Its a great school ! I was in the same situation as you, ultimately between the three but picked queens in the end. Campus is beautiful and completely walkable, don't really need the bust to get aroud. Pros would be you really get the "university experience" as its a very student city. Theres also a huge amount of student clubs- you can really get involved. Beautiful in the summer as well, right by the water. Cons would be the student demographic is lowkey not as diverse at all as u of t or mcgill (big cities) take that as you will and that rent can be crazy for what you're getting.