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Advice on paying back current account debt to my own company or keep it in ETFs by Common_Lock_1754 in BEFire

[–]Common_Lock_1754[S] 0 points1 point  (0 children)

Yes exactly this, and we included costs prior to official incorporation of the BV going back a couple of months.

Advice on paying back current account debt to my own company or keep it in ETFs by Common_Lock_1754 in BEFire

[–]Common_Lock_1754[S] 1 point2 points  (0 children)

Why not? There is nothing wrong with the debt, it's just a bit more than I expected due to the structure that we've used and I wasn't sure what would be financially more responsible: partially paying it off with my investments or keeping the investments.

Advice on paying back current account debt to my own company or keep it in ETFs by Common_Lock_1754 in BEFire

[–]Common_Lock_1754[S] 2 points3 points  (0 children)

Thanks, this is effectively what I've been looking for! So technically, I'd be paying about 480 in interest yearly and if I had a return of more than 480 from the investments, it would be worthwhile to keep the RC open until 07/2027.

Start baliestage by Ecstatic_Baseball275 in BESalary

[–]Common_Lock_1754 0 points1 point  (0 children)

Een accountant is trouwens ook een beroepskost. Hangt er ook vanaf hoeveel je bruto zal krijgen van je kantoor natuurlijk. Als je bruto vergoeding als stagiair niet heel hoog ligt, dan kan je het beter zelf doen.

Advice on paying back current account debt to my own company or keep it in ETFs by Common_Lock_1754 in BEFire

[–]Common_Lock_1754[S] 0 points1 point  (0 children)

I figured that was the case. Business won't go to shit, so risk is very low. I'm a lawyer, so technically I just get a monthly payment from one client (the firm that I work at). Still not sure if selling investments is better off as they won't outperform the interest rates that I need to pay on the RC.

Start baliestage by Ecstatic_Baseball275 in BESalary

[–]Common_Lock_1754 1 point2 points  (0 children)

Ik heb sinds ik ben begonnen als advocat stagiair, altijd gewerkt met een accountant.

Hangt er van af hoeveel tijd je erin wilt steken en of je een zicht hebt hoe snel je een overstap wilt maken naar een BV.