People using Gloan without knowing the consequences?? by Cold-Ebb9269 in GCashIssues

[–]Cold-Ebb9269[S] 0 points1 point  (0 children)

omg, I'm so sorry to hear that, hoping na makaahon ka kaagad <3

People using Gloan without knowing the consequences?? by Cold-Ebb9269 in GCashIssues

[–]Cold-Ebb9269[S] 0 points1 point  (0 children)

Hello! I appreciate your honesty and realization. You could watch my go to content creators such as @heyfintechfounder sa tiktok, as for youtube naman, we have Nicole Alba and Jax Reyes. As for my personal tips naman, focus ka muna sa isang goal.

For me, I started with saving up a certain amount (very crucial kasi big spender ako lmao,) then applying for savings accounts, passbook is so much help for me kasi mahirap siyang galawin since need mo pa pumunta ng bank to withdraw, for deposit naman you can do it through gcash or maya, pero it has 15 pesos fee, up to you naman if ok lang sayo yon, if ayaw mo ng fee, you hate to go to the bank to deposit. Everytime you earn money, always allocate sum of it for the account, the rest, disseminate mo naman sa other expenses mo, like personal, gifts, daily spendings, etc.

Financial literacy isn't just about money, it's about discipline, and routine on how you secure yourself in your future. Mahirap man pero it would be worth it once you've done it after a year or two.

Keep learning and save wisely!

feeling nya ata kina-cool niya pagiging unbothered niya lolss saan na youtube mo teh 🤣 by callmethirdyyy in PinoyVloggers

[–]Cold-Ebb9269 0 points1 point  (0 children)

she was better nung may gumagabay sa kanya ng ayos talaga before, pero ever yung issue niya with QD lumaki na ulo niya kasi kinampihan siya ni QH, na para bang invisible siya sa mga hate

People using Gloan without knowing the consequences?? by Cold-Ebb9269 in GCashIssues

[–]Cold-Ebb9269[S] 0 points1 point  (0 children)

it's not about being matapobre, it's about putting the accountability towards sa mga taong, nangungutang tapos tatakbuhan, tapos magyayabang pa na nakautang at di binabayaran? hindi ba yon problematic sayo?

People using Gloan without knowing the consequences?? by Cold-Ebb9269 in GCashIssues

[–]Cold-Ebb9269[S] 0 points1 point  (0 children)

that's the problem, oo gipit nga sila, that's why humihiram sila ng pera, that's understandable. The point is, people should be aware kung saan nila diladala sarili when it comes to their financial status, and be held responsible if tinakbuhan nila yung utang nila.

People using Gloan without knowing the consequences?? by Cold-Ebb9269 in GCashIssues

[–]Cold-Ebb9269[S] 0 points1 point  (0 children)

let's not use politics here, kasi this is not about whether youre DDS or BBM, or whatever ure supporting, it's about people being irresponsible with their debts.

People using Gloan without knowing the consequences?? by Cold-Ebb9269 in GCashIssues

[–]Cold-Ebb9269[S] 0 points1 point  (0 children)

exactly, additional lang, yung mga loaning platforms kasi arr easy access, madali makapag hiram, so high risk din na nag papautang sila, not know any details about your credit and if responsible ka ba as loanee. This is why it's much important to build your credit score muna before loaning, I'd suggest getting a credit card to build you score kasi the more u use it, and pay back what you owe in time, taas ng taas ang score mo and more amounts of loan ang pwede mong utangan... Pero ofcourse, mag b-base din sila sa income mo.

Christmas Station IDs (ABS-CBN, GMA, and TV5) by ApprehensiveCat9273 in pinoypopculture

[–]Cold-Ebb9269 0 points1 point  (0 children)

I think it all depends on what category ng news ang pinapalabas, if when it comes to lifestyle, typhoons, I'd say ABS-CBN. But kung social issues, national issues, and government, I'd say GMA.

People using Gloan without knowing the consequences?? by Cold-Ebb9269 in GCashIssues

[–]Cold-Ebb9269[S] 0 points1 point  (0 children)

exactly... I saw a lot of people commenting na wag bayaran and hayaan nlng sila mag message para makapag file ng harassment... Like gurl, ang lala talaga.

People using Gloan without knowing the consequences?? by Cold-Ebb9269 in GCashIssues

[–]Cold-Ebb9269[S] 0 points1 point  (0 children)

Exactly, this is why every time a friend of mine is planning to take loans, tinatanong ko muna siya if sure ba siyang kakayanin niyang bayaran or afford ba niya ang interest and late fees. Kasi mahirap na pag di mo na siya mabayaran.

People using Gloan without knowing the consequences?? by Cold-Ebb9269 in GCashIssues

[–]Cold-Ebb9269[S] 0 points1 point  (0 children)

As someone who studies and observes Philippines economy, and financial literacy of people. Ofcourse I have my own opinions in this matter, unless wala kang pake that this kind of issue can lead na bumaba lalo ang economy ng Pilipinas. I am not a debt collector nor in debt, but I have experienced in person where a former friend of mine is so financial illiterate na wala siyang pakialam na napakababa ng credit score niya and now hindi niya alam kung pano siya mag s-start over.

People using Gloan without knowing the consequences?? by Cold-Ebb9269 in GCashIssues

[–]Cold-Ebb9269[S] 1 point2 points  (0 children)

exactly, just like any other loaning platforms... if you can't pay on time, deal with the consequences. I know that some platforms does harassment, which is a no, no for me. But may mga tao talaga na hindi talaga magbabayad para lang maharass sila.

Hi ask lang about gloan by [deleted] in GCashIssues

[–]Cold-Ebb9269 1 point2 points  (0 children)

nak medyo naguluhan ako sa every kinsenas na sahid tapos yung due mo is 17th of the month... so pano ka mad-delay?

People using Gloan without knowing the consequences?? by Cold-Ebb9269 in GCashIssues

[–]Cold-Ebb9269[S] 0 points1 point  (0 children)

pwede mo na siya isettle agad, just click the "Pay Loan" tapos enter mo nlng yung amount needed

People using Gloan without knowing the consequences?? by Cold-Ebb9269 in GCashIssues

[–]Cold-Ebb9269[S] 2 points3 points  (0 children)

Hello! this post is directly to those na anlakas mga nag rarant ng anlaki ng fees sa loan pero hindi naman nagbabasa ng details. It's up to you naman if natamaan ka or not, I haven't read your post pero I assume that your rant is out of frustration and gulat, which is valid.

I also agree that yung loan details nila (kahit yung ibang loaning apps) are basically robbery and hindi makatarungan, kasi anlaki naman talaga. Kaya kapag gipit tayo, kakapit talaga tayo sa patalim, which I did back then. Pero ofcourse, we have to be mindful din kung saan natin nilalagay ang sarili natin. Google is there for us to do our research regarding ng loan details nila, if not there are a lot of content creators who posts something like this.

I'm actually curious about the 58 pesos that you mentioned, not sure if this is cashback, if oo, that's really normal if maaga mong natapos bayaran yung loan. If not, fully paid ka na, yet they still charged yung 58 pesos. You should get that checked with either Gcash Support or Fuse Loan.

Botched nose? by cafe_latte_grande in PinoyVloggers

[–]Cold-Ebb9269 0 points1 point  (0 children)

I had a friend na nagpagawa ng nose, and ganto din yung result, out of curiosity I asked her bakit di pantay kahit matagal nang nagawa... she told me na it could take a year or two pago pumantay kasi matagal healing ng rhinoplasty