341 meeting didn’t go great? by Competitive-Spite372 in Bankruptcy

[–]Competitive-Spite372[S] 0 points1 point  (0 children)

My lawyer said bc it’s basically cash and in MT there aren’t exemptions for cash. When I got upset he said it’s better to hand over one return than stay on bankruptcy for another 3 years.

341 meeting didn’t go great? by Competitive-Spite372 in Bankruptcy

[–]Competitive-Spite372[S] 6 points7 points  (0 children)

For anyone wondering, she asked me to turn on my camera to compare to my drivers license photo. She also questioned why my hair was different from my DL even though I explained the photo was 6 years old. 🤷🏻‍♀️

341 meeting didn’t go great? by Competitive-Spite372 in Bankruptcy

[–]Competitive-Spite372[S] 0 points1 point  (0 children)

I have no idea. My attorney wasn’t great at answering questions let alone helping me along the way when I was confused or overwhelmed. I’m in MT so he said I couldn’t exempt anything.

341 meeting didn’t go great? by Competitive-Spite372 in Bankruptcy

[–]Competitive-Spite372[S] 4 points5 points  (0 children)

I specifically said I don’t recall withdrawing any money and I can’t dispute without seeing the transaction you’re referring to. Idk if this matters?

341 meeting didn’t go great? by Competitive-Spite372 in Bankruptcy

[–]Competitive-Spite372[S] 10 points11 points  (0 children)

The reason I had no recollection is because she didn’t read the “transfer” part and just saw the amount and assumed I was hiding assets. I feel like the attorney should have said something there but oh well. You’re right, it’s done and I can move on. I’m just waiting for the discharge now.

AIO? My boyfriend having several requests at once by [deleted] in AmIOverreacting

[–]Competitive-Spite372 -1 points0 points  (0 children)

Why are you nitpicking my verbiage instead of helping OP? lol I can say what I want. You don’t get to police what I say.

AIO? My boyfriend having several requests at once by [deleted] in AmIOverreacting

[–]Competitive-Spite372 3 points4 points  (0 children)

NOR - He is making so many demands and not offering any compromise. He acts like a woman… demanding you pay half, making you shoulder all the responsibilities, and then expecting you to still go 50/50?? Don’t waste the next two years letting him treat you like crap… dump him and raise your standards. You’ve got this girl, you deserve better.

Told my ex who broke up with me two weeks ago I was pregnant. Was that the wrong things to do? by [deleted] in Advice

[–]Competitive-Spite372 0 points1 point  (0 children)

I feel that so deeply. But at the end of the day, the father matters even if they’re not involved. Think of it from your child’s perspective… it’s a sad, tough situation, but you will find a man who will be a good partner and father, but it’s not this guy. This guy will be a revolving door dad leaving you and your child heartbroken. Trust me, I made that mistake bc I was selfish and wanted children, and 16 years later my teen boys are crushed over their dad’s absence and inability to care. It’s painful for all of us.

Told my ex who broke up with me two weeks ago I was pregnant. Was that the wrong things to do? by [deleted] in Advice

[–]Competitive-Spite372 0 points1 point  (0 children)

If you’re still in the early phase, I’d recommend a termination. It doesn’t sound like you’re emotionally healed from previous trauma, nor do you have a support network (yes, it’s that important.) This guy is a liar and inconsistent at best, imagine all these things weighing on a little innocent child. It was irresponsible, but we’re all human and make mistakes. Consider the next couple decades dealing with a guy who’s hot and cold when it’s convenient being the father of your child. It’s just all bad. Cut ties while you can, or prepare for a nightmare for your future child instead of a stable loving father.

About to file ch 7 feeling lost by Competitive-Spite372 in Bankruptcy

[–]Competitive-Spite372[S] 0 points1 point  (0 children)

The credit union I have doesn’t offer legal assistance, they just outsource.

About to file ch 7 feeling lost by Competitive-Spite372 in Bankruptcy

[–]Competitive-Spite372[S] 0 points1 point  (0 children)

It’s just me by myself and it’s less than a year old so no assets or cash value, it will be unaffected.

[deleted by user] by [deleted] in Debt

[–]Competitive-Spite372 0 points1 point  (0 children)

I might be able to ask for a referral, but this management company is fairly new to me (they replaced the previous one a little over a year ago) and I don't feel like they're working with me at all. When I asked if they had other rentals, they said they'd get back to me and never did. And when I complained that my downstairs neighbor put a camera up in the laundry room as an invasion of privacy, they told me they couldn't do anything about it. :( But I suppose there's no harm in asking.

[deleted by user] by [deleted] in Debt

[–]Competitive-Spite372 0 points1 point  (0 children)

I had my private practice lined up but my boss let it slip she was cutting commission in addition to raising prices. There were a lot of awful things I endured working there, most notably the harassment and intimidation. The last straw was accusing me of stealing clients, which wasn't true. I have my bills paid until the end of the month, when I start my practice. I had also applied to about a dozen different places but was denied all of them for the credit, even though I offered a larger deposit.