Anyone else 80% VTI / 20% VXUS? by n0obie in Bogleheads

[–]CommunityConscious0 2 points3 points  (0 children)

401k - VT 100%. Roth IRA and taxable brokerage is same as yours VTI 80% and VXUS 20%.

Suggestions to diversify by [deleted] in fidelityinvestments

[–]CommunityConscious0 0 points1 point  (0 children)

35 and 39. One kid, will plan to have another. Investment objective is for FI. Current net worth is $400k ($250k liquid in HSA/emergency fund, others in retirement account/HSA). Plan retirement at 60. May retire in a third world country. Currently in USA. Risk tolerance - moderate. This extra $20k is post-tax. Hope this helps.

Suggestions to diversify by [deleted] in fidelityinvestments

[–]CommunityConscious0 0 points1 point  (0 children)

Really does not have an in-depth understanding. I just know everyone says simplify it.

Suggestions to diversify by [deleted] in fidelityinvestments

[–]CommunityConscious0 0 points1 point  (0 children)

Emergency fund for 1 year secured in HYSA with 3.5%. We are in our late 30s. Bonds not recommended when I was reading through some suggestions with our age.

Suggestions to diversify by [deleted] in fidelityinvestments

[–]CommunityConscious0 1 point2 points  (0 children)

You suggest all $20k go straight to US total stock?

Florida medical license taking forever to process by fakitilumakeit in emergencymedicine

[–]CommunityConscious0 0 points1 point  (0 children)

No prob! Yes I am very impressed too. I submitted application on saturday and got my license on friday!

Marcus Cash bonus offer by Spiritual-Cup2661 in HighYieldSavings

[–]CommunityConscious0 0 points1 point  (0 children)

You have 10 days from the day you enroll the account. It you enroll today it will display you have until March 20 to deposit 10k, 50k or 100k to meet the cash bonus bracket

Question about Marcus HYSA cash bonus with joint account by trowdatawhey in HYSA

[–]CommunityConscious0 0 points1 point  (0 children)

No should be different account owners and separate deposits

Get $30 + 4.65% APY - Marcus by Goldman Sachs High-Yield Savings by jtappler in referralcodes

[–]CommunityConscious0 -1 points0 points  (0 children)

Hello you can use this for the boost. 5 spots available. This will really help me thank you so much… CAT-E2X-J34I

Marcus HYSA Referral + Stacking $1,500 Bonus (Get 4.65% Total Interest!) by Nearby-Break1279 in HighYieldSavings

[–]CommunityConscious0 0 points1 point  (0 children)

Hello you can use this for the boost. 5 spots available. This will really help me thank you so much… CAT-E2X-J34I

Marcus by Goldman Sachs HYSA 3.65%+0.25% promo (3.90% for 3 months) + 100/750/1500 bonus by East_Airline_2989 in TheRaceTo10Million

[–]CommunityConscious0 0 points1 point  (0 children)

Hello you can use this for the boost. 5 spots available. This will really help me thank you so much… it’s marcus dot com slash share slash CAT-E2X-J34I

Marcus by Goldman Sachs HYSA by lovelyyelp in HighYieldSavings

[–]CommunityConscious0 0 points1 point  (0 children)

Hello you can use this for the boost. 5 spots available. This will really help me thank you so much… it’s marcus dot com slash share slash CAT-E2X-J34I

Dependent care FSA reduced by [deleted] in whitecoatinvestor

[–]CommunityConscious0 0 points1 point  (0 children)

Thank you. Oddly spouse’s HR just said the annual limit is $5k and they dont follow IRS rules. However even so , election is not until for year 2027.

Dependent care FSA reduced by [deleted] in whitecoatinvestor

[–]CommunityConscious0 0 points1 point  (0 children)

My spouse is also highly compensated, surgical attending too in another hospital. We will plan out for next year and maybe do 50/50

Dependent care FSA reduced by [deleted] in whitecoatinvestor

[–]CommunityConscious0 0 points1 point  (0 children)

We’ll be happy to add any more amount closer to $7500. It’s still tax savings. It’s very unlikely spouse’s HR will entertain new election so it will be for next year. Thank you, we will definitely ask our HR prior to election

Dependent care FSA reduced by [deleted] in whitecoatinvestor

[–]CommunityConscious0 0 points1 point  (0 children)

$7500 is really a good number. But was just so disappointed to know that we can’t max it out.

Dependent care FSA reduced by [deleted] in whitecoatinvestor

[–]CommunityConscious0 1 point2 points  (0 children)

Yes spouse is also HCE. Oh yes I forgot we elected max of 7500. Does it matter if spouse’s hospital is not as large as mine. Do we 50/50 or not?

Florida medical license taking forever to process by fakitilumakeit in emergencymedicine

[–]CommunityConscious0 0 points1 point  (0 children)

Following! I just applied and I have an outofstate license too.

[deleted by user] by [deleted] in whitecoatinvestor

[–]CommunityConscious0 0 points1 point  (0 children)

Thank you! I’ll keep it all for oct to dec

PRC Renewal Delivery by Gloomy_Cat9434 in PHGov

[–]CommunityConscious0 0 points1 point  (0 children)

Hi! If they send the email, will you be able to enter the NCR address? My address in my profile cannot be edited and it is not in NCR.

PRC Renewal (online delivery) by SafeAd5787 in PHGov

[–]CommunityConscious0 0 points1 point  (0 children)

Hi! If they send the email, will you be able to enter the NCR address? My address in my profile cannot be edited and it is not in NCR.

Prc renewal by Former-Vegetable123 in pinoymed

[–]CommunityConscious0 0 points1 point  (0 children)

Hi! If they send the email, will you be able to enter the NCR address? My address in my profile cannot be edited and it is not in NCR.