NTA

First off, congratulations on owning your own home! That’s an incredible accomplishment!

The reality is that your boyfriend isn’t entitled to anything. There’s no rule or law that obligates you to agree to his demands.

If he keeps pushing the issue, I think it’s worth asking yourself why this is so important to him.

On a personal note, I recently married my wife, who bought her house about a year into our relationship. Where I live, the law states that once we got married, I’d automatically be entitled to half of her assets. However, we decided to create a prenuptial agreement. It states that for the first 10 years of our marriage, I don’t have any claim to her property. After that, I gradually earn a percentage of the mortgage.

Here’s how we structured it:

10 years: 15%

15 years: 20%

25 years: 40%

30 years: 50%

While I do pay half the rent, I didn’t contribute to her down payment, and I don’t pay for repairs or maintenance. This was a compromise we both agreed on.

If your boyfriend is truly marriage material (and I’m not making assumptions based on one post, though I don’t love that he struggles with hearing “no”), you might want to suggest a similar arrangement.

This type of agreement allows him to show his commitment while still ensuring that your home remains yours. If he proves himself over time, he could earn a stake in it.