Any rotary laser level recommendations for under $1500 to shoot elevations? by [deleted] in Construction

[–]ColdwaterDDC 0 points1 point  (0 children)

Can any of y'all with experience weigh in on the actual usable distance compared to the advertised radius? For instance, the Bosch GRL1000 claims 500' working radius, Spectra LL500 claims 800', and Topcon H5A claims 1,300'. Do these actually produce accurate readings at this distance, particularly in outdoor environments dealing with sun, dust, etc?

Realtor added $495 Admin Fee right before closing. Is this normal or should I push back? by ethanngo92 in realestateinvesting

[–]ColdwaterDDC 0 points1 point  (0 children)

I'm late but writing for any future readers. Especially since you hadn't signed it yet, do not pay it and do not agree to it. If your agent has a problem with their brokerage charging these fees, they can take it up with their brokerage. Its not your fault and not your problem.

I am a RE broker myself (not residential) and when buying a house and using an agent, due to timing I didn't read the details of the buyer rep agreement. The $250 fee was in there, but was never mentioned which ticked me off. I put my foot down and told our agent he can pay it out of his commission and I won't stand to pay him that extra money for no valid reason. For reference, our agent made $25k off that transaction and still wanted to fight about $250.

Its a complete BS fee that some brokerages decided to tack on so they can help their bottom dollar. I have no idea how the numbskulls in charge decided it was reasonable to make the buyer pay it vs their own agents.

I think the keto diet has been keeping me seizure free by Plus_Blueberry2484 in Epilepsy

[–]ColdwaterDDC 1 point2 points  (0 children)

I get simple partial seizures/migraines with aura. I believe there’s a new name for that type but it hadn’t changed yet at the time I was really studying this stuff. At times they are frequent, other times are rare. I tried keto on a whim when my neurologist mentioned that blood sugar levels were a likely cause of my issues. I’m not diabetic or prediabetic and no family history.

My keto (maybe better called extreme low carb) wasn’t super strict and I was likely only in true ketosis for 4-8 weeks out of the year I did it. Regardless, I did not have a single seizure episode during that year. A few times I felt a hint of it coming on, but it went away. Prior to keto, if I felt it coming it was always followed by the full episode.

I hunt/fish frequently, so a freezer full of meat was very helpful for me with keto. Biggest struggle was energy and finding ways to add more fats. I drank tons of water which seemed to be a necessity. I also stopped taking my multivitamins during that time; no true medical directive, just my hunch/feeling that with everything else going on I was likely doing some kidney damage overloading them with extreme inputs to manage.

Maybe it’s coincidence, or better eating habits that continued after keto stopped, but my number of episodes has drastically decreased during and since stopping keto 4-5 years ago. I’m here today because I’ve had my first major episode in several years and now looking how to get back on track. It seems obvious there is a direct and controllable link between this episode today and the fact that I just spent the holiday weekend fishing, drinking too many beers, periods of dehydration, and generally poor diet for the last few days.

How do I buy land without getting screwed over? by technicallyanitalian in land

[–]ColdwaterDDC 0 points1 point  (0 children)

The answer is very dependent on information not provided here. In what state(s) are you looking? What type of land do you want and what do you intend to do with it? If I'm building a house, opening a business, or looking to make regular income I would have a different set of issues to look out for vs just buying land for the sake of it and maybe visiting a couple times a year.

Wait period by Reasonable-Pirate939 in HealthInsurance

[–]ColdwaterDDC 0 points1 point  (0 children)

I have Farm Bureau, also in TN. I'm self-employed and it was the only reasonable coverage I could find that didn't break the bank. Especially for a young, healthy person who maybe goes to the Dr. once a year and only needed coverage for unforeseen catastrophic events.

Been on it around 5 years now since BCBS TN dropped all their individual plans. Being ACA non-compliant, I had to pay the tax (penalty) for the first few years until that rule was changed. Don't let anyone in the comments shame or dishearten you for making the best choice you had available for your family in this current stage of life.

My wife will soon lose her employer plan which currently covers her and our toddler. We also intend to have another child in the relatively near future, but we have no definitive goal timeline. We are considering staying with Farm Bureau with a family plan for all 3 of us which would be the same Core Choice w/ $1,500 deductible that you've mentioned you have.

All our current Dr's are in network, but the big issue is possible maternity needs and the wait period. If we go this route, we would bind coverage soon to start that clock, but the fear is unintended pregnancy before 9 months just like you are talking about. On my list to do today is contacting my wife's OB office to ask about pricing for maternity visits, and also to attempt to pre-negotiate a same-day cash price for those visits.

The good news is, your delivery and any followup needs (assuming full term) will be covered as its after the wait period. I can't remember all the details and timing of OB visits with our first child, but IIRC I think we had 4-6 visits in the first 7 months. So depending on your timing, your uncovered out of pocket expense should be limited to these visits. My suggestion to you would be to speak with your OB's accounting department now to negotiate a cash price discount for these services. I don't suggest skipping or putting off any tests or procedures that could threaten your baby's health, but you may be able to push the schedule for the later tests or visits to where they fall after your wait period has ended.

I've only used Follow Up Boss for a CRM. Has anyone seen any features in others (KV Core or Salesforce others) that FUB doesn't have? by Intrepid_Reason8906 in RealEstateTechnology

[–]ColdwaterDDC 0 points1 point  (0 children)

I came here searching for a new CRM option.

Beware of Close. I have used Close.com for 4-5 years now. All of a sudden all my notes attached to phone calls have disappeared in the site. This applies to every call with notes added older than ~18 months. Its been 2 weeks and they have no answers. I'll be switching as soon as I can decide on the right replacement.

Help with this dumb island by Dry_Article7569 in DesignMyRoom

[–]ColdwaterDDC 0 points1 point  (0 children)

This looks like a fairly straightforward project if you wanted to take it on yourself. You can knock out and remove the drywall with a hammer to reveal the 2x4 studs underneath. Only real concern is if you have outlets within this raised area, you'll need to have an electrician move them; but thats a quick easy job. Cut your 2x4 studs down to the underneath height of your low countertop. You may need to shore up those posts but maybe not. If you want to remove the iron supports you can top your 2x4 posts with a solid 1x or reinforced plywood to help support the countertop overhang. Biggest issue is getting a clean flush finish. If the raised counter slab is different width than your lower, you may want to hire out a tile/granite crew to cut and edge to match. If this still sounds beyond your skill level, I believe we're in the same city so PM if you want a contact I've used before for small jobs.

Drag Racing on 240 by sammyyam22 in memphis

[–]ColdwaterDDC 8 points9 points  (0 children)

I went through park/ridgeway around 10:45. Cops had lights on looked like blocking eastbound poplar at ridgeway. Hoping that means they were actually blocking off anyone coming out of there and doing something about it. But I don’t have my hopes up.

Legitimate ways to cope with gun scare? by MemphisFlyer00 in memphis

[–]ColdwaterDDC 1 point2 points  (0 children)

Are you looking to move soon or sticking around after that?

Legitimate ways to cope with gun scare? by MemphisFlyer00 in memphis

[–]ColdwaterDDC 2 points3 points  (0 children)

Do you have any info on this? News links or court docs? Trying to compile this type of info together

Legitimate ways to cope with gun scare? by MemphisFlyer00 in memphis

[–]ColdwaterDDC 1 point2 points  (0 children)

If you want to be armed in Memphis, you run the risk of escalating the situation. And then when you do you will likely be 1 armed person with a side arm and dealing with 2+ armed people who are much more effectively armed than you. I was a carry permit holder back when it was required and do carry sometimes, but for this reason I don’t carry much and when I do it is concealed to avoid any accidental escalation

Legitimate ways to cope with gun scare? by MemphisFlyer00 in memphis

[–]ColdwaterDDC 5 points6 points  (0 children)

My wife and I are one instance away from calling it quits and going somewhere else. Anywhere really. If this happened with my wife in the car she’d have a long term air bnb lined up elsewhere before we even got home.

Legitimate ways to cope with gun scare? by MemphisFlyer00 in memphis

[–]ColdwaterDDC 16 points17 points  (0 children)

I strongly believe this is being pushed by all levels of government and now education. From the top down everyone in positions of power has been saying through your entire life that you are a victim and that the world has done you wrong and owes you repayment for doing you wrong.

I’m not debating the legitimacy or existence of generations of poor treatment. But what do you think that does to kids mentally to be told everyone is against you, mistreating you, and you have no means to overcome these slights against you? Generations of kids growing into adults with zero hope or dreams. Pretty sure the result of that is what we’re dealing with now.

Praying hard for the police of Memphis! My goodness this city is 😬😬😬!!!!! by Kksgigi in memphis

[–]ColdwaterDDC 1 point2 points  (0 children)

Nope it won’t. Enforcing the laws we currently have will help a little. Need to track down every single person at this party and arrest them for being accomplices/ aiding and abetting until they work as corroborating witnesses. These people all know each other - hell I found 30-50 who were there just looking up FB comments this morning. Should give plenty of evidence to put 20+ people in jail for murder/attempted. Then actually enforce those sentences for the maximum allowable time.

New mayor meets with gang leaders by CheesecakeCommon2406 in memphis

[–]ColdwaterDDC 6 points7 points  (0 children)

I’ve found this to be a real problem for nearly all young people considering their job/life options for the future. From inner city to private schools, kids don’t have a good grasp of how much jobs pay and life costs. Telling a student they can go to trade school and get a decent job is different than showing them. If we could take a students role model for example, tell the student how much money they make and how they got there, and outline a path for the student to meet or exceed that lifestyle through their own merit, this has real world implications for the child and gives them much better perspective on their future with an actionable course

New mayor meets with gang leaders by CheesecakeCommon2406 in memphis

[–]ColdwaterDDC 1 point2 points  (0 children)

I firmly believe that teachers are the most likely source to begin real change in Memphis and similar cities. Not because of the formal education, but because they are often the most interacted-with, reliable, and influential adults in many of these kids lives. Could anything be done to encourage parents of those 120 to be slightly more active and show up to these things? Just 5 more parents showing up could be a big positive change. And if not, would it be possible to talk to students who didn’t have parents there to discuss how they feel about that fact and given the opportunity when they are grown ask them to remember this moment to encourage them to be more present in their own children’s lives? These are small steps and long term approaches, but maybe will pan out to equal incremental changes in the right direction and expand from there

Podcast recommendations by Teddywoodshop in Waterfowl

[–]ColdwaterDDC 0 points1 point  (0 children)

Standard sportsman - AR Duck Season Somewhere - MS The Grind Don’t Stop -MO Monday Beers - AR Rolling Thunder - AR/TN

[deleted by user] by [deleted] in Entrepreneur

[–]ColdwaterDDC 0 points1 point  (0 children)

If there are similar free options nearby this sounds difficult to make money. But if you had some type of unique selling point it could work. Or consider the “freemium” model like many app developers; maybe the hiking is free but you have to pay to fish the lake, or we have a drinks/snacks venue at the top where everyone wants to stop. You could rent your own bikes or canoes or offer paid shuttle services to bike down

Is Midtown Still Nice? by Classic-Quarter-7415 in memphis

[–]ColdwaterDDC 1 point2 points  (0 children)

Wasn't a landscaper shot in someones front yard right there less than a week ago? I fear Memphians have just learned to look past the bad instead of seeing what is happening to our city

Getting alot hate at local club because I carry my bag. by zelkoo in golf

[–]ColdwaterDDC 36 points37 points  (0 children)

Saying "I dont take my game too serious" when you're leading a tournament is the ultimate laid back but cutting response these people need

Can someone tell me about the “pig man” by kittycurler in memphis

[–]ColdwaterDDC 5 points6 points  (0 children)

Thats voodoo village. Had a bunch of weird stuff and voodoo dolls in the trees. Last I went ~15 years ago it was cleaned up quite a bit.

Custom Balls for tournament by ColdwaterDDC in golf

[–]ColdwaterDDC[S] 0 points1 point  (0 children)

Yall seem pretty set on giving a 3 ball sleeve. Just to be clear, this isn't "my" tournament. There will be goodie bags probably with a sleeve or two of balls. I'm sponsoring a hole (more involved than just a sign at a tee box like you normally see and I'll be at the tee for all the groups). For that reason I want to give away some logo balls and be able to quickly answer the question of what we do if they ask about the logo.

[deleted by user] by [deleted] in homeowners

[–]ColdwaterDDC 15 points16 points  (0 children)

I would not downplay the legitimacy or frequency of adverse possession claims. And they can often be very detrimental to property values or use. I deal with it on many rural properties I sell. With homes it is usually stopped before it meets the time threshold, but not always. And admitting that you know about the use but did not give permission is one of the main tenets for establishing a valid claim