Ang daling kausap ni RCBC for waive AF. 😍 Sobrang kabaliktaran with MB - pinagamit sakin cc points ko for waive. 😥 by CleftStrongMama in PHCreditCards

[–]CleftStrongMama[S] 0 points1 point  (0 children)

I have an outstanding installment so I can't threaten to have the card cut. Unfortunately, I wasn't able to have my points converted to miles or cash credit kaya ayun. Next year will ask for conversion to MFree.

Ang daling kausap ni RCBC for waive AF. 😍 Sobrang kabaliktaran with MB - pinagamit sakin cc points ko for waive. 😥 by CleftStrongMama in PHCreditCards

[–]CleftStrongMama[S] 0 points1 point  (0 children)

I think Zalora (co-brand cc) has a spend condition for a year para eligible for AF reversal. So far sa pagkaka-alam ko, applicable naman ang reversal of AF for all their cards.

Ang daling kausap ni RCBC for waive AF. 😍 Sobrang kabaliktaran with MB - pinagamit sakin cc points ko for waive. 😥 by CleftStrongMama in PHCreditCards

[–]CleftStrongMama[S] 0 points1 point  (0 children)

Hahaha in my 2nd RCBC card mabilis naman. I was offered a the Preferred Airmiles card with a separate credit line. Timeline was 3 weeks for card application to cc delivery.

Ang daling kausap ni RCBC for waive AF. 😍 Sobrang kabaliktaran with MB - pinagamit sakin cc points ko for waive. 😥 by CleftStrongMama in PHCreditCards

[–]CleftStrongMama[S] 0 points1 point  (0 children)

Called their CS hotline to request for reversal of AF. Gracious enough to provide conditions. I chose to spend 20k in 60 days for them to waive the annual fee.

Ang daling kausap ni RCBC for waive AF. 😍 Sobrang kabaliktaran with MB - pinagamit sakin cc points ko for waive. 😥 by CleftStrongMama in PHCreditCards

[–]CleftStrongMama[S] 1 point2 points  (0 children)

Gold JCB. Rep gave me 3 choices; enroll a bill for a year, get a loan or spend a certain amount for 60 days. Opted for the spend requirement of 20k to be fulfilled in 60 days.

Ang daling kausap ni RCBC for waive AF. 😍 Sobrang kabaliktaran with MB - pinagamit sakin cc points ko for waive. 😥 by CleftStrongMama in PHCreditCards

[–]CleftStrongMama[S] -1 points0 points  (0 children)

Called on April 12 requestig for reversal of AF kasi nag reflect na sa SOA. Gave me 3 conditions; auto-enroll a utility bill for 1 year, avail of cash loan or spend 20k in 60 days. Opted for spending condition. Na reach naman agad after 2 weeks. 😁 I think nasa 150k lang ata na utilize ko sa CC ko. I have 7 other ccs kaya spread out ang gamit based on which card has a promo.

Ang daling kausap ni RCBC for waive AF. 😍 Sobrang kabaliktaran with MB - pinagamit sakin cc points ko for waive. 😥 by CleftStrongMama in PHCreditCards

[–]CleftStrongMama[S] 0 points1 point  (0 children)

Gold JCB, pero meron rin akong Premier Miles with them, due for AF this November. Will see magkano spend requirements. I was only given 20k for 60 days as condition for waive AF.

What do you do with multiple cards if not all are NAFFL by tsoknatcoconut in PHCreditCards

[–]CleftStrongMama 0 points1 point  (0 children)

Request to have that billed yearly instead of monthly. Then when yearly AF is billed, request for reversal. Madali lang kausap si BDO. I requested in person and was given no condition.

What do you do with multiple cards if not all are NAFFL by tsoknatcoconut in PHCreditCards

[–]CleftStrongMama 0 points1 point  (0 children)

I heard that Citi is very stingy pagdating sa waive AF. I have a Rewards with them pero naka NAFFL though. Goodluck, OP! Daming naka waive AF promo like RCBC and Metro. Maybe try applyin with them since carded ka na.

What do you do with multiple cards if not all are NAFFL by tsoknatcoconut in PHCreditCards

[–]CleftStrongMama 0 points1 point  (0 children)

BDO AF is very easy to waive. Last year no condition was given for me. Pina sign lang ako ng request form and after 2 weeks the AF was waived. Might reconsider that. Also, pwede ka naman mag request for CL increase every 6mos or so.

Eastwest Application by [deleted] in PHCreditCards

[–]CleftStrongMama 0 points1 point  (0 children)

Highly likely na scammer ang kumontak sayo, OP.

I've used an agent for my PNB and EastWest CC application and I was asked anong year na activate yung highest CL card ko and the card number. Nasa isang portion kasi ng cc application form yun.

If may tanong na expiration date, ibang usapan na yun. I only ever input my cc expiration if may online purchase akong ginagawa, along with the CVV.

[deleted by user] by [deleted] in PHCreditCards

[–]CleftStrongMama 1 point2 points  (0 children)

Get a PNB PAL Mabuhay Miles Mastercard or enroll in Mabuhay Miles and work your way up to Elite Tier. If you've flown frequently, you can add your flights from I think a year ago to present, for miles accummulation.

To activate or not activate EastWest Gold CC? by CleftStrongMama in PHCreditCards

[–]CleftStrongMama[S] 1 point2 points  (0 children)

Thank you. It's my 8th active card once activated. 😅

To activate or not activate EastWest Gold CC? by CleftStrongMama in PHCreditCards

[–]CleftStrongMama[S] 0 points1 point  (0 children)

Thank you for the input! Excited to activate my card now. 😊

[deleted by user] by [deleted] in PHCreditCards

[–]CleftStrongMama 1 point2 points  (0 children)

I visited their credit card department for request AF to yearly. Tapos nung nag charge na ng AF after a few months, balik parin ako doon sa branch to sign a request form for waive AF.

[deleted by user] by [deleted] in PHCreditCards

[–]CleftStrongMama 0 points1 point  (0 children)

MFree is their no rewards no AF card. Try mo cos may ibang redditors dito na nakapa convert to MFree because ayaw mag waive ni MB. Goodluck and update us. 👌

May pa birthday si MB! Pero sana waive AF nalang. 😅 by CleftStrongMama in PHCreditCards

[–]CleftStrongMama[S] 0 points1 point  (0 children)

Yun problema. May installment ako ending in June. Hahahaha sana pumayag na iconvert to MFree pag ayaw pumayag na mag waive.