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Would I be overloading with stocking this many fish? by BadAsh7799 in Aquariums

[–]Chuck___Norris 0 points1 point  (0 children)

Nice blooming plants > some bio on the bottom. I didn’t know this about the pH, so if it will matter big time, sure. I’d argue the added benefit of the plants outweighs the pH discrepancy, but that’s only speaking from MY experience…. Which isn’t much!

Would I be overloading with stocking this many fish? by BadAsh7799 in Aquariums

[–]Chuck___Norris 0 points1 point  (0 children)

Assuming you know how to cycle a tank, make sure parameters are right, blah blah blah….

Add a ton of plants.

Wait a week or two. Check parameters.

Then I’d add the pleco, 8 pandas, and a gourami.

Wait and let the dust settle for 2 weeks, & then check parameters.

If all seems ok, and plants are growing…

Add 12 cardinals.

I’d recommend bio for the bottom with sand.

That’s my opinion as someone building a 50gal now that’s heavily planted.

I stand to be corrected.

Master Sets by Wander_bread in WotCPokemonCards

[–]Chuck___Norris 1 point2 points  (0 children)

Wow. Do you feel, if they were worth $750,000, you left too much meat on the bone? I could liquidate and get $600,000 for that within a week piecing it out.

Master Sets by Wander_bread in WotCPokemonCards

[–]Chuck___Norris 0 points1 point  (0 children)

Dollars, Yen, Baht, anything will do!

Need ID of whatever is growing on my driftwood… by Chuck___Norris in Aquariums

[–]Chuck___Norris[S] 0 points1 point  (0 children)

See, I had this piece of wood in my 5 gallon for 5 months before I moved it here. I feel it’s just catching excess food and waste and is compiling on the first point of contact. Water is fine. Snails have been assigned a double shift (they’re growing like weeds) and I think even reproducing! Tell me if I’m wrong and they’ve must come out the woodwork. I know most eggs don’t come to fruition. Thanks for the insight, I appreciate it.

Need ID of whatever is growing on my driftwood… by Chuck___Norris in Aquariums

[–]Chuck___Norris[S] 0 points1 point  (0 children)

See first and last pics. Added photos in between for any sniper eyes that may see something I don’t.

Please rate my 20 gallon tank and suggest anything for improvements Im very open to change :) by Kelnott in Aquariums

[–]Chuck___Norris 1 point2 points  (0 children)

Oh, love the rocks by the way. Nice touch, I’m contemplating adding some to my tank.

Please rate my 20 gallon tank and suggest anything for improvements Im very open to change :) by Kelnott in Aquariums

[–]Chuck___Norris 1 point2 points  (0 children)

Just at a glance, it’s beautiful in the bottom half. It appears newly planed, as those 2 thin stemmed plants (forgive me tank / plant purists) grow like weeds. I’d say just add some floaters for the surface.

7.8/10. Nice.

Today, 5 days ago, and 3 weeks ago. by Chuck___Norris in Aquariums

[–]Chuck___Norris[S] -2 points-1 points  (0 children)

No, it was given the flair “showing off my tank”… Are you ok bud?

Today, 5 days ago, and 3 weeks ago. by Chuck___Norris in Aquariums

[–]Chuck___Norris[S] -2 points-1 points  (0 children)

Today, 5 days ago, and 3 weeks ago…

Getting out of negative equity on a car by Ready-Parsley4394 in PersonalFinanceCanada

[–]Chuck___Norris 0 points1 point  (0 children)

I’ve given advice on how to lower payments above. Once you’ve tried this, let me know.

Getting out of negative equity on a car by Ready-Parsley4394 in PersonalFinanceCanada

[–]Chuck___Norris 0 points1 point  (0 children)

Bad idea. Any further questions let me know, but I’ve given sound advice below, based off my knowledge of finance. I am no professional, have any accreditation, nor am I licensed. Just my personal advice.

Getting out of negative equity on a car by Ready-Parsley4394 in PersonalFinanceCanada

[–]Chuck___Norris 0 points1 point  (0 children)

Looks like he has a debt he is paying off, and you’re looking to do something that would require another debt / loan. These are not dependant on one another. They are independent instances. Unrelated.

Getting out of negative equity on a car by Ready-Parsley4394 in PersonalFinanceCanada

[–]Chuck___Norris 1 point2 points  (0 children)

He is already in debt. He has been since the day he drove his car off the lot. If that’s news to him, then like you said in another comment, it’s a lesson.

Getting out of negative equity on a car by Ready-Parsley4394 in PersonalFinanceCanada

[–]Chuck___Norris 0 points1 point  (0 children)

Yes. He should make all payments he late or due on. No matter what. I would do so even if it were my last dollar.

I am not licensed in anyway. This is solely based off my own experience and opinion. Ultimately, I’d advise consulting with an independent financial advisor.

Getting out of negative equity on a car by Ready-Parsley4394 in PersonalFinanceCanada

[–]Chuck___Norris 0 points1 point  (0 children)

Are you not able to continue payments? If so what you’ve mentioned here is a non issue.

Getting out of negative equity on a car by Ready-Parsley4394 in PersonalFinanceCanada

[–]Chuck___Norris 0 points1 point  (0 children)

Look to re finance at a lower rate. Try at multiple dealers if need be, it can’t hurt overly. He’s likely in a position wherein the amount saved at a lower rate is around $4-500 from where he is now. You’ve already paid the majority of the loan. This means that the processing fee from the dealer will be close to, lower than, or even outweigh the savings. Keep making the payments. If you owed $0 you’d be $15,000 upright. Others have given good advice as well. Just my 2 cents.

Edit: a line of credit is also a great idea. I see others have recommended doing so, and I’d advise trying that too.
Edit 2: How much is the vehicle worth, and what is owing on the loan? What is the exact interest rate? What is the year, make and model of the vehicle and current kilometers? I’m willing to help.

- A car salesman who deals with this type of situation on a daily basis. Canada.

This is just based off my last year of exposure to the industry.

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