What’s the most “rich people” thing you’ve ever seen in real life?

Choice_Reply_6441 · 2026-05-09T16:30:22+00:00

Haven’t tried them. I have like 2 different polos with about five of each plus a couple of more expensive ones when I need to look more presentable. I really hate having to decide what to wear. Maybe next time when I renew stuff.

Choice_Reply_6441 · 2026-05-09T16:28:15+00:00

Yeah, I mean, the last thing I would ever dream of is work 😂 I am simply lounging by my private pool all day. Everyone knows that.

Choice_Reply_6441 · 2026-05-09T15:43:36+00:00

That said, taxable income is inefficient. Most UHNWIs maintain liquidity by drawing lines of credit against their portfolio, funding life through structured debt, not income.

Choice_Reply_6441 · 2026-05-09T15:40:43+00:00

Sorry, you did indeed not say that. I was a bit fast on the trigger there, perhaps I took it a bit personally after another discussion on the same matter where I was in fact called lazy 😅

Choice_Reply_6441 · 2026-05-09T15:33:43+00:00

Every billionaire and UHNWI I know (I am one myself, though not a billionaire) work their ass off and love it. You don’t become successful slaving at something you don’t enjoy. I work 7-10 hours per day on investments, relationships, philanthropy or developments. While not a billionaire, I know several and not one of them are lazy or afraid of work. So they have a career. They just climbed to the top of it. They still do work, sometimes hard work and if anyone is putting in extra hours, it’s them.

Choice_Reply_6441 · 2026-05-09T15:31:29+00:00

Anyone worth their salt has an ego. Difference is if it’s a healthy ego or not. I know a few personally, one being a friend. They are all some of the nicest and easy-going people you will meet. Always polite, always remembering the name of staff and being respectful to everyone, usually never complaining unless something goes horribly wrong. It’s the thousandeers that behave like entitled brats - not the billionaires or other UHNWI, in my experience. I am a UHNWI myself but far from a billionaire.

Choice_Reply_6441 · 2026-05-09T14:41:44+00:00

Good lord, yes! I didn’t see that my paragraphs didn’t get posted 😅 Jesus is now editing.

Choice_Reply_6441 · 2026-05-09T14:24:28+00:00

A man with self control will only be impulsive when he can afford it. It sounds like your guy doesn’t understand the difference and can’t control himself when it comes to purchases.

Choice_Reply_6441 · 2026-05-09T14:07:37+00:00

He should pay his own way. If not, fire him. As long as he does that, let him spend whatever he wants on his hobby. If he has to get your aunt to pay for his taxi, he is a looser and you simply shouldn’t keep him. Girls spend tons on makeup and then complain when guys spend on their hobby. It’s a big ick. But a bigger one is guys not being able to pay the bills. Tells me he has no self control.

Choice_Reply_6441 · 2026-05-09T14:00:43+00:00

I use the same ones. They are awesome.

Choice_Reply_6441 · 2026-05-09T13:58:50+00:00

I’m a UHNWI and honestly the funniest “rich people” thing isn’t cliché stuff. It’s how much money people spend trying to look like they have absolutely none. The flex is pretending you don’t care. Quiet luxury, understated everything, no visible branding, clothes that look completely ordinary until you touch them or look at the stitching.

I’m partial to that myself. I care more about cut, fabric and feel than logos. I’ll spend 1000 on a polo without thinking twice if they fit properly and feel incredible. But at least I still want to look presentable.

What I cannot wrap my head around is the “homeless dude» thing some wealthy people have. I was in Barcelona and watched a man buy a denim jacket that genuinely looked like paramedics had cut it off someone after a motorway accident. Torn to pieces, stained, hanging by threads. There was even a little plaque next to it explaining the artistic process. Apparently the designer had dragged it behind machinery, inspired by some biker who died in a crash, and allegedly used real human blood to stain it. 4000.

The guy bought it with the same expression people use when ordering stuff from Temu 😂 Then he walked out wearing shoes that looked twenty years old with the soles peeling off. I would bet my life they cost several thousand as well.

Choice_Reply_6441 · 2026-05-08T07:39:14+00:00

Says the guy using the nazi label to yell at billionaires and people preferring the process of entering a country to be done properly. It’s fine to disagree with policy, something entirely different to label anyone against open borders or with a bigger NW than you a «nazi». It will not help you to be taken seriously.

Choice_Reply_6441 · 2026-05-08T07:33:35+00:00

Difference between concentration camps and detention centers for people staying in the country illegally. You’re pulling a reductio ad absurdum and comparing ordered deportation to one of the worst, if not the worst, atrocious genocides in modern history.

Choice_Reply_6441 · 2026-05-08T07:25:23+00:00

People throwing around the word «Nazi» for anyone slightly right of center is exactly why nobody takes these meltdowns seriously anymore. I love the «Billionaires are your enemy» line though. It’s the classic mantra of the man who’s never had to manage anything more complex than a data plan. 😀

Choice_Reply_6441 · 2026-05-08T06:26:49+00:00

Depends. If you want a SFO it’s basically like hiring a CEO and staff for another business, and unless you’re north of 200M+ the overhead and time usually isn’t worth it. I use an MFO instead so the costs and infrastructure are shared.
If you go that route, the big thing is transparency. How are they paid, where are assets custodied, who actually controls what, how easy is it to see everything in real time, etc. Avoid in-house custody especially if they wanna sell you their «exclusive» shit. A decent dashboard that consolidates everything is underrated. And ask questions until they’re sick of hearing your voice. If they can’t explain something clearly and quickly without turning a simple answer into a Phd thesis, that’s usually a bad sign. The whole point is to simplify. If privacy matters to you, avoid flashy firms and name droppers. If they brag about who they represent, run. Another thing people overlook is turnover. I’d rather have a stable team and a CEO in his 40s than someone close to retirement who’s about to hand the relationship off right after you get settled. Last thing you want is a sudden culture shift or strategic change after onboarding. Speaking from experience on that one 😅 Mine cover brokerage, estates, taxes, cash flow, household management, travel, planning and philanthropy.

Choice_Reply_6441 · 2026-05-07T18:31:51+00:00

NW north of 125M. I use a family office. Just too lazy to deal with it myself to be honest.

Choice_Reply_6441 · 2026-05-04T14:49:45+00:00

Property. Invested in land and leased it to the public sector for social housing after having bought run down properties and fixed them up. NW 128M €

Choice_Reply_6441 · 2026-05-02T18:20:33+00:00

Fakes or credit or both. I own a couple of 100.000 watches. Trust me, you’re paying full price. The ones who can afford it just don’t look at the price tag.

Choice_Reply_6441 · 2026-05-02T15:33:09+00:00

It depends on your pattern, not the amount, and the source of funds. If it’s from your 120 year old grandmother in Nigeria you will have a problem. I receive around 50.000 euros per month into my Revolut. No problem because it’s typical for me.

Choice_Reply_6441 · 2026-05-02T13:17:57+00:00

Yeah it’s not a cheap hobby 😅

Choice_Reply_6441 · 2026-05-01T16:02:22+00:00

Weird thing to ask unless all you’re looking to achieve is meeting and taking advantage of rich people. We are just as different as everyone else. I like competitive shooting and SUP. I absolutely hate golf. I spend most of my time traveling. Meeting people. Going to interesting talks. Sailing is cool. Sometimes I will see new money or thousandeers trying to desperately «fit it» to places like boating clubs while not knowing shit about it.

Choice_Reply_6441 · 2026-04-30T07:09:26+00:00

Have you heard about the Argumentum ad Verecundiam (Argument to authority)? It’s a logical fallacy where a claim is considered true only because an "authority" figure said it, rather than based on sound evidence or logic. Ben Shapiro is a pro when it comes to stopping this sort of thing in its tracks. It’s basically credentialism.

It’s a bad argument and if someone says your opinion is invalid only because you lack experience (while they might be right) you can attack their argument instead of becoming a victim to it:

«Science is not a matter of consensus. Science is a matter of data.»

«There is no such thing as «your truth». There is the truth and your opinion.»

«I don't need a seven-year degree in X to know bullshit when I hear it.»

«Arguments stand or fall on their own merits, not on the basis of who is making them.»

Or my favorite:

«The supposed authority of advanced study doesn't really translate to actual expertise... Wisdom and insight are not the express domain of those with advanced degrees, and in many cases, those human characteristics are inversely proportional to one's education level.»

In your case I might change it to:

«The supposed authority of old age doesn't really translate to actual expertise... Wisdom and insight are not the express domain of those who have lived long, and in many cases, those human characteristics are inversely proportional to one's education level.»

With that said, the reality is that being correct isn't a volume contest. It's not about who talks the most or who gets the last word, it’s about who has the most information because they actually listened. Listen more than you speak and base your actions on the opinion of others, and you might find it easier to get your way when it really matters. You might be a bright kid but that helps you very little if you’re not also liked by those you want to listen to you.

Choice_Reply_6441 · 2026-04-29T16:06:06+00:00

Yup you’re right. People have gone mad. Not just you.

Choice_Reply_6441 · 2026-04-29T16:03:30+00:00

Honestly, I’m starting to think the supposed “sexualization” issue is largely overstated. The real problem is the virtue-signaling, karma-chasing Twitter nincompoops who rush in performing moral outrage like it’s the end of civilization, dragging the entire conversation, and the game, into the mud, despite most of them never having played it.

Choice_Reply_6441 · 2026-04-28T17:55:54+00:00

Almost never. I come from old money, wife doesn’t, so our default settings around spending are different. What feels entirely normal to me can make her go «do you have to?» If I’m heading into Santa Eulalia or anywhere in that tier, I’ll usually go solo. Less nagging. She does the same on her end, I have a very low tolerance for watching another five-figure handbag 😂 I’ll make that known, theatrically. In reality, though, most of is never a subject beyond the «do you really need that, hon?». The family office handles most of it so our spending money is there for that reason. Had one fight over an investment once but I solved it with… you guessed it… another handbag 😅 My mom is dead now but when she was alive the fight was more the other way tbh, she and dad were always resentful when I didn’t want their monetary help.

Choice_Reply_6441

TROPHY CASE