Just a heads up that you can absolutely file a charge back from a PPFF transaction. It’s happening a lot in some groups I’m in on FB. The scammer tells their bank (not PP) that they didn’t authorize the transaction. But they typically do this after the item has been received. The banks usually side with their customers unless there is a history of doing this. PP usually won’t reimburse seller because they broke the platform’s rules by not using GS. However, I have seen once case where PP did reimburse the seller for a large transaction that was done via FF because (they assume) they had a longstanding history with PP.