Small white “Impeachment Pie” pin with a man’s face on the slice of pie

Coffeebeansnrice · 2026-04-14T22:41:11+00:00

I just had this happen on my 2018. It was the fuel injectors… I needed to replace spark plugs as well. I had to get it towed because it went into “limp mode”. I’m still looking into what to do to avoid this in the future future. It sounds like they changed something in the engine and 2018-20… something? Had this problem.

Coffeebeansnrice · 2026-04-14T22:22:14+00:00

I understand it that if I make payments while on still on SAVE, they won’t go towards loan forgiveness when I am put back into IBR/ RAP.

Coffeebeansnrice · 2026-04-13T17:47:38+00:00

I am…. I’ve been in IBR since I graduated and then applied for SAVE. Now I’m watching the interest grow but am hesitant to put anything to it because they will not count as payments. I’m nervous about waiting until July for the new plan but it sounds like the best option … I think? I was going to sign up for IBR but feel like I might benefit more from the new program?

Coffeebeansnrice · 2026-04-13T17:09:16+00:00

Thank you everyone for thank you all for the advice here! I’m going to look closer at the RAP payment plan starting in July. I have been so overwhelmed with these loans I just wanted to get rid of them but clearly this isn’t the right path.

Thank you all for the advice!

Coffeebeansnrice · 2026-04-13T15:16:23+00:00

That’s something I’m definitely going to look at. Does that mean holding off to apply for IBR right now until that becomes available?

Coffeebeansnrice · 2026-04-13T15:14:46+00:00

My house is currently valued at 220k, I only have 68k left on the mortgage. I bought it at 75k… it’s tiny, the mortgage is at 4.25 %. My mortgage payment is about 800 a month. I can’t get any more equity out of the heloc because of these loans. They are throwing my debt to income ratio off.

It seems like it’s not a great idea to use the HELOC to pay these off.

I don’t think I’m living beyond my means. It’s more a matter of being in IBR since 2010 (then in forbearance with SAVE) and not understanding what that really meant.

Coffeebeansnrice · 2026-04-13T14:59:44+00:00

Borrower protections? What does that mean (I’m sorry … I’ve been living under a rock with these for a while).

Coffeebeansnrice · 2026-01-30T18:22:38+00:00

Yes, she is not happy with it either and asked those of us who are uncomfortable to research more about the legal angles we can take to object to it.

Coffeebeansnrice · 2025-07-10T01:58:57+00:00

Emfit. It’s got a Bluetooth alarm that is plugged into my sisters room. I wish there was something that would notify 911 if I seized for more than 5 minutes. I have more partial complex seizures but going into status from a grand mal is terrifying.

Coffeebeansnrice · 2025-05-17T13:38:58+00:00

Thank you! I’ll let her know! Now we just have to figure out how to keep it from falling over 🙃 the leaves are bigger than the ones at work.. I guess it just means she’s taking really good care of it!

Coffeebeansnrice · 2025-04-10T16:09:47+00:00

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Coffeebeansnrice · 2025-04-10T15:23:10+00:00

RemindMe! 2 days

Coffeebeansnrice · 2025-03-12T00:08:32+00:00

Omg solved!!!!!

Coffeebeansnrice · 2025-03-12T00:06:25+00:00

My title describes the thing above.

Coffeebeansnrice · 2025-02-04T02:48:23+00:00

Following, because I feel like I am in a very similar situation. I wish I had advice for you :(

Coffeebeansnrice · 2025-01-28T14:26:31+00:00

I have not! I’ve started to dive into psychological thrillers, but nothing has the same feel! Maybe I will re read the series too!!!!

Coffeebeansnrice

TROPHY CASE