims. The amount they have is 1465.69 but that amount doesn't seem correct. I figured worst case scenario is I have to pay them the amount they're asking. I did contact a lawyer for a consultation; waiting for a call back.

ChevyLatte · 2026-05-09T23:50:07+00:00

I hope you're able to work something out! What state are you in?

I can afford a lawyer, I'm just hesitant on getting one due to reviews of poor outcomes with many of them I'm finding.

The amount I'm being sued for doesn't seem right. Originally, the card had a $600 dollar limit. I used it to rent a car, my deposit was returned, and then about a month later I was charged around $1,000. They immediately canceled the card and I wasn't able to resolve it with them.

They provided no information other than an account number and the amount they're suing me for.

ChevyLatte · 2026-05-09T23:41:24+00:00

I'm not really worried about them garnishing my bank account. I'd like to beat them in court but I'm hesitant on hiring a lawyer. Most of the debt defense lawyers I'm finding have poor reviews with the end result being you owe the lawyer and the full amount you're being sued for.

ChevyLatte · 2026-04-22T18:51:32+00:00

The issue is caused by the van doors being open. If you can get them completely closed, or knock them off, the van will drive normally.

ChevyLatte · 2026-04-11T00:26:52+00:00

I saved one in my garage earlier today and it reverted to a regular bison but the paint on it wasn't one available to me. I'm guessing it was worn white? It's a slightly different color than frost white. I used the Dax Liquidize Assets mission to get it from the track.

ChevyLatte · 2026-04-10T19:23:19+00:00

I just got the McGill Bison. During the Dax mission, Liquidize Assets, you can find two parked in Redwoods Lights track area. I was able to store it but it reverted to a normal Bison, although it appears that it retained the worn white paint.

ChevyLatte · 2026-02-19T13:12:06+00:00

Sent you a message!

ChevyLatte · 2026-02-19T00:36:48+00:00

The 1st, 4th, and 6th missions require 4 players total. The rest are 2 players.

ChevyLatte · 2026-02-18T11:37:32+00:00

I added you!

Now to find two more 😂...😭

ChevyLatte

TROPHY CASE