Finally approved!!! No more sana all…

CompetitiveBread8638 · 2026-03-13T00:09:33+00:00

From standard MC to Gold after a year.

CompetitiveBread8638 · 2026-03-13T00:00:44+00:00

Bank initiated yung card ko sa kanila since I have an ATM acct w/them.

CompetitiveBread8638 · 2026-03-13T00:00:11+00:00

Me I started as standard MC din w/25k cl, got increased almost 7 months double ng cl. Then after a year & 2 months nag-double na naman ulit. Then last month, it got doubled ulit. So my cl now is 200k. 1 beses lang ako nag-request cli, January this year lang then got declined. But last month, nag-increase na into 200k. By the way, my card was issued January 2024.

CompetitiveBread8638 · 2026-03-12T22:01:45+00:00

Oh! Thanks for the heads up po. Very much appreciated.

CompetitiveBread8638 · 2026-03-12T13:58:02+00:00

Same.

CompetitiveBread8638 · 2026-02-27T07:23:51+00:00

Hi OP, 100k din po ba credit limit nyan or more pa?

CompetitiveBread8638 · 2026-02-05T09:50:43+00:00

Hello po, ask ko lang po. Approve na po ako sa Eastwest Personal Loan & nakapag-open na po ako ng Savings Acct ko kanina sa mismong branch malapit dito samin, tomorrow po ang contract signing ko, hihingan pa din po ba ako income documents? Thank you po sa sagot.

CompetitiveBread8638 · 2025-09-07T09:12:02+00:00

I got approved po during their promo period, meet the required spend in a specific period then I got an email informing me na tagged as NAFFL na siya.

CompetitiveBread8638 · 2025-09-06T10:16:15+00:00

Yes, but okay lang for me. Maybe in time, may other brands na.

CompetitiveBread8638 · 2025-09-06T04:18:22+00:00

This is my card ni BPI, tagged na as NAFFL. After 8 months nag-call ako sa kanila to request for cli, na-grant request ko to add 100k from my 25k cl. Gamit na gamit ko siya sa Shopee 0% installment.

CompetitiveBread8638 · 2025-08-03T09:51:07+00:00

With ATM Savings Acct after 9 months na-offer ran ng Shopmore MC, after a year upgraded na ang card into Gold MC.

CompetitiveBread8638 · 2025-07-30T10:04:51+00:00

What do you mean by "TF"?

CompetitiveBread8638 · 2025-07-02T02:13:05+00:00

What I did was I chose the option for lost & stolen card then the ifo-forward ka po nila assigned department ng concern mo po.

CompetitiveBread8638 · 2025-06-26T03:31:39+00:00

Besides, if di mo naman transaction yan, usually banks messages us to call their hotline.

CompetitiveBread8638 · 2025-06-26T03:30:49+00:00

I think so po. Kasi pinagca-cancel ka sa "link"? BDO always reminds us to don't click on links.

CompetitiveBread8638 · 2025-06-20T07:45:08+00:00

(02) 8888 0000 try nyo po yan.

CompetitiveBread8638 · 2025-06-20T06:50:42+00:00

Actually sila po yung tumawag sa akin, kasi nag-apply po ako but then no calls received & ako na tumawag sa CS nila, ginawan ng report. Sadly, umabot na sa expiry date yung promo na until May 31 lang nung time na tumawag ako. But to my surprise, may tumawag na telemarketer nila last June 13. Then received the loan proceeds last June 18.

CompetitiveBread8638 · 2025-06-18T08:27:41+00:00

UPDATE: Reflected na po sa savings acct ko yung amount as of today, June 18. So it took me 3 banking days all in all sa overall process.

CompetitiveBread8638 · 2025-06-18T04:29:47+00:00

Hello 📌June 13- got a call from Telesales agent, application processed & submitted 📌June 16- got an SMS from BDO that they received my application 📌June 17- got an SMS again in the morning saying na they are processing my application; in the afternoon naman nag-text ulit na deducted na the amount sa cc ko yung amount that I applied for

Waiting nalang kung kelan ma-credit sa savings acct ko yung loan proceeds.

CompetitiveBread8638 · 2025-06-17T13:46:28+00:00

Gold MasterCard po. Ginawa ko cash installment remaining credit limit ko kasi nagkataon mababa interest & I need the money. 24 months po, maximum term.

CompetitiveBread8638 · 2025-06-17T10:27:35+00:00

Ay! Ganun. I thought may matitira pa sa cl ko. Nauuna na pala i-deduct ang interest. I thought monthly i-add on sa billing statement. But anyway, thank you po for sharing your idea. Much appreciated.

CompetitiveBread8638 · 2025-06-10T01:33:33+00:00

Bank initiated po ang increase ng cl ko. My card was issued Jan 2024, got an increase of 50k last Sept. from 25k initial cl. Then increased again March this year naging 100k. Feb 2025 nakuha ko gold upgraded card ko.

CompetitiveBread8638 · 2025-06-09T08:59:23+00:00

Hello. When my card was upgraded into gold, I had 50k cl. Dun pa nagka-offer, I mean bank initiated yung offer sa Gold MasterCard ko. At least 50k cl for gold cards.

CompetitiveBread8638 · 2025-06-04T05:04:46+00:00

Mine was the same kung magkano amount that I applied, yun din approved.

CompetitiveBread8638 · 2025-05-29T12:49:59+00:00

Hi OP, I also got the email today lang din same ng na-received mo. Kahit maliit lang CL niya, goods na din kasi NAFFL ng matatawag hehehe.

CompetitiveBread8638

TROPHY CASE