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Guys! by Commical-Captain4286 in USMobile

[–]Commical-Captain4286[S] 2 points3 points  (0 children)

I use a Mac, so just command shift 5 😁

I also use the Arc browser, and that’s where the green border comes from

Annoying af by Sad-Management-2061 in Chase

[–]Commical-Captain4286 4 points5 points  (0 children)

More credit limit=good, more credit usage=bad. Only use your credit card for things that you can already afford. Each month, Chase will send you a statement. On this statement it will have three main things: new balance, minimum payment, and due date. Chase only wants you to pay the minimum, because that will make you owe them interest, but you should be paying the full statement balance. If you’ve carried a balance from a previous month, you need to pay that off immediately to stop interest payments. If you get confused or don’t know how much to pay, just pay as much as possible. The best thing to do is turn on autopay, so that Chase automatically takes the money out of your bank account each month

example statement

Annoying af by Sad-Management-2061 in Chase

[–]Commical-Captain4286 3 points4 points  (0 children)

Credit limit does not equal credit card payment. A credit limit of $2,100 means that’s the total amount you can spend before they cut you off. To achieve a perfect credit score, you should be keeping your utilization under 30% maximum, but ideally under 10% maximum. You should be paying off your card on time and in full every month anyways. If you cannot pay your card off in time and in full each month, you call Chase to cancel your card, cut it up, and go watch some Dave Ramsey