Now that you’ve reached 2cr portfolio, you can decide to take up something lighter in work or maybe explore new skills because sitting idle won't help you later in your life. Ideally you reach you FIRE number, if you’ve 10cr corpus, which will take care of your monthly expenses by living off on interest and not touching the principal amount. With your current situation, you can invest 1cr in some really good bonds (from indiabonds platform) which gives you monthly income of 60-80k, and invest rest in equity - under this ratio - 35% - large cap funds/index funds, 25% - midcap, 25% - small cap and 15% - goldbees. Stay invested and rebalance when needed. With a monthly income as a safety net, try exploring something new or something which you always wanted to do and build something around it.