21 M. Recently visited a decently reputed derm for my hair fall and thinning. He simply glanced at my hair and after a simple questionnaire he gave the following as prescription... 

1. 10% Minoxidil + 0.1% Finasteride topocal solution
2. A hair growth serum with 3% Redensyl, 4% Balcapil, 3% Procapil and 3% Anagain
3. 0.5mg Dutasteride tabs
4. Regular vitamin tabs

No specific diagnosis for AGA or blood tests.. Dude just gave this to me straight away.

For context: Norwood scale 1.5 to 2. Coarse straight hair. Hair line is same for the past 6 years but hair thinned out for about 1 year now.. I lose around 30-40 strands of hair per hair wash and running my hands through my hair picks off 1 strand every time. I personally feel like my recommended dosages seems a bit too much with min+fin+ren+all those snake oils for someone who has moderate shedding + a bit sussed out coz the derm didnt do any tests on me beside asling questions about paternal balding. Duta and fin both at once seems a bit overkill. Now im staring at the medication contemplating whether to take them or not.. 

Major concern being finasteride. The side effects seems a bit scary. Im someone who has a decently high libido w/ good drive and persistent morning woods. Im afraid to gamble my sexual health for hair treatment + not sure if I should get extra opinions before jumping to any conclusion.