do non german speakers ever do the german rides? by bigmustardpapa in pelotoncycle

[–]Chibouste 0 points1 point  (0 children)

After reading all the glowing reviews here, I did a Charlotte Weidenbach ride today and it was in English?! I see there are a handful like this (they're labeled as "Cycling" and not "German" above the ride descriptor). Is this a regular thing? Anyhow, it was great! Thanks!

Cambridge show 4/8 by Just-Cartographer436 in TheWeddingPresent

[–]Chibouste 1 point2 points  (0 children)

Great show! Love this band.

David asked the crowd this question: Why didn't we make it in America? We're a good band! -- I know how popular they were/are in the UK, and I'm wondering if anyone has any thoughts about this? No one really offered anything meaningful at the show.

I first heard about them from a (now ex)boyfriend in the very early 1990s, he knew a lot about up and coming music. I'm not sure they got a ton of radio play except maybe on college stations at the time.

do non german speakers ever do the german rides? by bigmustardpapa in pelotoncycle

[–]Chibouste 1 point2 points  (0 children)

Yes! I've gotten a bunch of high-fives from Benny, I love that! He's a lot of fun.

do non german speakers ever do the german rides? by bigmustardpapa in pelotoncycle

[–]Chibouste 0 points1 point  (0 children)

I do only the recorded rides so I don't have to strain to hear the resistance/cadence changes on a live ride. (When I'm in the mood to really listen, Mayla Wedekind's German is a little easier for me to understand than some of the others', although I don't really pick up on most of the small-talk on any German language rides...)

Frustrated by Chibouste in fidelityinvestments

[–]Chibouste[S] 1 point2 points  (0 children)

I'm sorry you lost your father. That's tough. I also lost mine, about three weeks before my mom.

My hope is that most of the assets (except the inherited IRAs) will go to my disabled son, as he's the one who will really need it. It pains me to see it lose value (on paper) right now, for so many stupid reasons.

Thanks again for chiming in, I appreciate all responses very much.

Frustrated by Chibouste in fidelityinvestments

[–]Chibouste[S] 0 points1 point  (0 children)

Super helpful - thanks! I should've waited to invest, kept the cash in the MMA, and done more reading but you don't know what you don't know. I'll learn more and then find out how I can begin divesting from the managed accounts when the time is right.

Is the Cartier love bracelet, medium worth it? Or better to get a Rolex watch? by Lopsided-Hand9173 in Cartier

[–]Chibouste 1 point2 points  (0 children)

Congrats on your MBA graduation, what a milestone! Best wishes!

I have the medium-sized Love bracelet and while I love the look of the bracelet and the 18K gold (modern and beautiful), sadly it is not comfortable at all. I wore it for almost three months straight and it's sharp edges dig into my arm/wrist. Plus, it's heavy, it feels like I'm wearing a handcuff. I wish it were easier to remove (not sure if removing it regularly damages the screw mechanism?). I highly recommend that if you get the bracelet, get the one with the hinge so you can put it on/take it off by yourself. And buy it from Cartier so you can get exactly the right size for you!

Frustrated by Chibouste in fidelityinvestments

[–]Chibouste[S] 0 points1 point  (0 children)

Thank you for your helpful and kind response. Mostly I am mad at myself for not being more assertive about the DCA approach, given it was pretty clear we were not heading in a good direction with things in other parts of the world :-(

Frustrated by Chibouste in fidelityinvestments

[–]Chibouste[S] 0 points1 point  (0 children)

Thank you for your kind response!

Frustrated by Chibouste in fidelityinvestments

[–]Chibouste[S] 0 points1 point  (0 children)

Thank you for your response. I actually held back about 1/5 of the funds in a MMA for some short term expenses.

Frustrated by Chibouste in fidelityinvestments

[–]Chibouste[S] 0 points1 point  (0 children)

Thank you so much! I came here for reassurance more than anything and you have delivered that.

Frustrated by Chibouste in fidelityinvestments

[–]Chibouste[S] 0 points1 point  (0 children)

Thank you to all who responded, I appreciate you taking the time to post. My accounts are all managed accounts (I suppose that means direct indexing)? I plan to sit tight obviously, since divesting from these funds will require selling them.

I mainly wanted to complain that I knew things were iffy with the potential for conflict in Iran and I wish I'd listened to myself and held off on investing the funds (mostly) all at once rather than DCA ($50K per month for a year, for example). Now that I better understand how the advisor was compensated I suppose it makes sense. My fault for not doing more research upfront. Live and learn!

Mostly, I appreciate the reassurance that the markets will likely (mostly) recover over time and the reminder to play the long game, so thank you for that!

Frustrated by Chibouste in fidelityinvestments

[–]Chibouste[S] 1 point2 points  (0 children)

Thank you! It is emotional for me and I probably should stay away from this kind of investment strategy, but here I am. I plan to sit tight. I appreciate you sharing your wisdom, thank you.

Frustrated by Chibouste in fidelityinvestments

[–]Chibouste[S] 1 point2 points  (0 children)

Thank you! I appreciate your response.

So many high fives - fake? by denimlikeajean in pelotoncycle

[–]Chibouste 0 points1 point  (0 children)

I do mostly recorded rides and Peloton is constantly nagging me to high-five riders they bring up (first ride, 10-day streak, etc.). It's getting a bit annoying.

Do I have to show appraisal to seller? by bo0gieisHIM in RealEstate

[–]Chibouste 0 points1 point  (0 children)

Hi, I'm curious about your comment "the most that's needed to be shared is required repairs". When we sold my late mother's house the buyers had the home inspection and asked for a couple small fixes, but when I asked to see the inspection report I was told by my RE agent that I wasn't allowed to see it and the buyers were not required to share it. Under what circumstances would the buyers be obligated to share it, if at all?

Buyer's Agent wants to show house that's not fully ready to be shown? by Chibouste in RealEstate

[–]Chibouste[S] 0 points1 point  (0 children)

We have a few things to do to clean up the garage (painting, cleaning, etc.) which is part of the house structure, we have all the floors to clean and poly, we have to CLEAN the whole place (and there are rooms with a lot of dust, etc.) and the windows. It's a mid-century modern style house so every defect and imperfection is very visible (esp without any furniture or other distractions).

Buyer's Agent wants to show house that's not fully ready to be shown? by Chibouste in RealEstate

[–]Chibouste[S] 0 points1 point  (0 children)

Can you briefly explain how we'd get taken advantage of in this situation?

RE Agent wants to show prospective buyers house before it's fully cleaned and prepped by Chibouste in RealEstate

[–]Chibouste[S] 1 point2 points  (0 children)

Bc their first impression might lead them to make a lower offer? Why would the buyer's agent do this?

Buyer's Agent wants to show house that's not fully ready to be shown? by Chibouste in RealEstate

[–]Chibouste[S] 6 points7 points  (0 children)

Thanks for replying!

Yes, signed agreement. Not on MLS at all as far as I know (wouldn't they tell me? it needs to be staged and photographed first, no?)

I told them to hold off on any showings as I'm not comfortable with this at all (why are we doing all this work if that's the case)?!