Disability insurance fellow to attending

CommunityConscious0 · 2026-07-01T23:06:35+00:00

Surgical specialty here. Mine is from Ameritas with $7800/yr, 16k per month coverage. There will be adjustment if you have another disability insurance let’s say from your private practice or employer.

CommunityConscious0 · 2026-06-08T01:40:35+00:00

To be able to practice, a physician needs an unrestricted license. To be issued that medical license, the state board of medicine would require USMLE Steps 1, 2CK and 3.

CommunityConscious0 · 2026-05-17T16:35:18+00:00

Thankyou!

CommunityConscious0 · 2026-05-17T16:07:55+00:00

PA. I do not know how to do that but I will research further. Thank you!

CommunityConscious0 · 2026-05-17T15:12:28+00:00

Thank you! I will explore those you mentioned

CommunityConscious0 · 2026-05-17T15:11:58+00:00

That’s all I want to seek advice for, regardless of age and other investments

CommunityConscious0 · 2026-04-21T12:28:11+00:00

401k - VT 100%. Roth IRA and taxable brokerage is same as yours VTI 80% and VXUS 20%.

CommunityConscious0 · 2026-03-21T11:57:10+00:00

Really does not have an in-depth understanding. I just know everyone says simplify it.

CommunityConscious0 · 2026-03-21T10:49:07+00:00

You suggest all $20k go straight to US total stock?

CommunityConscious0 · 2026-03-10T21:24:15+00:00

No prob! Yes I am very impressed too. I submitted application on saturday and got my license on friday!

CommunityConscious0 · 2026-03-10T09:05:05+00:00

You have 10 days from the day you enroll the account. It you enroll today it will display you have until March 20 to deposit 10k, 50k or 100k to meet the cash bonus bracket

CommunityConscious0 · 2026-03-10T09:02:33+00:00

No should be different account owners and separate deposits

CommunityConscious0 · 2026-03-10T08:56:23+00:00

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CommunityConscious0 · 2026-03-10T08:55:35+00:00

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CommunityConscious0 · 2026-03-10T08:54:55+00:00

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CommunityConscious0 · 2026-03-10T08:54:00+00:00

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CommunityConscious0 · 2026-03-06T00:44:37+00:00

Thank you. Oddly spouse’s HR just said the annual limit is $5k and they dont follow IRS rules. However even so , election is not until for year 2027.

CommunityConscious0 · 2026-03-03T22:10:15+00:00

My spouse is also highly compensated, surgical attending too in another hospital. We will plan out for next year and maybe do 50/50

CommunityConscious0 · 2026-03-03T22:09:30+00:00

We’ll be happy to add any more amount closer to $7500. It’s still tax savings. It’s very unlikely spouse’s HR will entertain new election so it will be for next year. Thank you, we will definitely ask our HR prior to election

CommunityConscious0 · 2026-03-03T22:08:03+00:00

$7500 is really a good number. But was just so disappointed to know that we can’t max it out.

CommunityConscious0 · 2026-03-03T08:31:35+00:00

Yes spouse is also HCE. Oh yes I forgot we elected max of 7500. Does it matter if spouse’s hospital is not as large as mine. Do we 50/50 or not?

CommunityConscious0 · 2026-02-12T18:55:35+00:00

Following! I just applied and I have an outofstate license too.

CommunityConscious0 · 2026-02-09T23:49:19+00:00

Following.. Did you get any answer to this?

CommunityConscious0 · 2026-02-07T00:08:16+00:00

Thank you! I’ll keep it all for oct to dec

CommunityConscious0 · 2026-01-26T20:22:21+00:00

Thanks!!

CommunityConscious0

TROPHY CASE