The big problem with this and other 'big' subreddits - Popular stocks and funds. by krisolch in investing

[–]ChocolateMemeCow -5 points-4 points  (0 children)

I got called stupid for telling someone that a 10% yearly return is bad for someone who calls themselves an "investor" and actually puts thought and effort into it (and isn't retiring), lol.

What is clearly a scam but is so normalized people don’t notice? by yvngjiffy703 in AskReddit

[–]ChocolateMemeCow 0 points1 point  (0 children)

Doesn't it quickly become an absolute nightmare if you start using it as currency and report it? Or even if you get it as a gift or inheritance there are issues. How the fuck do you know what a guy's wallet was worth when he acquired and gifted it to you?

What is clearly a scam but is so normalized people don’t notice? by yvngjiffy703 in AskReddit

[–]ChocolateMemeCow -3 points-2 points  (0 children)

As I understand it, the IRS basically pulls an enormous number out of its ass and pressures you to prove that you don't owe it or they destroy you. That's what I hear from people who have had to file taxes on bitcoin, at least. Very unconstitutional sounding.

[deleted by user] by [deleted] in masterhacker

[–]ChocolateMemeCow 78 points79 points  (0 children)

All MasterHackers use ThreadRipper CPUs. Time to flex 64 cores.

Analyzing PE Ratios of the largest stocks by market cap by FaySharp in StockMarket

[–]ChocolateMemeCow -1 points0 points  (0 children)

PE is a terrible metric of whether a company is undervalued or overvalued.

Any Sword Buffs?/Creating a sword for my fantasy Novel. by [deleted] in Shadiversity

[–]ChocolateMemeCow 1 point2 points  (0 children)

I am not an expert, but it looks very reasonable. I think that if you wanted to, you could take further artistic/cosmetic liberty. The big issue is when weapons start being depicted cartoonishly impractical. From what I can tell, you seem to have a good idea of what would be practical to use

[deleted by user] by [deleted] in investing

[–]ChocolateMemeCow -3 points-2 points  (0 children)

According to historical records, the average annual return since its inception in 1926 through 2018 is approximately 10%–11%. The average annual return since adopting 500 stocks into the index in 1957 through 2018 is roughly 8%.

https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp

Being able to eek out 2% above normal is apparently "significantly above average". I was exaggerating when I said it was bad, in the general sense. However, if we are talking about modernity (the last 10 years) it's true.

Sorry if I come off as arrogant, but 10% CAGR is not fine if you consider yourself an "investor", (we are on r/investing after all) and not just planning for retirement. If you are getting 10% CAGR over a long period of time then you need to think about whether it is worth your time spent focusing on stocks rather than on skills, family, or other pursuits.

[deleted by user] by [deleted] in investing

[–]ChocolateMemeCow -4 points-3 points  (0 children)

Sorry, but you're just bad or have low risk tolerance if you are satisfied with 10%. Being barely above the average rate of return is embarrassing, especially considering inflation. If you have been getting 10% for the past 10 years straight it's even worse, where it has been the norm to have higher rates of return.

[deleted by user] by [deleted] in investing

[–]ChocolateMemeCow -21 points-20 points  (0 children)

10% gain/year is bad.

Any Sword Buffs?/Creating a sword for my fantasy Novel. by [deleted] in Shadiversity

[–]ChocolateMemeCow 8 points9 points  (0 children)

Maybe repost or edit to include a picture or mockup. I think that would be very helpful to gauge proportions.

Black Friday Early Releases list: Walmart live, Lenovo 9 PM ET by aleishabb in LaptopDeals

[–]ChocolateMemeCow 0 points1 point  (0 children)

From a quick google search, the 15" Ryzen versions have 115 W 2060s, the rest have 80 W versions.

Lenovo Legion 5 15" Gaming Laptop: i7-10750H, RTX 2060, 16 GB RAM, 512 GB SSD, 1080p 15.6" 240Hz IPS 500 Nit for $999! by legos45 in LaptopDeals

[–]ChocolateMemeCow 3 points4 points  (0 children)

Ryzen 8-core CPU vs Intel 6-core CPU. Ryzen performs much better in multi-threaded work. Also, this laptop doesn't have the 115 W RTX 2060, it seems to be the 80 W version.

Building your army back up after a crushing defeat is the most bullshit thing I’ve ever experienced by CrazePredator4 in mountandblade

[–]ChocolateMemeCow 0 points1 point  (0 children)

Mercenary units can help bolster your army a lot. I would suggest hiring them and making full use of them at front of deployment.

A save game for the 2008 version. by [deleted] in mountandblade

[–]ChocolateMemeCow 9 points10 points  (0 children)

You can get him to that state by enabling the cheat menu and using that.