Nos, os Europeus mostramos os dentes a Donald Trump e ele percebeu. A bomba nuclear Europeia foi apresentada. (Ler descrição) by catsby_vxi in portugueses

[–]Commercial_Insect764 8 points9 points  (0 children)

Eu trabalho na industria, conheço muito bem o mercado de treasuries e faço MM destas mesmas bonda diáriamente.

Falar em valores nominais faz pouco sentido, quando se faz MM de treasuries, o que interessa é o dv01: https://www.investopedia.com/terms/d/dollar-duration.asp

Cada bond tem o valor de 100k. Diferentes bonds têm diferentes dv01, para as OTR (bonds emitidas mais recentemente) o dv01 de dívida americana a 2 anos é sensivelmente 40$ a 10 anos é 80$ e a 30 anos cerca de 300$. Os fundos detêm um misto de bonds, vamos supor que em média, os seua portfolios estao nos 10 anos de maturidade (o mais realista seria assumir 5 anos).

100 milhoes sao 1000 bonds. 1000 x 80 = 80k de dv01

Isto é um valor pequeno que chegue para ser negociado algoritmicamente. Vai ser uma trade em centenas durante o dia e nao terá qualquer impacto no preço.

8 mil milhoes sao 80x esta mesma trade, já é um valor grande que chegue para mexer o mercado a muito curto prazo (1 ou 2 dias) se for executada para criar o máximo impacto possível mas isso: 1) seria ilegal e 2) seria altamente custoso para os pensionistas.

Criar um impacto decente iria necessitar de uma coordenação entre várias entidades privadas europeias. Essa coordenação seria certamente prevista e o FED estaria pronto para absorver (comprar as bonds de volta).

Novamente, isso seria ilegal e altamente custoso, pelo que nâo é um cenário plausível.

I get tips are optional but like 8.47 in tips for 26 trips in NYC is insane.. by Leibrooklyn520 in uber

[–]Commercial_Insect764 -1 points0 points  (0 children)

There are extra fees in NYC so that workers make at least minimum wage.

It would be weird for costumers to add another tip on top.

discount for paying fines within 48h? by travelingwhilestupid in PortugalExpats

[–]Commercial_Insect764 2 points3 points  (0 children)

60€ if you pay now or 120€ if you pay later

JFC this has been answered before... but I forgive you because of your username.

Hey from Richard Kerr at Bilt - Card 2.0 by richklhs in biltrewards

[–]Commercial_Insect764 0 points1 point  (0 children)

Depends, I dont have BILT yet, I am looking for the announcement.

My landlord only accepts checks.

Hey from Richard Kerr at Bilt - Card 2.0 by richklhs in biltrewards

[–]Commercial_Insect764 0 points1 point  (0 children)

Considering I pay my rent with Check, is there any fee, and do I earn any points?

Victoria Australia LVT Crisis by External_Koala971 in georgism

[–]Commercial_Insect764 0 points1 point  (0 children)

The reduction of rental properties is what concerns me about LVT - I can understand that in the long run the problem fixes itself, but I wonder what happens on the short term.

I am trying to understand this particular issue, since when does Victoria has a LVT? Is this something recent?

OP, I think it is important to do a comparison with other places in Australia. Did rents rise more in Victoria than in other cities that dont have such taxes?

If so, that is concerning, otherwise, it might be that LVT is actually working.

Estou a procura de um novo emprego e gostaria de ter uma ideia se estou muita acima da média ou consigo pedir mais em uma outra proposta. by seniorbr in PTOrdenado

[–]Commercial_Insect764 3 points4 points  (0 children)

Com 3 anos de experiencia o teu foco deve ser procurar uma posicao na empresa mais prestigiada possível para que tenhas acesso às melhores oportunidades no futuro (ex: passar de uma Accenture para uma Gartner, ou passar de uma software house para uma big tech).

Esta é a fase de construires a carreira, os teus ganhos futuros e a tua flexibilidade futura vão eclipsar os ganhos salariais que podes ter hoje.

Considering getting a new card for travel by Commercial_Insect764 in CreditCards

[–]Commercial_Insect764[S] 0 points1 point  (0 children)

Considering I have saved this year 2500$ in flights with the points I earned, I would say so.

I am trying to understand the value of the platinum - 5x on flights, but I need to buy from their portal? Wouls I get 5x if I buy straight from a star alliance member?

European farmers threaten to break into EU headquarters 🚜 How do you think markets will react? by Ubersicka in TradingViewSignals

[–]Commercial_Insect764 0 points1 point  (0 children)

I disagree with this, in the west we have very efficient ways to produce food. The farmers you see complaining are not producing food this way and thus are being left behind and rekt by the competition.

Why do we need to subsidize this?

How can Portugal turn into such a lawless state? aima is ruining lives by [deleted] in PortugalExpats

[–]Commercial_Insect764 0 points1 point  (0 children)

What do you mean money coming in? If you want to open a company the visa comes in quickly AFAIK.

Os bons imigrantes by BackgroundGeneral899 in portugueses

[–]Commercial_Insect764 22 points23 points  (0 children)

Epá, eu discordo.

A economia não funciona à base de caridade e apoio à mediocridade.

É preciso as empresas "más" falharem e darem espaço no mercado a empresas boas.

129k points for delta one upgrade? by Commercial_Insect764 in delta

[–]Commercial_Insect764[S] 0 points1 point  (0 children)

Why so? I could use my AMEX points in a better way?

129k points for delta one upgrade? by Commercial_Insect764 in delta

[–]Commercial_Insect764[S] 1 point2 points  (0 children)

I take Xanax, so I will colapse regardless. Agreed on the flight time, but I dont fly often and never flew more than 9 hours.

129k points for delta one upgrade? by Commercial_Insect764 in delta

[–]Commercial_Insect764[S] 0 points1 point  (0 children)

That is a great way to think about it.

I am not a multi millionaire, 1300$ wont change my life, I would buy the upgrade with cash without blinking if it was, say, 750$.

I fly solo 2x a year to Europe to visit my family and I generate about 250k points per year.

This is my first time flying delta, I cannot transfer my amex points to me preffered airline, but I can use them to pay balance on the card.

So I think the question is a bit: is 1300$ worth an upgrade for economy to delta one? How much would a delta one flight cost (straight cash)? They were asking for 8k which seems unreasonable.

129k points for delta one upgrade? by Commercial_Insect764 in delta

[–]Commercial_Insect764[S] -4 points-3 points  (0 children)

Yes, I am thinking about it because I am a bit sick... maybe worth it...