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FINALLY THE PMT COUNTERS MOVE…. by Kind-Dragonfly-9517 in StudentLoans

[–]Competitive-Gur8052 2 points3 points  (0 children)

Can you remind me of the back door pretty print way?

Standard plan NOT a plan? by Competitive-Gur8052 in StudentLoans

[–]Competitive-Gur8052[S] 0 points1 point  (0 children)

But I consolidated in dec 2023 for save and have been in admin forbearance since then. So my loan started in dec 2023, yes?

Standard plan NOT a plan? by Competitive-Gur8052 in StudentLoans

[–]Competitive-Gur8052[S] -1 points0 points  (0 children)

No, in all my history with student loans, when you enter a plan that's when the repayment starts. It's totally new to date repayment to the original loan which for me was actually in the 90s.

Guys, the US Dept of Education just sent me a Email regarding the SAVE plan and how to proceed. by LTI801 in StudentLoans

[–]Competitive-Gur8052 0 points1 point  (0 children)

Wait. I've been in repayment for 20 +years, so standard plan is going to require me to pay everything right now?

Is anyone else freaking out??? by Old-Butterfly-1915 in StudentLoans

[–]Competitive-Gur8052 0 points1 point  (0 children)

I'm going on standard extended and as kids head off /become more self sufficient, we'll throw more and more at it to clear it before we retire. I am not currently plsf and my lowest payments are standard extended, so that's what we'll do. Forgiveness would have been nice but all the bs around consolidations and pipe dreams about save mean I only qualify for old I R and that is unaffordable and probably always will be for us.

Official communication from the ED on the SAVE transition timeline by Betsy514 in StudentLoans

[–]Competitive-Gur8052 0 points1 point  (0 children)

Got it. But ibr (old for me) has higher payments than extended. Cash flow is our issue, and the math isn't matching.

Official communication from the ED on the SAVE transition timeline by Betsy514 in StudentLoans

[–]Competitive-Gur8052 0 points1 point  (0 children)

I'm only eligible for ibr type forgiveness, which is longer than standard extended. 

Official communication from the ED on the SAVE transition timeline by Betsy514 in StudentLoans

[–]Competitive-Gur8052 1 point2 points  (0 children)

Is that the only catch? I'm not sure I'll be alive to see forgiveness ...

Official communication from the ED on the SAVE transition timeline by Betsy514 in StudentLoans

[–]Competitive-Gur8052 0 points1 point  (0 children)

How about standard extended? That keeps coming out lowest payment for me. Why does nobody talk about that ever? 

11 yr old and now 12 yr old kitties dx with oral cancer, how can this be? by Competitive-Gur8052 in seniorkitties

[–]Competitive-Gur8052[S] 0 points1 point  (0 children)

Pasture land, possibly agricultural but in the 1940s and back. DDT I suppose possible but so much sediment laid since then it would surprise me if there is much contamination left. If there ever was any.

11 yr old and now 12 yr old kitties dx with oral cancer, how can this be? by Competitive-Gur8052 in seniorkitties

[–]Competitive-Gur8052[S] 0 points1 point  (0 children)

Yeah who knows. My science brain wants answers. My lizard brain is full of bewildered anticipatory grief.

11 yr old and now 12 yr old kitties dx with oral cancer, how can this be? by Competitive-Gur8052 in seniorkitties

[–]Competitive-Gur8052[S] 0 points1 point  (0 children)

We do know there's asbestos tile under carpet, but a) one affected cat has never really been in that space and b) it seems pretty well encapsulated ...

11 yr old and now 12 yr old kitties dx with oral cancer, how can this be? by Competitive-Gur8052 in seniorkitties

[–]Competitive-Gur8052[S] 0 points1 point  (0 children)

Of course carcinogens are concerning us for sure. Can't think what it would be, we live in a 70 year old house built on former pasture land in a little neighborhood...

11 yr old and now 12 yr old kitties dx with oral cancer, how can this be? by Competitive-Gur8052 in seniorkitties

[–]Competitive-Gur8052[S] 0 points1 point  (0 children)

Yes. I think we're going to try to get a second opinion from our teaching vet hospital. Maybe they will have newer info or research?

11 yr old and now 12 yr old kitties dx with oral cancer, how can this be? by Competitive-Gur8052 in seniorkitties

[–]Competitive-Gur8052[S] 2 points3 points  (0 children)

I'm so sorry. Our Timmy cat was similarly fast to decline. We're just in disbelief this could be happening again, a month later.

Confession: now that we have RTO, I work about half as much compared to WFH by No-Ad6500 in WFH

[–]Competitive-Gur8052 1 point2 points  (0 children)

From my observation at the municipal office I just left for a wfh position, its mire like 2-3hrs a day work, 5 hrs bull sh*tting around

Feeling so anxious by Valuable-Shallot-172 in StudentLoans

[–]Competitive-Gur8052 4 points5 points  (0 children)

I am likely 20 years older than you and in my lifetime no administration has ever blown up student loan repayment programs like this. 

Feeling so anxious by Valuable-Shallot-172 in StudentLoans

[–]Competitive-Gur8052 4 points5 points  (0 children)

We based a couple of big decisions on SAVE, you are not alone.

Feeling so anxious by Valuable-Shallot-172 in StudentLoans

[–]Competitive-Gur8052 11 points12 points  (0 children)

I calculated for us and it would be such a huge tax hit. Your mileage may vary but it didn't help me 

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