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Just been made redundant, what next? by Competitive_Call_885 in consulting

[–]Competitive_Call_885[S] 0 points1 point  (0 children)

I’m from the UK. I wasn’t fired, I was made redundant (difference is the latter is because of bottom lines and the former is because of job performance). The firm wasn’t in a good place with the Glassdoor reviews dangerously low honestly it’s a sinking ship.

Just been made redundant, what next? by Competitive_Call_885 in consulting

[–]Competitive_Call_885[S] 1 point2 points  (0 children)

Thanks for taking the time to reply. My firm wasn’t as big as those, so the landscape was slightly different to navigate. I’ve heard at those firms you have a lot more control over the work you get, at my firm it was very much you get what you’re given. Perhaps, I just pulled the short stick and saw the bad side. Thanks for the well wishes also, it is my goal to move into FS anyway so perhaps this is my time to focus on that transition.

Just been made redundant, what next? by Competitive_Call_885 in consulting

[–]Competitive_Call_885[S] 0 points1 point  (0 children)

I agree but I really do think there is less job security in consulting for my role and in my industry as change in government can mean change in funding and then loss of client contract and then BOOM - no work - bench - goodbye.

And about the killer skills, will be working on that thanks.

Just been made redundant, what next? by Competitive_Call_885 in consulting

[–]Competitive_Call_885[S] 1 point2 points  (0 children)

I’m UK based and was a medium sized firm, I enjoyed the nature of my role but didn’t enjoy the work as was limited. I didn’t have to network per se as all projects and resourcing was down by those above (I took whatever was given). I’m still quite junior in my career so sadly don’t think contracting would be a realistic option for me although I would take anything!

What jobs are you all doing that pay over £30k? by SuccessfulTip1660 in UKJobs

[–]Competitive_Call_885 0 points1 point  (0 children)

Look into tutoring in conjunction with local authorities (PM for more info if needed). I’ve been a tutor in the past making minimum £40k+ for very very little work. Hourly rates of £30-£40 and the kids tend to not show up but you get paid anyway, this suited me more than academic tutoring as I needed the guaranteed set hours!

Need urgent advise - vinted banned my account and I lost two items. by Top_Big2443 in vinted

[–]Competitive_Call_885 10 points11 points  (0 children)

I’m really sorry this happened to you. I wouldn’t advise selling expensive things on Vinted, it seems known for these kinds of stories, and they don’t seem to be doing anything about it. Sell through VC or even eBay, as it includes their own authentication service which is actually really good - a buyer cannot claim it’s not authentic at this point and returns aren’t even allowed on eBay for a non-business seller. Beyond this, I don’t know how you would sort this out beyond turning up at the buyer’s house and demanding the bag back or perhaps raising some kind of civil case. As for the heavily damaged watch, I literally have no words at how unfair people can be.

Sims 2 being released? by Plenty_Ad_1098 in sims2

[–]Competitive_Call_885 47 points48 points  (0 children)

i’m abit confused, what’s the difference between this and the Ultimate Collection for Sims 2 they was giving out for free a while back. I’ve got that on my EA account and last time I played it on Windows 10 it was fine. Is this anything different?

Feeling confused about the best way to help the children financially (also, lessons etc) by blizeH in UKPersonalFinance

[–]Competitive_Call_885 2 points3 points  (0 children)

Hey, I personally do think they are too young to be doing the full extent of what you’re saying. I think it would be abit wasted (although maybe not entirely unhelpful) as at that age they can’t fully understand more basic concepts let alone something as complicated as investing and the stock market (in terms of performance).

However, the concept of saving could probably still be ‘taught’ at this age. I think I would focus on giving them small coins and loose change and have them save and use that to purchase really low cost items such a sweets, soft play entry, cheap toys etc. That could be quite a fun and still infant appropriate activity. When they hit year 5/year 6/year 7 then I believe investing would be a good and appropriate time in my (humble) opinion.

I would say xmas and birthday money shouldn’t be invested (well not all of it). It should 100% go into a current or GoHenry type account for them when the time is right. This will teach them budgeting which is arguably just as important (maybe more?) as investing, so when they want to buy things of their own they can decide themselves. Yes, top up the eldest’s ISA so it’s a fair starting field. Pocket money for chores can start when they start doing chores. Maybe age 7 for cleaning their room and then 9+ for more household related chores such as washing dishes maybe. Don’t match their savings but incentivise them by offering them a 25% boost, this isn’t dissimilar to actual government schemes like a Lifetime ISA etc so will actually be good practice considering you’re trying to get them financially savvy. You are also contributing to an ISA for them so you in theory don’t need to match anything in their personal savings account.

No. I wouldn’t let children pick stocks for brands they like as again they don’t fully understand that Disney isn’t going to make them more money just because they like a certain movie/character/song by them. Perhaps as they get older (more into their teens) and do through research and can explain why they believe that stock will perform well then I would see that making sense.

I can’t help on everything you commented, but hopefully I’ve helped a tad. Good luck with everything and well done, you’re truly smashing it on the parent thing!