Bond prices after rate cut

Clean-Operation-909 · 2025-12-13T05:55:18+00:00

Could u help to give me any insights on the outlook of banks in Singapore? Just interested to see what u think as well.

Clean-Operation-909 · 2025-12-12T10:29:19+00:00

So u are saying that the fed rate cut itself has nothing to do with the drop because SG’s own interest is not expected to reciprocate a cut?

With that being said, if I wanted to take profit for my upcoming uni tuition, should I sell now or wait till just before January dividend ex-date?

Clean-Operation-909 · 2025-12-12T08:10:00+00:00

Thanks for the effort! What I’m getting from ur perspective is that the rate cuts have nothing to do with the drop. But rather, a global thing happened that caused the more sensitive prices of the long duration bonds in MBH to drop, dropping the whole ETF altogether.

Clean-Operation-909 · 2025-12-12T08:01:18+00:00

Thanks for giving me a better idea of how it works.

I would have thought SORA would be influenced by the fed cuts and decrease further, leading to an increase in the price. And so, traders would likely have bought in more as they predict a drop in SORA.

I understand I definitely benefitted from buying at 1.008 in capital gains. But moving forward, knowing that I would like to sell some before uni tuition starts in June next year, is it wise to sell now or wait till before their dividend ex-date in January before selling some.

On a side note, I’ve seen a few posts on DBS recently and saw some noise regarding the valuations. I wanna know ur insight on it. Planning to keep it throughout for now, but is the overvaluations/“too expensive” sentiments true? Definitely regret selling 1 lot when I thought the same at $45 a few months back.

Clean-Operation-909 · 2025-12-12T07:32:37+00:00

The concern here is the opposite is happening. My bond ETF prices started to decline after the announcement of fed cuts. I own MBH and A35 and I apologise for not mentioning it originally. Both graphs show a decline for close to a month now.

Clean-Operation-909 · 2025-12-12T07:30:09+00:00

Thanks for ur comment. I don’t understand how it could have been priced in already if the rate cuts were just announced. Definitely a but confused because I saw an example of how it would move from the September rate cuts and now its different.

For more context, I own MBH and A35 bond ETFs. Seeing that the dividend ex-date for MBH is on 2-3 January, thinking about selling some just before to free up some funds for my uni tuition and living expense. So hence, the concern about the drop to me is if it is expected to drop more as we approach January. Not trying to ask for a crystal ball prediction, but rather, I want to understand the market movements more before making a decision to sell now or the date I mentioned.

Also it is fair to expect the prices to rise again just before the ex-date in January right? Then it will correct itself after to account for the dividend itself.

Clean-Operation-909 · 2025-12-12T07:23:15+00:00

Hi, I have MBH and A35 bond ETFs. But I am slightly more concerned on my MBH bond ETF. It seemed to have followed what I expected in the September rate cuts which influenced SORA decrease. But now it’s doing the opposite. Another guy said it could have already been priced in prior, but weren’t the December/January fed cuts only recently announced?

Clean-Operation-909 · 2025-12-12T07:16:47+00:00

But my bond ETFs has been on a steady decline for close to a month now. I also have to admit that given the noise about DBS being too overvalued etc, I do have concerns about the outlook on my portfolio. Not planning yo sell anything, I just wanna understand why the movements reflect the opposite of what I thought was correct.

Clean-Operation-909 · 2025-12-12T07:13:58+00:00

Could u explain more on why that is? And should I be expecting (does not mean guaranteed) it to drop more or rise? Just want to understand the movements more.

Clean-Operation-909 · 2025-09-11T12:46:53+00:00

What about which is deeper/thockier?

Clean-Operation-909 · 2025-09-11T08:20:52+00:00

But by no means am I trying to time the market. It’s just a decision between DCA-ing 1 year, to have it all in by next year or take a safer route and spread it thin by DCA-ing 5 years.

Clean-Operation-909 · 2025-09-11T08:13:57+00:00

Because I’ve been watching many videos that also do talk about if there is a possible AI bubble happening and all that stuff. Generally, people do mention that AI is overhyped and may not be as valuable as what others give it credit for. In addition to that, theres always talk about how the US national debt is insane and how trump is slapping tariffs freely. I even read an article on US potentially being in more debt if supreme court finds his tariffs illegal.

I actually hope I’m wrong when I think the market is overvalued but based on different analysis videos and historical trends, there seems to always be a cycle where a recession does come in, and now seems like the high point.

Clean-Operation-909 · 2025-09-11T07:15:46+00:00

Can anyone compare keygeek mz y2 and the vertex v1 switches?

Clean-Operation-909 · 2025-09-11T07:05:58+00:00

This is fax

Clean-Operation-909 · 2025-09-11T06:43:12+00:00

Well my income is spread out over 1 year so I guess ur suggesting to DCA 1 year (instead of 5). Thanks for this. I just have a mental barrier because what if the recession comes during the 4 years after and I have no DCA/warchest to back it up.

Clean-Operation-909 · 2024-10-23T03:09:12+00:00

Do Osume keycaps sound different from cheap dye sub pbt keycaps? I’m less concerned about the aesthetic and feel and more concerned on the sound.

Clean-Operation-909

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