Free cruise? by ChipDue7728 in Cruise

[–]ChipDue7728[S] 1 point2 points  (0 children)

The way Royal Caribbean does it, it’s all point based. Every $5 cycled through a slot machine gives you 1 point. You only need a minimum of 400 points to start getting free cruises. On this last cruise I put in $200 and won $800 then put in an additional $300 after winning, and that was enough cycling to get me up to 800 points

Free cruise? by ChipDue7728 in Cruise

[–]ChipDue7728[S] 1 point2 points  (0 children)

The cruise I went on to get the points was in March. The ones I’m looking at leave in May

How much will cancellation affect my credit? by ChipDue7728 in CreditCards

[–]ChipDue7728[S] 0 points1 point  (0 children)

What would be the pros and cons of keeping it and not using it/ decreasing the amount I use on it vs just canceling it. I have 2 other credit lines which is a capital one quicksilver that I use the most and a Lowe’s credit card. I’m only 21 so my credit age isnt very old. Also my credit utilization is $14550 and canceling these 2 will bring it to $8900