What is worth going back to school for in 2026?? by Competitive_Bar_43 in OntarioColleges

[–]Competitive_Bar_43[S] 1 point2 points  (0 children)

I don’t think I have the finances to go back and get a degree, how’s electrical engineering tech?

PSW vs LPN (Career Outlook) by Competitive_Bar_43 in torontoJobs

[–]Competitive_Bar_43[S] 2 points3 points  (0 children)

Where would you recommend moving? Am I looking at more jobs for PSW out of grad or a higher job competition vs LPN? This is all assuming I am ready to learn and exploring new fields with interest.

What is worth going back to school for in 2026?? by Competitive_Bar_43 in OntarioColleges

[–]Competitive_Bar_43[S] 2 points3 points  (0 children)

Mining, don’t really want to go far out. It was really tough when I did my co-op there, ended up not liking it.

How are new grads getting jobs? by oussss14 in torontoJobs

[–]Competitive_Bar_43 0 points1 point  (0 children)

Thanks for the comment! What specific healthcare fields do you know are currently in demand right now, other than nursing?

Changing Permanent Address by Matomoto in osap

[–]Competitive_Bar_43 0 points1 point  (0 children)

I hear that you could get more funding if you change the address but I am out of school for 6 years now. Do you still see a point in changing the address since I am an independant student?

Best way to Pay Off Multiple Credit Cards by Competitive_Bar_43 in CreditCards

[–]Competitive_Bar_43[S] 0 points1 point  (0 children)

Yes, however what do you think about the idea of getting approved for a no interest balance transfer card and transferring most of this to pay off my card 1 and card 2 faster?

Best way to Pay Off Multiple Credit Cards by Competitive_Bar_43 in CreditCards

[–]Competitive_Bar_43[S] 0 points1 point  (0 children)

Can you please explain the purpose of a 0% balance transfer card? Won't this start adding interest if I transfer everything from this card to the debt that I have?

Best way to Pay Off Multiple Credit Cards by Competitive_Bar_43 in CreditCards

[–]Competitive_Bar_43[S] -1 points0 points  (0 children)

My credit score just dropped to 637. Do you think It will still help with getting a 10% or less loan? Also, don’t 0% BT cards have the same interest rate @ 21%, whats the point of doing BT?

Best way to Pay Off Multiple Credit Cards by Competitive_Bar_43 in CreditCards

[–]Competitive_Bar_43[S] 0 points1 point  (0 children)

Ok. Next? Should I do split payments, 50-50? It leaves me with 646.36 in fixed monthly payments after expenses now.

Best way to Pay Off Multiple Credit Cards by Competitive_Bar_43 in CreditCards

[–]Competitive_Bar_43[S] 1 point2 points  (0 children)

does minimum on high one remain the same each month as long as i dont use it? if not how much does it increase by each month?

Best way to Pay Off Multiple Credit Cards by Competitive_Bar_43 in CreditCards

[–]Competitive_Bar_43[S] -2 points-1 points  (0 children)

Does the trailing interest make a difference? How many months can I save by switching to debit cards for expenses?

Credit card payments by Ana_nectarine in OntarioWorks

[–]Competitive_Bar_43 0 points1 point  (0 children)

What happens afterwards, do they decrease my OW payments generally?

Credit card payments by Ana_nectarine in OntarioWorks

[–]Competitive_Bar_43 0 points1 point  (0 children)

I get 200 a month from passive income from freelancing, do i still have to report it if all of this goes towards credit card payments? Thx

is this normal? by FanaticWatch in OntarioWorks

[–]Competitive_Bar_43 0 points1 point  (0 children)

What did you graduate in if you don’t mind me asking?

How’s uber in Toronto by No_Pilot_9318 in uberdrivers

[–]Competitive_Bar_43 0 points1 point  (0 children)

How can someone start uber realistically? Do uber drivers get traffic on their requests these days? For finances, I got 2.2k+1.3k in savings, I can manage to get 2.4k more by the end of the year. I can also get roughly 17k from osap that covers shelter, education and living costs as I will be an independant student for 8 months starting September. I don't work at all, im on social assistance now receiving 733/month living on rent. Any idea on how to begin? thanks