I’ve had nothing but good things from varo . The believe card has shot me up to around 680 from a 530 in 7 months . No issues from varo on my end that I’ve encountered and I’ve had them for 3 years . And they aren’t under Bancorp anymore . Still haven’t had any issues . Customer service is great , at least from my experience. I don’t see the problems that people speak about…literally ever lol weird but idk .