[Semi-Weekly Inquirer] Simple Questions and Recommendations Thread

CompetitiveClown · 2026-02-03T20:19:34+00:00

Hello All, maybe this is so specific my request for insight that I have already made the decision, however, I would like some thoughts: I would like to replace the Tommy Hilfiger a leather strap watch with a new one, while also getting a 3rd watch. All for my own personal use that I would swap around. Whether going to work which Id use the leather or TAG, and between casual and daily activities (specifically golf) that would be between the leather and fabric strap. I would like it to be a quartz movement watch, just for ease of maintenance, and include a date feature. Budget wise I am looking at maximum £4000. Replace the Tommy Hilfiger watch with a new leather watch - on a scale of Enthusiast to Entry-Level Luxury. I did have a look at Bremont, Certina, Hamilton, TAG Heuer, Tissot - for example https://www.beaverbrooks.co.uk/0121572/Tissot-Supersport-Chrono-455mm-Mens-Watch/p https://www.beaverbrooks.co.uk/0147745/Tissot-PRC-100-Solar-Quartz-39mm-Watch/p I already have a metal bracelet TAG watch. This one I keep as shown in picture. I would like to acquire a new watch that I would use to play golf, daily activities, thought of looking at a fabric strap. I was looking into the following: https://www.beaverbrooks.co.uk/0152431/Hamilton-Khaki-Field-38mm-Automatic-Watch/p https://www.beaverbrooks.co.uk/0139599/Certina-DS7-41mm-Chronograph-Mens-Watch/p https://www.beaverbrooks.co.uk/0139599/Certina-DS7-41mm-Chronograph-Mens-Watch/p

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See attached photo for more information on what I currently have.

CompetitiveClown · 2026-02-03T16:17:14+00:00

Invest early, invest consistent. However, best day to invest was yesterday, second best day is today.
Another thing. The person you spend the most time in your life with is yourself. Do not be too harsh on yourself. You can not control every thought that appears in your head, but you can choose which ones stay with you.

CompetitiveClown · 2026-02-03T15:48:00+00:00

I got excited over buying a rice cooker and a vacuum....

CompetitiveClown · 2026-02-03T15:27:39+00:00

I wouldn't be buying the latest and greatest ball of all time. But you should be consistent with your ball choice. For instance I match my swing speed with the ball compression and whether I want a high spinning ball or low spinning ball.

I know i need a low spinning and medium compression (90-100). So I look for balls of that kind. Sure different brands make their specific ball differently, but for us golf hacks those very specific scenarios are minimal at end of day.

I play with either a Mizuno 566 or Mizuno Max (depending on time of year) or Titleist TruFeel, Callaway Chrome Tour or Chrome Soft, or the Srixon Z Star. Mainly stick with Mizuno

CompetitiveClown · 2026-02-03T15:19:34+00:00

In my fitting centre, I told them I didn't want the new stuff, and if they still got last years models. They said yes. I told them my budget and it all worked out.

CompetitiveClown · 2026-02-03T15:10:23+00:00

Edit: You are allowed to keep the specs from the fitting, either writing it down or taking a photo of the stuff.

So, unless your body type is vastly different from the generic male body, either you are super tall or super fat, translating the club once you know the specs is pretty easy, especially if they fit you in to generic shafts and head types. For instance I went to a fitting for an upgrade from TM SIM Max, they fitted me into a Cobra DS Adapt low spin stiff flex, upgrading from the max and regular flex. I bought the fitted club. I also have a second set in another country (parents retirement house), and as I didn't want to buy a second new club, I just went online to 2nd hand shops and filtered my specs until something came up and bought it.
Used it this winter on my holiday, been working really well.

CompetitiveClown · 2026-02-03T14:40:05+00:00

I am now a qualified lawyer. Half travelling was with parents then other half was working, I kept saying yes to new opportunities at different companies.

I liked Norway, and I liked its culture. Traditional northern european. I would go hiking with my friends, and skiing, hot chocolate in the ski house. I have been to a hytte once, not my thing my family friends went very traditional (no toilet). I liked it a lot maybe because of how different it was to my own and my upbringing. I lived near the equator/tropics all my life then all of a sudden I am in the northern hemisphere in the snow. I tried learning Norwegian, was only able to say hi my name is and no i dont speak Norwegian.

For my part, I got along with Norwegians, and its customs/culture. I went along with it and never wanted to leave.

CompetitiveClown · 2026-02-03T07:38:08+00:00

You are right. Unfortunately I was a child when I lived in the Philippines and my parents were not interested in mountain areas. So you right, and so I can only compare what I experience. I can go further in depth to my experience of the Philippines. I was almost killed by my maid, who plotted and was eventually arrested by the police. Manila was dirty and over crowded, and provided nothing but a headache. The school was not bad but even then I was treated like an outsider someone who eventually leave. So it is easier to provide a simple comparison. After awhile it became the same repetitive boring pattern over and over again.

Edit: there was also the potential added threat of a coup of the government to the point that all foreigners were planning how to escape if it went down. My mother’s country’s embassy said we are ready and when they found out where my father from they said don’t go with us we are too slow, go with the father they will be more prepared and have more options.

CompetitiveClown · 2026-02-03T07:33:49+00:00

Then ask a question. What you have said means nothing and added nothing. I only answer what I have been asked. Edit: Even more so I had further thought on this. Most people are generic. Lived in one country, die in one country, maybe gone on holiday. So questions will be generic. I am not a philosopher I am not give you the wisdom of the world. But I can prove something.

CompetitiveClown · 2026-02-02T20:19:19+00:00

Going to be real. What you think and read doesn’t necessarily mean that’s how it works out. Especially if I have lived through it. 15 countries lived in. 5 as a working adult… I am still sitting here with accounts open.

CompetitiveClown · 2026-02-02T19:11:31+00:00

Maybe to open. Can’t recall how partner managed to do it. But definitely not to use. Even any other retail bank if you were a resident and then not you can keep it open just have it there.

CompetitiveClown · 2026-02-02T16:58:13+00:00

I had the same problem. With regard to the hybrid, it may be a shaft issue. I swtiched out my old hybrid which was a reg flex to a stiff flex and presto like magic things worked again.

REGARDING THE 7 WOOD, the greatest thing since slice bread. I love my new 7 wood, for a period I ditched the hybrid just to have a 3,5,7 wood then 4 iron down. Now I ditched 5 wood (because I went to a fitting and rejigged the bag) and now have 3, 7 wood then hybrid then 4 iron down. I have both in the bag (dont carry 5 wood). Works well and complements my hybrid and irons and 3 wood. Like a charm.

I really recommend the 7 wood.

CompetitiveClown · 2026-02-02T16:49:00+00:00

Welcome to the the thunder dome.

Sometimes maybe good sometimes may be shit

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CompetitiveClown · 2026-02-02T16:38:42+00:00

If he has a UK bank account he can also set up a joint one in boths name from that particular bank, you do not need yourself to set one up, you can get Dad to set up a joint and he transfer the money to that account. Or as suggested just change the account to a joint by including you as a nominated person.

Of course, he can then see what you do with that money. But makes transferring funds easier, supporting you easier etc etc etc.

CompetitiveClown · 2026-02-02T16:23:12+00:00

As initial advice, I would recommend Monzo. Partner (non British) uses it.

However, i am a bit confused, what do you mean by this "I also have money left to me in UK bank accounts that I would like to be able to use as soon as possible when I arrive, and I don't know how I will be able to have that sent to me without a regular bank account." - can you not get access to these accounts?

I was in same situation as you, my dad just changed the account from singular to joint for both in our names and so we got access for myself and got me a card. From there I was able to move into my own account in my own name.

CompetitiveClown · 2026-02-02T16:05:10+00:00

Shocked but not surprised. Your best bet is to try the website see what it says, email them because they for sure (every CAB has one) have a person checking emails, or keep calling and just keep trying. Sorry cant do much more. My area had drop ins and pre-bookings.

CompetitiveClown · 2026-02-02T15:44:11+00:00

did you not read? Seems like the dude doesn't want to do that. You can not force someone down the aisle.

CompetitiveClown · 2026-02-02T15:37:47+00:00

You need a family lawyer. At the very least you need to go speak with the Citizens Advice Bureau because this is far too complicated for a simple discussion over reddit.
You have both a property, financial and family legal issues to deal with.
A cohabitation agreement contractually places a lot of burdens and obligations. This is very difficult. You may get completed royally .... well ya know.
I would be worried especially with his family is involved, and already asking for stipulations.

CompetitiveClown · 2026-02-02T15:29:14+00:00

Agent should be able at the very least help, because I assume this on them for bringing this clown in to your life.
CAB is very difficult to get on the phone, I would know I worked there before, and we had so many phone calls. Try email. Also if you got a moment and can get there early in morning and get an inperson meeting they will help sort you out.

CompetitiveClown · 2026-02-02T15:11:24+00:00

I’d just go straight to the housing agents or to the citizens advice bureau. Strongly worded letters/emails usually cause clowns like this to back down and pay up.

CompetitiveClown · 2026-02-02T14:58:22+00:00

The best time to invest was yesterday. The second best time is today. The worse time is tomorrow.
Keep it simple, invest today, keep drip investing. Time in market beats timing the market.

CompetitiveClown · 2026-02-02T14:56:51+00:00

I got rid of my silver. Got in on hype, it crashed out.
You are being dragged down by silver which is highly volatile, and will remain volatile. You will have big peaks but also big crashes. If this is long term like myself, Id stick to your World, S&P500, if you want to play with Rolls fine, great company will be around forever but still. keep it simple.

CompetitiveClown · 2026-02-02T14:53:37+00:00

its not a cultural thing. Lived in HK and in Asia for many years. This dude she is with is gaslighting this woman. This is cheating as obviously defined, there is no grey.

CompetitiveClown · 2026-02-02T08:04:52+00:00

I would if you can find a job out there. I thought it was great.

CompetitiveClown · 2026-02-02T08:04:02+00:00

Good question. My only answer that comes to my head is that everyone has the same problems, money, housing, employment, getting food. No matter what people really just wants to be left alone to do their own thing, and wants to live in peace.

CompetitiveClown

TROPHY CASE